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Commercial Liability Insurance in Red Oak, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Red Oak

Within 15 miles of Red Oak, TX. Click any agency to view profile, contact info, and request a quote.

EA

Ernie Williams Insurance Agency

Desoto, TX· 6.4 mi
Agency
Popular
10+ agents15yr

Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
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HI

Home Instead

Red Oak, TX· 0.5 mi
Agency
6+ agents16yr

Home Instead provides in‑home senior care services in Red Oak, TX, offering personalized assistance such as memory care, daily tasks, and 24‑hour support. They focus on compassionate, vetted caregivers and flexible care plans.

AutoCommercial GLHomeownersRenters+1 more
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LI

La Familia Auto Insurance

Desoto, TX· 5.6 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance provides auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage and bilingual customer service. Founded in 2010, they have 15 years of experience serving the Texas community.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
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TI

True Choice Insurance

Desoto, TX· 5.3 mi
Agency
20+ agents

True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.

AutoCommercial GLHomeownersLife+2 more
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PC

Premier Cover Insurance Co.

Lancaster, TX· 5.7 mi
Agency
20+ agents

Allstate provides insurance and protection solutions, emphasizing peace of mind and confidence for customers facing life’s challenges. They offer a range of products from home and auto coverage to device and identity protection.

AutoCommercial GLHomeownersRenters+1 more
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PR

Primerica

Desoto, TX· 5.3 mi
Agency
New on InsurConnect
10+ agents48yr

Primerica is a financial services company that helps families achieve financial security by offering education and a range of products such as term life insurance, auto and homeowners insurance, investments, and debt solutions. Their representatives provide complimentary Financial Needs Analyses to guide clients toward their financial goals.

AutoCommercial GLHomeownersLife+2 more
Carriers: National Benefit Life Insurance Company, Primerica Life Insurance Company, Primerica Life Insurance Company of Canada
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SO

Stanton Optical

Waxahachie, TX· 7.0 mi
Agency
10+ agents

Stanton Optical offers same‑day eye exams and glasses, with a wide selection of frames and lenses, and accepts insurance and FSA/HSA payments.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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JE

Jon Essary - State Farm Insurance Agent

Midlothian, TX· 11.5 mi
Agency
Very Popular
10+ agents27yr

Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.

Spanish
AutoBoatCommercial GLFarm+5 more
Carriers: State Farm
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AI

A.J. Martin Insurance

Desoto, TX· 7.4 mi
Agency
New on InsurConnect
20+ agents

AJ Martin Insurance is an independent agency that partners with numerous insurance carriers to find the best coverage and price for each client. They emphasize a personal touch and aim to simplify the process of securing auto, home, renters, commercial property, and motorcycle insurance. The agency highlights its commitment to saving customers time and money.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Alinsco, Aspen, Bristol West +6
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FI

Farmers Insurance - Louis Taylor

Lancaster, TX· 6.0 mi
Agency
10+ agents

Licensed insurance agency in Lancaster, TX; represents 17 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +14
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MS

McKnight Insurance Services

Midlothian, TX· 11.5 mi
Agency
Popular
10+ agents22yr

McKnight Insurance Services, founded by Becky McKnight in 2004, is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield and Midlothian, Texas. The agency offers both personal and commercial insurance solutions, emphasizing cost‑effective coverage and personalized service.

AutoBoatCommercial GLCommercial Property+3 more
Carriers: American Economy Insurance Company, American Mercury Insurance Company, American States Insurance Company +31
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FS

Fry Integra Insurance Services

Duncanville, TX· 10.5 mi
Agency
20+ agents35yr

Fry Integra Insurance Services is a family‑owned agency serving the Dallas‑Fort Worth suburbs for over 35 years. It specializes in commercial insurance such as general liability, contractor, workers’ compensation, builders risk and commercial umbrella coverage. The agency emphasizes hands‑on service, education and appreciation of its clients' personal and business needs.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Addison Insurance Company, American General Life Insurance Company, American Modern Property and Casualty Insurance Company +21
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KG

Knott Insurance Group

Desoto, TX· 3.3 mi
Agency
Very Popular
3-5 agents38yr

Knott Insurance Group is an independent agency founded in 1988 that offers a range of personal and commercial insurance solutions to the Desoto, Texas community and the wider state. They emphasize education, choice of carriers, and dedicated service for both individuals and businesses.

