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Commercial Liability Insurance in Galveston, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

Commercial insurance in Galveston, TX: 24 licensed insurance agencies serve 53,963 residents in Galveston County. auto premiums average $2,500 per year — 9% below the Texas state average. hurricane + wind drives 55% of homeowner claims.

24 commercial insurance agencies in Galveston

Within 15 miles of Galveston, TX. Click any agency to view profile, contact info, and request a quote.

TA

TIA-Texas Insurance Agency

Galveston, TX· 2.2 mi
Agency
10+ agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, homeowners, renters, commercial, motorcycle, boat and flood insurance with free quotes and personalized service across Texas.

Spanish
AutoHomeownersRentersCommercial GL+5 more
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SI

SMI Insurance

Galveston, TX· 0.8 mi
Agency
10+ agents45yr

SMI Agency, founded in 1981 in Galveston, Texas, provides a wide range of personal and commercial insurance policies across Texas, including homeowners, renters, flood, and liability coverage. The agency emphasizes integrity, customer focus, and community values while serving individuals and businesses.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: Allied Trust Insurance Company, American Modern Property and Casualty Insurance Company, Aventus Insurance Company +15
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FI

Freeway Insurance

Galveston, TX· 1.9 mi
Agency
Very Popular
3-5 agents

Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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TA

The O'Donohoe Agency

Galveston, TX· 4.0 mi
Agency
Very Popular
3-5 agents59yr

The O'Donohoe Agency is a full-service insurance agency in Galveston, Texas, offering auto, home, life, renters, and motorcycle insurance since its founding in 1967.

AutoCommercial GLHomeownersLife+3 more
Carriers: American Family Home Insurance Company, American Modern Home Insurance Company, American Modern Property and Casualty Insurance Company +7
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AI

Ai United Insurance

Galveston, TX· 2.1 mi
Agency
Very Popular
3-5 agents

Ai United Insurance offers auto, home, renters, motorcycle and commercial insurance with an online quote process, emphasizing fast, easy and affordable coverage for all needs.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Infinity (Kemper), National General +4
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FI

Freeway Insurance

Galveston, TX· 4.0 mi
Agency
Very Popular
3-5 agents

Freeway Insurance provides a full range of insurance products and can support all your insurance needs across all 50 U.S. states. The site offers quick online quotes and phone assistance for various lines of coverage.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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GI

GIA Insurance

Galveston, TX· 4.0 mi
Agency
6+ agents134yr

GIA Insurance, founded in 1892, is an independent agency serving Galveston County and the Houston area with over 40 professionals. It offers personal coverage for homeowners and auto owners as well as business coverage for companies of various sizes. The agency emphasizes service before and after storms and is part of the Independent Insurance Agents & Brokers of America network.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +227
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RI

Rochkind Insurance

Galveston, TX· 1.1 mi
Agency
Popular
1-2 agents39yr

Rochkind Insurance, founded in 1987, is a family‑owned agency serving Galveston and the greater Houston area. It offers life, homeowners, auto, commercial, windstorm and flood insurance to individuals, families and businesses.

AutoCommercial GLCommercial PropertyFlood+4 more
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BI

Bergvall Insurance

Texas City, TX· 9.6 mi
Agency
New on InsurConnect
20+ agents

Bergvall Insurance Agency is a family‑owned insurance agency in Texas City offering auto and homeowners coverage. They emphasize personalized service and highlight that clients find them understanding, personable, and providing great customer service.

AutoCommercial GLFloodHomeowners+2 more
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas, American Risk Insurance Company, Inc. +17
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FI

Farmers Insurance - Luke Bohlman

Galveston, TX· 1.0 mi
Agency
Popular

Licensed insurance agency in Galveston, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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SH

Stewart Title of Houston - Galveston Texas City

Texas City, TX· 10.9 mi
Agency
10+ agents

Stewart Title provides title and closing services nationwide, offering tools and resources for real estate professionals, home buyers, sellers, and builders. The company focuses on delivering reliable title services and supports independent agencies through its Stewart Trusted Providers network.

Spanish, Mandarin Chinese, Vietnamese, Korean
AutoCommercial GLHomeownersRenters+1 more
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BA

Brightway Insurance, The Vela Agency

Texas City, TX· 10.1 mi
Agency
New on InsurConnect
10+ agents

The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.

