Boat Insurance in Galveston, TX
Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.
Boat insurance in Galveston, TX: 17 licensed insurance agencies serve 53,963 residents in Galveston County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 55% of homeowner claims.
17 boat insurance agencies in Galveston
Within 15 miles of Galveston, TX. Click any agency to view profile, contact info, and request a quote.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, homeowners, renters, commercial, motorcycle, boat and flood insurance with free quotes and personalized service across Texas.
SMI Insurance
SMI Agency, founded in 1981 in Galveston, Texas, provides a wide range of personal and commercial insurance policies across Texas, including homeowners, renters, flood, and liability coverage. The agency emphasizes integrity, customer focus, and community values while serving individuals and businesses.
Freeway Insurance
Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.
Freeway Insurance
Freeway Insurance provides a full range of insurance products and can support all your insurance needs across all 50 U.S. states. The site offers quick online quotes and phone assistance for various lines of coverage.
Brightway Insurance, The Vela Agency
The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.
Foree Insurance
Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.
Insurance Junction
Insurance Junction is an independent insurance agency serving Galveston County and surrounding Texas coastal communities since 1996. They provide personal and commercial insurance options including auto, homeowners, renters, flood, umbrella, boat and various commercial coverages.
Brad Spurgeon Insurance Agency Inc.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.
Freeway Insurance
Freeway Insurance is a nationwide agency offering a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. They provide online quotes and phone support for customers across all 50 U.S. states.
Goosehead Insurance - Adam Bryant
Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance through a network of agents, providing personalized quotes from over 200 hand‑picked carriers.
Brad Spurgeon Insurance Agency Inc.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, life, and other insurance products to protect families and businesses.
Pronto Insurance
Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They offer access to more than 30 insurance companies to ensure the best protection at the lowest price.
Mark Spurgeon Insurance Agency, Inc.
Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.
Ken Ross - State Farm Insurance Agent
Ken Ross Agency‑State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life, boat and motorcycle coverage, among other products. The office in La Marque serves Galveston, Harris and Brazoria counties and provides service in English, Spanish and Thai.
Chris Sapp: Allstate Insurance
Chris Sapp is an Allstate insurance agent serving Texas City, TX since 2000. His agency offers a range of products including auto, home, renters, motorcycle, life and boat insurance, emphasizing personalized service and community involvement.
Steven Little - State Farm Insurance Agent
Setting goals for your financial future is important! Whether you're looking for Homeowners, Auto, Life or other insurance, I help Texans understand coverage options and protect what matters most. Serving Texans for over 100 years, I can guide you through changing markets and help you achieve your financial goals.
Island Insurance Services, LLC
Island Insurance Services is an independent agency serving Galveston, Houston and the Texas Gulf Coast. They provide personal insurance coverages such as auto, home, renters, flood, boat and motorcycle policies. The agency emphasizes fast, personal customer service and a dedicated team for each client.
Frequently asked questions
Is boat insurance required in Texas?
Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.
What does it cover?
Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.
Does my homeowners policy cover my boat?
Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.