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Life Insurance in Allen, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Allen

Within 15 miles of Allen, TX. Click any agency to view profile, contact info, and request a quote.

HI

Hempkins Insurance

Allen, TX· 3.6 mi
Agency
Popular
10+ agents45yr

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +65
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TB

The Benefits Boss

Allen, TX· 3.1 mi
Agency
Very Popular
10+ agents

The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.

AutoCommercial GLHomeownersLife+2 more
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HA

HI Agency - Wylie

Wylie, TX· 6.4 mi
Agency
Popular
20+ agents20yr

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
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TL

Throne Insurance & Financial Services, LLC.

Allen, TX· 3.2 mi
Agency
New on InsurConnect
20+ agents11yr

Throne Insurance has been serving the Allen, TX community since 2015, offering transportation business, contractor, personal, and life & health insurance solutions. The agency emphasizes tailored policies, competitive pricing, and dedicated customer service. It positions itself as a trusted partner for both individuals and businesses.

AutoCommercial GLHomeownersLife+2 more
Carriers: Alinsco Insurance Company, Berkshire Hathaway Direct Insurance Company, Berkshire Hathaway Homestate Insurance Company +15
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FI

Farmers Insurance - Melissa Miller

Allen, TX· 3.0 mi
Agency
10+ agents

Licensed insurance agency in Allen, TX; represents 3 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Health Care Service Corporation, a Mutual Legal Reserve Company, MARKEL AMERICAN INSURANCE COMPANY, WESTERN SURETY COMPANY
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RA

RoadTrip Insurance Agency

Allen, TX· 1.7 mi
Agency
No reviews yet
10+ agents

RoadTrip Insurance Agency LLC is an Allen‑based insurance agency offering personalized coverage. The agent emphasizes bespoke auto, life, and health insurance to meet individual and business needs.

AutoCommercial GLHomeownersLife+2 more
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BI

Benpapa Insurance

Princeton, TX· 7.7 mi
Agency
Popular
10+ agents8yr

Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.

AutoCommercial GLHomeownersLife+3 more
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CR

Christie Rhyne - State Farm Insurance Agent

Mckinney, TX· 10.2 mi
Agency
Very Popular
10+ agents16yr

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

Spanish, Hindi, Portuguese, Sign language
AutoCommercial GLHomeownersLife+3 more
Carriers: State Farm
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CW

Christopher Walls - State Farm Insurance Agent

Allen, TX· 4.6 mi
Agency
Very Popular
6+ agents23yr

We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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AI

American mga insurance

Richardson, TX· 9.5 mi
Agency
Popular
20+ agents

American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.

Arabic
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Aetna Health Inc., Alinsco Insurance Company, Ameritas Life Insurance Corp. +11
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DA

Decisive Insurance Agency

Richardson, TX· 9.7 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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CI

C & T Insurance

Wylie, TX· 6.4 mi
Agency
New on InsurConnect
20+ agents

C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.

AutoHomeownersLife
Carriers: American Zurich Insurance Company, BCS INSURANCE COMPANY, Jefferson Insurance Company +3
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AA

Assurnet Insurance Agency Agent: Mark Solomon, Sr.

Richardson, TX· 10.8 mi
Agency
Popular
10+ agents40yr

Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.

AutoCommercial GLHomeownersLife+2 more
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TG

The Sterling Insurance Group

Plano, TX· 8.1 mi
Agency
Very Popular
6+ agents22yr

The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.

AutoCommercial GLHomeownersLife+2 more
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +104
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JH

JP Direct Health

Wylie, TX· 6.4 mi
Agency
Very Popular
6+ agents18yr

JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.

AutoCommercial GLDisabilityHomeowners+3 more
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PS

Preferred Insurance Solutions

Allen, TX· 4.1 mi
Agency
New on InsurConnect
10+ agents

Preferred Insurance Solutions is an independent insurance agency serving Allen, Texas and surrounding areas. They offer a full range of personal and commercial insurance products, representing multiple carriers to find the best coverage for families and businesses.

AutoHomeownersBoatMotorcycle+6 more
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 11.1 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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FI

Farmers Insurance - Lane Hamilton

Richardson, TX· 10.0 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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AA

American Option Insurance Agency

Frisco, TX· 12.1 mi
Agency
Very Popular
20+ agents

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, American Economy Insurance Company, American General Life Insurance Company +33
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HA

HI Agency

Frisco, TX· 12.0 mi
Agency
Popular
20+ agents

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America, American National Insurance Company +8
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CI

Costlow Insurance

Rowlett, TX· 13.1 mi
Agency
Popular
10+ agents45yr

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: American Economy Insurance Company, American Fire and Casualty Company, American Mercury Insurance Company +53
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HA

HI Agency - Wylie

Wylie, TX· 6.4 mi
Agency
No reviews yet
20+ agents20yr

Choose HI Agency for personalized insurance solutions designed around your life—not one-size-fits-all policies. With access to multiple top‑rated carriers and a dedicated in‑house team, we provide expert guidance, competitive options, and real support when you need it most. From homes and autos to businesses and valuables, we’re here to protect everything that matters to you.

AutoCommercial GLHomeownersLife+2 more
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FI

Farmers Insurance - Sylvia Taylor

Rowlett, TX· 12.5 mi
Agency
Very Popular
10+ agents

Farmers Insurance agent serving Rowlett, Texas.

AutoCommercial GLHomeownersLife+2 more
Carriers: Berkshire Hathaway Homestate Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +18
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RA

Rush Agency

Frisco, TX· 13.2 mi
Agency
Very Popular
20+ agents43yr

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aegis Security Insurance Company, American Economy Insurance Company, Consumers County Mutual Insurance Company +33
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.