AutoBoatCommercial GLFlood+5 more
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RI

Richard Glaser Insurance

Galveston, TX· 0.2 mi
Agency
New on InsurConnect
1-2 agents

Glaser Financial Services is a financial advisory firm offering insurance and retirement solutions. They serve clients in Galveston and Corpus Christi, Texas.

AutoCommercial GLDisabilityHomeowners+3 more
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FI

Foree Insurance

La Marque, TX· 11.4 mi
Agency
New on InsurConnect
10+ agents33yr

Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.

AutoHomeownersBoatCommercial GL+2 more
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IN

Insurancebusters.net

Galveston, TX· 3.1 mi
Agency
New on InsurConnect
1-2 agents20yr

InsuranceBusters.net is a multi‑state licensed public insurance adjusting firm that assists policyholders after catastrophic loss events. They specialize in handling all types of property claims, including homeowners, renters, commercial and auto, and have been operating for roughly two decades. Their fee is 10% of recovered amounts above a 20% threshold.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: State Farm
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TI

Texas First Insurance

Texas City, TX· 14.8 mi
Agency
20+ agents101yr

Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.

AutoHomeownersFloodUmbrella+4 more
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HI

Heffernan Insurance Inc

Galveston, TX· 1.4 mi
Agency
New on InsurConnect
1-2 agents

Heffernan Insurance Agency, Inc. is a family‑owned agency in Galveston, Texas with over 100 years of roots in Galveston County. They emphasize customer service and offer personalized policies at low prices.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Apogee Insurance Group, Ashley General Agency, Burns & Wilcox, LTD +16
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IJ

Insurance Junction

Galveston, TX· 1.9 mi
Agency
1-2 agents30yr

Insurance Junction is an independent insurance agency serving Galveston County and surrounding Texas coastal communities since 1996. They provide personal and commercial insurance options including auto, homeowners, renters, flood, umbrella, boat and various commercial coverages.

AutoHomeownersRentersCommercial GL+4 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Affirmative Insurance Company, American Access Casualty Company +20
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MI

Michael W Price Insurance

Galveston, TX· 3.3 mi
Agency
New on InsurConnect

American National is a group of companies offering a broad array of insurance and retirement solutions, operating in all 50 states. The company writes life insurance, annuities, pension products, and property and casualty insurance through various affiliates.

AutoCommercial GLHomeownersRenters+1 more
Carriers: American National, United Farm Family Insurance Company, American National Life Insurance Company of New York +1
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AI

American Proud Insurance

Galveston, TX· 2.9 mi
Agency
1-2 agents

American Proud Insurance is a family‑owned agency offering fast, friendly, and reliable service. They provide a range of coverage including auto, homeowners, flood, windstorm, business and Mexico insurance, emphasizing personalized protection for families and businesses.

Spanish
AutoCommercial GLFloodHomeowners+2 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Alinsco Insurance Company, American Access Casualty Company +17
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HG

Helix Insurance Group

Galveston, TX· 7.6 mi
Agency
Very Popular
3-5 agents

Helix Insurance Group is a Texas‑based agency offering personal and commercial insurance solutions, including auto, home, life, motorcycle and business coverage. They emphasize real people, real coverage and aim to provide smart, simple solutions for their customers.

AutoCommercial GLHomeownersLife+3 more
Carriers: Velocity, Lighthouse, Safeco +2
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AN

American National

Galveston, TX· 0.8 mi
Agency
120yr

American National is a group of companies that writes a broad array of insurance products and services, operating in all 50 states. Founded in 1905, its headquarters are in Galveston, Texas, with additional operations in Springfield, Missouri.

AutoCommercial GLHomeownersLife+2 more
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3I

3E Insurance

La Marque, TX· 13.3 mi
Agency
No reviews yet
20+ agents48yr

Primerica is a financial services agency that provides term life insurance, auto and homeowners insurance, as well as investment and debt solutions to families. Their representatives aim to educate clients on financial fundamentals and match them with suitable products.

AutoCommercial GLHomeownersLife+2 more
Carriers: ASI Lloyds, American Family Home Insurance Company, American Modern Home Insurance Company +29
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UI

UTMB Health Plans Inc

Galveston, TX· 1.2 mi
Agency
New on InsurConnect
1-2 agents135yr

UTMB Health is a large academic health system serving Southeast Texas with hospitals, clinics, education, and research. The site provides information on billing and insurance options for patients.

AutoCommercial GLHomeownersRenters+1 more
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Galveston