AutoBoatCommercial GLCommercial Property+3 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, Aetna Dental Inc. +90
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AI

ALPA Insurance

Desoto, TX· 6.3 mi
Agency
Very Popular
3-5 agents15yr

ALPA Insurance offers quick, simple, no‑commitment coverage with bilingual service in English and Spanish. They serve Texas with over 50 locations and have been operating for about 15 years. The agency provides a range of products from auto to commercial insurance.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Dairyland (Sentry), GAINSCO +3
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GI

GI Auto Insurance

Lancaster, TX· 5.9 mi
Agency
No reviews yet
10+ agents11yr

GI Auto Insurance, founded in 2015, serves Dallas‑Fort Worth and surrounding Texas communities with affordable auto, home, renters, and commercial coverage. They emphasize honest rates, personalized service, and a commitment to protecting customers like family.

Spanish
AutoCommercial GLHomeownersLife+3 more
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TI

TWFG Harrell Insurance

Midlothian, TX· 11.5 mi
Agency
Popular
20+ agents

TWFG Harrell Insurance is a Texas‑based agency offering auto, home, and commercial insurance. They partner with over 30 top A‑rated carriers to provide customized quotes for families and small businesses across Texas and neighboring states.

AutoCommercial GLHomeownersRenters+1 more
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AI

Armstrong Guerrero Insurance

Waxahachie, TX· 7.9 mi
Agency
New on InsurConnect
20+ agents

Armstrong Guerrero Insurance is an independent agency offering cost‑effective insurance solutions to hotels, motels and other hospitality businesses throughout Texas. With over 30 years of combined experience, they tailor policies to each property’s unique exposures and work with multiple carriers to find competitive coverage.

AutoCommercial GLHomeownersRenters+1 more
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TB

True Texas Benefits

Midlothian, TX· 11.2 mi
Agency
10+ agents

True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.

AutoCommercial GLDisabilityHomeowners+3 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +29
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PT

Precise Title

Red Oak, TX· 0.7 mi
Agency
Popular
1-2 agents

Precise Title provides comprehensive and accurate title services to ensure smooth real estate transactions. Their expert team handles buying, selling, and refinancing, prioritizing protection of property rights.

AutoCommercial GLHomeownersRenters+1 more
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RI

Red Gorman Insurance

Dallas, TX· 12.9 mi
Agency
Very Popular
10+ agents

Red Gorman Insurance is a local agency that provides auto and commercial truck insurance with a strong emphasis on personalized customer service and quick quoting. The office is noted for friendly agents who help clients find competitive rates and handle payments efficiently.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ACCC Insurance Company, ANCHOR GENERAL INSURANCE COMPANY, Agricultural Workers Mutual Auto Insurance Company +31
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LI

Lady Love Tax Service Inc

Red Oak, TX· 1.1 mi
Agency
Popular
3-5 agents

Lady Love Tax Service Inc is a tax preparation and financial services firm in Red Oak, Texas, offering income tax preparation, audit representation, bookkeeping, payroll, and business consulting. They emphasize personal relationships and professional expertise to provide accurate and timely financial assistance.

AutoCommercial GLHomeownersRenters+1 more
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AD

Aircraft Insurance Agency By Duncan

Waxahachie, TX· 9.3 mi
Agency
New on InsurConnect
20+ agents

AIA by Duncan provides specialized aviation insurance solutions, offering tailored coverage for individual pilots, commercial operators, and fleets. Their team focuses on personalized service, handling policy updates and negotiating terms with premier aviation insurers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Allianz Global Risks US Insurance Company, Endurance American Insurance Company, Endurance Assurance Corporation +6
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AI

A-MAX Auto Insurance

Desoto, TX· 5.8 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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AI

A-MAX Auto Insurance

Desoto, TX· 6.0 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies and over 400+ plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Red Oak