Life Insurance in Galveston, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
Life insurance in Galveston, TX: 20 licensed insurance agencies serve 53,963 residents in Galveston County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 55% of homeowner claims.
20 life insurance agencies in Galveston
Within 15 miles of Galveston, TX. Click any agency to view profile, contact info, and request a quote.
Freeway Insurance
Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.
The O'Donohoe Agency
The O'Donohoe Agency is a full-service insurance agency in Galveston, Texas, offering auto, home, life, renters, and motorcycle insurance since its founding in 1967.
Freeway Insurance
Freeway Insurance provides a full range of insurance products and can support all your insurance needs across all 50 U.S. states. The site offers quick online quotes and phone assistance for various lines of coverage.
Rochkind Insurance
Rochkind Insurance, founded in 1987, is a family‑owned agency serving Galveston and the greater Houston area. It offers life, homeowners, auto, commercial, windstorm and flood insurance to individuals, families and businesses.
Farmers Insurance - Luke Bohlman
Licensed insurance agency in Galveston, TX; represents 1 carrier.
Brightway Insurance, The Vela Agency
The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.
Richard Glaser Insurance
Glaser Financial Services is a financial advisory firm offering insurance and retirement solutions. They serve clients in Galveston and Corpus Christi, Texas.
Texas First Insurance
Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.
Helix Insurance Group
Helix Insurance Group is a Texas‑based agency offering personal and commercial insurance solutions, including auto, home, life, motorcycle and business coverage. They emphasize real people, real coverage and aim to provide smart, simple solutions for their customers.
American National
American National is a group of companies that writes a broad array of insurance products and services, operating in all 50 states. Founded in 1905, its headquarters are in Galveston, Texas, with additional operations in Springfield, Missouri.
3E Insurance
Primerica is a financial services agency that provides term life insurance, auto and homeowners insurance, as well as investment and debt solutions to families. Their representatives aim to educate clients on financial fundamentals and match them with suitable products.
Brad Spurgeon Insurance Agency Inc.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.
NavSav Insurance - Galveston
NavSav Galveston, formerly Henry Freudenburg Insurance Agency, is a full‑service insurance agency in Galveston, Texas offering personal and commercial coverage including home, auto, health, life, and agricultural policies.
Freeway Insurance
Freeway Insurance is a nationwide agency offering a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. They provide online quotes and phone support for customers across all 50 U.S. states.
Brad Spurgeon Insurance Agency Inc.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, life, and other insurance products to protect families and businesses.
Mark Spurgeon Insurance Agency, Inc.
Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.
Ken Ross - State Farm Insurance Agent
Ken Ross Agency‑State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life, boat and motorcycle coverage, among other products. The office in La Marque serves Galveston, Harris and Brazoria counties and provides service in English, Spanish and Thai.
Chris Sapp: Allstate Insurance
Chris Sapp is an Allstate insurance agent serving Texas City, TX since 2000. His agency offers a range of products including auto, home, renters, motorcycle, life and boat insurance, emphasizing personalized service and community involvement.
Mary Lou Church - State Farm Insurance Agent
Mary Lou Church is a State Farm® insurance agent serving Texas City, TX since 1989. She offers a range of personal insurance products including auto, homeowners, renters, motorcycle and life insurance. The agency provides online quoting and assistance through phone and email.
Steven Little - State Farm Insurance Agent
Setting goals for your financial future is important! Whether you're looking for Homeowners, Auto, Life or other insurance, I help Texans understand coverage options and protect what matters most. Serving Texans for over 100 years, I can guide you through changing markets and help you achieve your financial goals.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.