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Boat Insurance in Galveston, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

Boat insurance in Galveston, TX: 17 licensed insurance agencies serve 53,963 residents in Galveston County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 55% of homeowner claims.

17 boat insurance agencies in Galveston

Within 15 miles of Galveston, TX. Click any agency to view profile, contact info, and request a quote.

TA

TIA-Texas Insurance Agency

Galveston, TX· 2.2 mi
Agency
10+ agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, homeowners, renters, commercial, motorcycle, boat and flood insurance with free quotes and personalized service across Texas.

Spanish
AutoHomeownersRentersCommercial GL+5 more
View Agency
SI

SMI Insurance

Galveston, TX· 0.8 mi
Agency
10+ agents45yr

SMI Agency, founded in 1981 in Galveston, Texas, provides a wide range of personal and commercial insurance policies across Texas, including homeowners, renters, flood, and liability coverage. The agency emphasizes integrity, customer focus, and community values while serving individuals and businesses.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: Allied Trust Insurance Company, American Modern Property and Casualty Insurance Company, Aventus Insurance Company +15
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FI

Freeway Insurance

Galveston, TX· 1.9 mi
Agency
Very Popular
3-5 agents

Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
FI

Freeway Insurance

Galveston, TX· 4.0 mi
Agency
Very Popular
3-5 agents

Freeway Insurance provides a full range of insurance products and can support all your insurance needs across all 50 U.S. states. The site offers quick online quotes and phone assistance for various lines of coverage.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
BA

Brightway Insurance, The Vela Agency

Texas City, TX· 10.1 mi
Agency
New on InsurConnect
10+ agents

The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.

AutoBoatCommercial GLFlood+5 more
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FI

Foree Insurance

La Marque, TX· 11.4 mi
Agency
New on InsurConnect
10+ agents33yr

Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.

AutoHomeownersBoatCommercial GL+2 more
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IJ

Insurance Junction

Galveston, TX· 1.9 mi
Agency
1-2 agents30yr

Insurance Junction is an independent insurance agency serving Galveston County and surrounding Texas coastal communities since 1996. They provide personal and commercial insurance options including auto, homeowners, renters, flood, umbrella, boat and various commercial coverages.

AutoHomeownersRentersCommercial GL+4 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Affirmative Insurance Company, American Access Casualty Company +20
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BI

Brad Spurgeon Insurance Agency Inc.

Galveston, TX· 10.2 mi
Agency
Popular
1-2 agents40yr

Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, Aetna Dental Inc., Aetna Health Inc. +49
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FI

Freeway Insurance

Galveston, TX· 12.0 mi
Agency
3-5 agents

Freeway Insurance is a nationwide agency offering a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. They provide online quotes and phone support for customers across all 50 U.S. states.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
GI

Goosehead Insurance - Adam Bryant

Galveston, TX· 4.4 mi
Agency
New on InsurConnect
1-2 agents

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance through a network of agents, providing personalized quotes from over 200 hand‑picked carriers.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, American Modern Home Insurance Company, American Modern Property and Casualty Insurance Company +7
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BI

Brad Spurgeon Insurance Agency Inc.

Galveston, TX· 8.6 mi
Agency
1-2 agents40yr

Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, life, and other insurance products to protect families and businesses.

AutoBoatCommercial GLFlood+4 more
View Agency
PI

Pronto Insurance

Galveston, TX· 11.5 mi
Agency
Popular
1-2 agents

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They offer access to more than 30 insurance companies to ensure the best protection at the lowest price.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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MI

Mark Spurgeon Insurance Agency, Inc.

Texas City, TX· 11.4 mi
Agency
1-2 agents31yr

Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.

AutoHomeownersRentersCommercial Property+6 more
Carriers: ASI Lloyds, American Economy Insurance Company, American General Life Insurance Company +24
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KR

Ken Ross - State Farm Insurance Agent

Texas City, TX· 12.4 mi
Agency
Very Popular
1-2 agents

Ken Ross Agency‑State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life, boat and motorcycle coverage, among other products. The office in La Marque serves Galveston, Harris and Brazoria counties and provides service in English, Spanish and Thai.

Spanish, Thai
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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CS

Chris Sapp: Allstate Insurance

Texas City, TX· 11.1 mi
Agency
1-2 agents26yr

Chris Sapp is an Allstate insurance agent serving Texas City, TX since 2000. His agency offers a range of products including auto, home, renters, motorcycle, life and boat insurance, emphasizing personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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SL

Steven Little - State Farm Insurance Agent

Texas City, TX· 14.9 mi
Agency
Popular
1-2 agents

Setting goals for your financial future is important! Whether you're looking for Homeowners, Auto, Life or other insurance, I help Texans understand coverage options and protect what matters most. Serving Texans for over 100 years, I can guide you through changing markets and help you achieve your financial goals.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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IL

Island Insurance Services, LLC

Galveston, TX· 11.5 mi
Agency
New on InsurConnect
1-2 agents

Island Insurance Services is an independent agency serving Galveston, Houston and the Texas Gulf Coast. They provide personal insurance coverages such as auto, home, renters, flood, boat and motorcycle policies. The agency emphasizes fast, personal customer service and a dedicated team for each client.

AutoBoatCommercial GLFlood+4 more
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.