Life Insurance in Highlands, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Highlands
Within 15 miles of Highlands, TX. Click any agency to view profile, contact info, and request a quote.
Marek Insurance Agency
Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.
Freeway Insurance
Freeway Insurance offers a wide range of insurance products through its network of retail stores across the United States. The Highlands, Texas location provides auto, homeowners, renters, life, motorcycle and boat coverage, and can be contacted for quotes by phone.
L.A. Insurance
LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.
Farmers Insurance - Chad Merling
Licensed insurance agency in Baytown, TX; represents 15 carriers.
Trevco Insurance Agency
Trevco Insurance is an independent agency serving the state of Texas since 1990, offering personal and commercial insurance solutions. They provide a range of products including auto, home, life, and commercial property coverage, with a focus on tailored service for individuals and businesses.
Freeway Insurance
Freeway Insurance Baytown Texas is a local branch of Freeway Insurance, offering a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage across the United States.
Jeremy Rosenkranz - State Farm Insurance Agent
As a dedicated State Farm agent, Jeremy Rosenkranz focuses on helping people with their insurance needs. His office offers comprehensive services including Auto, Homeowners, Renters, Life, Health, and Business insurance for Harris County and surrounding areas. The team is available 24/7 by call or text to assist clients throughout the process.
Jeff Brabham Agency Inc: Allstate Insurance
Jeff Brabham Agency Inc is a local Allstate agency in Baytown, TX, operating since 1985. The agency offers auto, home and life insurance and serves the community in both English and Spanish. Jeff Brabham, the owner since 2011, emphasizes personalized service and community involvement.
Harlan Insurance Agency
Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.
Erik Hirsch - GEICO Insurance Agent
Licensed insurance agency in Baytown, TX; represents 1 carrier.
Sapp Insurance Agency: Allstate Insurance
Sapp Insurance Agency is an Allstate agency located in Baytown, Texas, serving the community since 1971. The family‑owned office offers a range of personal insurance products and emphasizes personalized, bilingual service.
Renee Thibodeaux - State Farm Insurance Agent
Renee Thibodeaux is a State Farm agent in Baytown, Texas serving Texas and Louisiana since 2009, offering a range of insurance products and personal service in English and Spanish.
Randy Casey - State Farm Insurance Agent
Randy Casey is a State Farm agent serving Baytown, Texas since 2008, offering a range of insurance products such as auto, homeowners, renters, life, boat and motorcycle coverage. His multilingual team (English, Spanish, Vietnamese) provides personalized service and is active in the local community.
Southern Group Insurance Agency
Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.
Paul Wankowicz - State Farm Insurance Agent
Paul Wankowicz State Farm is a local neighborhood agency in Baytown, Texas, founded in 2004. The agency offers personalized insurance solutions and community involvement, emphasizing service for auto, home, renters, life, motorcycle and boat coverage. Paul and his bilingual team are committed to helping customers protect what matters most.
TWFG Ratliff Insurance
TWFG Ratliff Insurance is an independent, family‑run agency offering a range of personal and commercial insurance solutions. They provide auto, home, renters, life, retirement, and other coverage options to individuals and families. The agency emphasizes caring service and works with multiple carriers to find the right policy.
Amtex Insurance
Amtex Insurance provides affordable auto, home, and business coverage, emphasizing real‑person service and quick quotes. Founded over 25 years ago, the Texas‑based agency focuses on personalized support and community involvement.
Jenny Montes - State Farm Insurance Agent
Jenny Montes is a State Farm insurance agent serving Baytown, Texas, and surrounding areas. She and her team provide English and Spanish service, offering a range of personal and business insurance products. The agency emphasizes community involvement and personalized customer care.
Pete Dever - State Farm Insurance Agent
Pete Dever is a second‑generation State Farm Insurance Agent serving Channelview, TX and the greater Houston‑Summerwood‑Baytown area. His multilingual agency offers a range of personal and commercial insurance products and has earned multiple State Farm awards. The team focuses on personalized service for individuals and small businesses.
Freeway Insurance
Licensed insurance agency in Channelview, TX; represents 21 carriers.
Aguilar Insurance Associates
Aguilar Insurance Associates is a fully independent insurance broker offering cost‑effective auto, home, and commercial coverage in Houston, TX. They partner with multiple insurers to find the best fit for clients and emphasize treating customers like family.
Ed Martinez: Allstate Insurance
Ed Martinez is an Allstate insurance agent serving Baytown, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat and life insurance, and his staff can assist customers in both English and Spanish. Martinez has been with Allstate since 2000 and became a licensed agent in 2016.
Sherrill Santana - State Farm Insurance Agent
State Farm insurance agent Sherrill Santana serving Crosby, TX. Offers a range of insurance products including auto, homeowners, renters, motorcycle, life, health, and business insurance. Has served State Farm policyholders for 32 years.
Farmers Insurance - Maribel Castillo
Licensed insurance agency in Baytown, TX; represents 1 carrier.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.