Life Insurance in Red Oak, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Red Oak
Within 15 miles of Red Oak, TX. Click any agency to view profile, contact info, and request a quote.
Ernie Williams Insurance Agency
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
True Choice Insurance
True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.
Primerica
Primerica is a financial services company that helps families achieve financial security by offering education and a range of products such as term life insurance, auto and homeowners insurance, investments, and debt solutions. Their representatives provide complimentary Financial Needs Analyses to guide clients toward their financial goals.
Jon Essary - State Farm Insurance Agent
Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.
Farmers Insurance - Louis Taylor
Licensed insurance agency in Lancaster, TX; represents 17 carriers.
GI Auto Insurance
GI Auto Insurance, founded in 2015, serves Dallas‑Fort Worth and surrounding Texas communities with affordable auto, home, renters, and commercial coverage. They emphasize honest rates, personalized service, and a commitment to protecting customers like family.
True Texas Benefits
True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.
Nickie Weyrauch: Allstate Insurance
Nickie Weyrauch is an Allstate Insurance Agent in Red Oak, TX. She has been licensed since 2003 and opened her own agency in 2007, serving the local community with auto, home, renters, motorcycle, boat, and life insurance. She emphasizes personal relationships and family values.
Andrea Walton - State Farm Insurance Agent
Andrea Walton is a State Farm insurance agent serving Red Oak, TX since 1994. The agency offers auto, home, and other personal insurance products and emphasizes community involvement and personalized service.
Jennifer Reed - GEICO Insurance Agent
GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.
Farmers Insurance - Tony Poncio
Licensed insurance agency in Red Oak, TX; represents 1 carrier.
Michael Mendoza: Primerica - Financial Services
Primerica is a financial services company offering term life insurance, auto and home insurance referrals, and investment solutions to middle‑income families. Established in 1977, it is the second largest issuer of term life insurance in the U.S. and helps families protect income and plan for the future.
Avari Insurance Solutions LLC
Licensed insurance agency in Midlothian, TX; represents 37 carriers.
Freeway Insurance
Licensed insurance agency in Desoto, TX; represents 6 carriers.
L.A. Insurance
L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.
Cooper Insures
Cooper Insures is an independent insurance agency offering a wide range of personal and commercial coverage options. They emphasize personalized service, comparing rates from many carriers to find the best fit for each client. The agency highlights strong customer service and long‑term relationships.
Jeffrey Honeycutt Insurance Agency
Honeycutt Insurance helps clients understand and enroll in Medicare, supplemental plans, annuities, and life insurance, offering no-cost consultations and personalized support across Texas and other states.
Little Todd
Allied Business Services provides a range of personal and commercial insurance solutions, including auto, homeowners, and life coverage. They partner with reputable carriers to offer competitive plans and emphasize personalized service for families and businesses.
Trust Insurance TX
Best Southwest Insurance is an independent agency operating throughout Texas, offering personal and business insurance solutions through top‑rated carriers. They provide homeowner, renters, auto, motorcycle, RV, and commercial lines such as general liability and builders risk.
Jarvis Hill - State Farm Insurance Agent
Jarvis Hill is a State Farm insurance agent in Desoto, Texas with over 10 years of experience in financial services. He offers a range of personal and business insurance products and is active in the local community through the Desoto Chamber of Commerce. His focus is on educating customers and providing personalized coverage solutions.
Krystal Brown - State Farm Insurance Agent
Krystal Brown is a State Farm insurance agent serving DeSoto and the Dallas‑Fort Worth area since 2017. She offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and is dedicated to helping families and local businesses protect what matters most.
Kimberly Giddings - State Farm Insurance Agent
Kimberly Giddings is a State Farm agent serving the Lancaster, TX area since 1995. She holds a B.S. from Southeastern Oklahoma State University and leads a bilingual team offering a range of personal and business insurance products.
Adam Rope - State Farm Insurance Agent
Adam Rope is a State Farm agent serving Waxahachie and Mansfield, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance among other products. The agency highlights over 60 years combined State Farm experience and has a 4.9/5 rating on Google with 616 reviews.
Freeway Insurance
Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The site lets customers request online quotes or call a toll‑free number for assistance, and it serves all 50 U.S. states. The agency promotes quick, convenient service through its digital quote tools.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.