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Life Insurance in Highlands, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Highlands

Within 15 miles of Highlands, TX. Click any agency to view profile, contact info, and request a quote.

MA

Marek Insurance Agency

Crosby, TX· 6.1 mi
Agency
Very Popular
20+ agents41yr

Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.

AutoHomeownersRentersUmbrella+4 more
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FI

Freeway Insurance

Baytown, TX· 0.7 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products through its network of retail stores across the United States. The Highlands, Texas location provides auto, homeowners, renters, life, motorcycle and boat coverage, and can be contacted for quotes by phone.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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LI

L.A. Insurance

Channelview, TX· 6.8 mi
Agency
Very Popular
6+ agents33yr

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company, Consumers County Mutual Insurance Company +9
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FI

Farmers Insurance - Chad Merling

Baytown, TX· 5.7 mi
Agency
Popular
20+ agents

Licensed insurance agency in Baytown, TX; represents 15 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +12
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TA

Trevco Insurance Agency

Baytown, TX· 8.9 mi
Agency
Popular
6+ agents36yr

Trevco Insurance is an independent agency serving the state of Texas since 1990, offering personal and commercial insurance solutions. They provide a range of products including auto, home, life, and commercial property coverage, with a focus on tailored service for individuals and businesses.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+3 more
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FI

Freeway Insurance

Baytown, TX· 7.6 mi
Agency
Very Popular
3-5 agents

Freeway Insurance Baytown Texas is a local branch of Freeway Insurance, offering a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage across the United States.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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JR

Jeremy Rosenkranz - State Farm Insurance Agent

Channelview, TX· 1.3 mi
Agency
1-2 agents24yr

As a dedicated State Farm agent, Jeremy Rosenkranz focuses on helping people with their insurance needs. His office offers comprehensive services including Auto, Homeowners, Renters, Life, Health, and Business insurance for Harris County and surrounding areas. The team is available 24/7 by call or text to assist clients throughout the process.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JI

Jeff Brabham Agency Inc: Allstate Insurance

Baytown, TX· 4.9 mi
Agency
Very Popular
1-2 agents41yr

Jeff Brabham Agency Inc is a local Allstate agency in Baytown, TX, operating since 1985. The agency offers auto, home and life insurance and serves the community in both English and Spanish. Jeff Brabham, the owner since 2011, emphasizes personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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HA

Harlan Insurance Agency

Deer Park, TX· 10.5 mi
Agency
6+ agents22yr

Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.

AutoHomeownersRentersCommercial GL+5 more
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EH

Erik Hirsch - GEICO Insurance Agent

Baytown, TX· 4.5 mi
Agency
Very Popular

Licensed insurance agency in Baytown, TX; represents 1 carrier.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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SA

Sapp Insurance Agency: Allstate Insurance

Baytown, TX· 6.3 mi
Agency
Popular
3-5 agents55yr

Sapp Insurance Agency is an Allstate agency located in Baytown, Texas, serving the community since 1971. The family‑owned office offers a range of personal insurance products and emphasizes personalized, bilingual service.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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RT

Renee Thibodeaux - State Farm Insurance Agent

Baytown, TX· 9.1 mi
Agency
Very Popular
3-5 agents17yr

Renee Thibodeaux is a State Farm agent in Baytown, Texas serving Texas and Louisiana since 2009, offering a range of insurance products and personal service in English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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RC

Randy Casey - State Farm Insurance Agent

Baytown, TX· 6.8 mi
Agency
Very Popular
1-2 agents18yr

Randy Casey is a State Farm agent serving Baytown, Texas since 2008, offering a range of insurance products such as auto, homeowners, renters, life, boat and motorcycle coverage. His multilingual team (English, Spanish, Vietnamese) provides personalized service and is active in the local community.

Spanish, Vietnamese
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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SA

Southern Group Insurance Agency

Pasadena, TX· 12.5 mi
Agency
Popular
6+ agents

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.

AutoCommercial GLFloodHomeowners+3 more
Carriers: AMFIRST INSURANCE COMPANY, American General Life Insurance Company, Dearborn Life Insurance Company +4
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PW

Paul Wankowicz - State Farm Insurance Agent

Baytown, TX· 6.7 mi
Agency
Very Popular
1-2 agents22yr

Paul Wankowicz State Farm is a local neighborhood agency in Baytown, Texas, founded in 2004. The agency offers personalized insurance solutions and community involvement, emphasizing service for auto, home, renters, life, motorcycle and boat coverage. Paul and his bilingual team are committed to helping customers protect what matters most.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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TI

TWFG Ratliff Insurance

Baytown, TX· 8.2 mi
Agency
3-5 agents

TWFG Ratliff Insurance is an independent, family‑run agency offering a range of personal and commercial insurance solutions. They provide auto, home, renters, life, retirement, and other coverage options to individuals and families. The agency emphasizes caring service and works with multiple carriers to find the right policy.

Spanish
AutoHomeownersRentersLife+6 more
Carriers: Allstate, Progressive, Travelers +8
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AI

Amtex Insurance

Channelview, TX· 8.9 mi
Agency
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business coverage, emphasizing real‑person service and quick quotes. Founded over 25 years ago, the Texas‑based agency focuses on personalized support and community involvement.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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JM

Jenny Montes - State Farm Insurance Agent

Baytown, TX· 6.8 mi
Agency
Very Popular
1-2 agents

Jenny Montes is a State Farm insurance agent serving Baytown, Texas, and surrounding areas. She and her team provide English and Spanish service, offering a range of personal and business insurance products. The agency emphasizes community involvement and personalized customer care.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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PD

Pete Dever - State Farm Insurance Agent

Channelview, TX· 6.3 mi
Agency
Very Popular
1-2 agents

Pete Dever is a second‑generation State Farm Insurance Agent serving Channelview, TX and the greater Houston‑Summerwood‑Baytown area. His multilingual agency offers a range of personal and commercial insurance products and has earned multiple State Farm awards. The team focuses on personalized service for individuals and small businesses.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: State Farm
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FI

Freeway Insurance

Channelview, TX· 8.4 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Channelview, TX; represents 21 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Health Inc. +18
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AA

Aguilar Insurance Associates

Channelview, TX· 5.7 mi
Agency
Popular
1-2 agents

Aguilar Insurance Associates is a fully independent insurance broker offering cost‑effective auto, home, and commercial coverage in Houston, TX. They partner with multiple insurers to find the best fit for clients and emphasize treating customers like family.

Spanish
AutoCommercial GLHomeownersLife+2 more
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EM

Ed Martinez: Allstate Insurance

Baytown, TX· 6.9 mi
Agency
Popular
1-2 agents10yr

Ed Martinez is an Allstate insurance agent serving Baytown, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat and life insurance, and his staff can assist customers in both English and Spanish. Martinez has been with Allstate since 2000 and became a licensed agent in 2016.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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SS

Sherrill Santana - State Farm Insurance Agent

Crosby, TX· 6.0 mi
Agency
1-2 agents32yr

State Farm insurance agent Sherrill Santana serving Crosby, TX. Offers a range of insurance products including auto, homeowners, renters, motorcycle, life, health, and business insurance. Has served State Farm policyholders for 32 years.

AutoCommercial GLHomeownersLife+3 more
Carriers: State Farm
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FI

Farmers Insurance - Maribel Castillo

Baytown, TX· 5.5 mi
Agency
Popular

Licensed insurance agency in Baytown, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.