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Homeowners Insurance in Highlands, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Highlands

Within 15 miles of Highlands, TX. Click any agency to view profile, contact info, and request a quote.

AI

AZ Auto Insurance

Baytown, TX· 0.6 mi
Agency
Popular
6+ agents26yr

AZ Insurance is a Houston‑based agency founded in 2000 that offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, ATV, and business coverage. They serve Texas drivers, including high‑risk and SR‑22 cases, with bilingual agents across 15 locations.

AutoHomeownersRentersCommercial GL+3 more
Carriers: Dairyland, Progressive, American Access +4
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MA

Marek Insurance Agency

Crosby, TX· 6.1 mi
Agency
Very Popular
20+ agents41yr

Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.

AutoHomeownersRentersUmbrella+4 more
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AI

AZ Auto Insurance

Crosby, TX· 5.9 mi
Agency
Popular
6+ agents26yr

AZ Insurance is a Houston‑based agency founded in 2000, offering auto, homeowners, renters, motorcycle, commercial and umbrella coverage through multiple carriers. They serve bilingual customers with 15 locations across the city and emphasize personalized service for high‑risk drivers and businesses.

AutoHomeownersRentersCommercial GL+3 more
Carriers: Dairyland, Progressive, American Access +4
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TA

TIA- Texas Insurance Agency/Uvalde Insurance Agency

Houston, TX· 8.0 mi
Agency
Very Popular
10+ agents27yr

Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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CP

Centro De Enrolamiento Obamacare & Medicare Advantage. (Se requiere cita previa)

Channelview, TX· 5.1 mi
Agency
20+ agents

HealthSherpa connects individuals with affordable health insurance plans, offering quick savings estimates and personalized support for enrollment.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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FI

Freeway Insurance

Baytown, TX· 0.7 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products through its network of retail stores across the United States. The Highlands, Texas location provides auto, homeowners, renters, life, motorcycle and boat coverage, and can be contacted for quotes by phone.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
AI

AZ Auto Insurance

Baytown, TX· 6.6 mi
Agency
Popular
6+ agents26yr

AZ Insurance is a Houston‑based agency that has been serving customers since 2000, offering auto, homeowners, renters, motorcycle and commercial insurance. They emphasize helping high‑risk drivers and have 15 locations with bilingual agents.

AutoHomeownersRentersMotorcycle+3 more
Carriers: Dairyland, Progressive, American Access +4
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LI

L.A. Insurance

Channelview, TX· 6.8 mi
Agency
Very Popular
6+ agents33yr

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company, Consumers County Mutual Insurance Company +9
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NA

Notary Source, LLC dba Atkinson Bros. Agency

Crosby, TX· 6.4 mi
Agency
New on InsurConnect
20+ agents

Notary Source, LLC dba Atkinson Bros. Agency provides notary public services, including initial commissions, renewals, and notary supplies for Texas and New Mexico. The company holds a 4.8 rating on Google and emphasizes friendly, knowledgeable, and fast service.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Atlantic Specialty Insurance Company, Contractors Bonding and Insurance Company, RLI Insurance Company +3
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EA

Ellard Insurance Agency

La Porte, TX· 10.4 mi
Agency
Very Popular
20+ agents

Ellard Insurance provides commercial insurance and risk management solutions for businesses, emphasizing personalized attention, innovation, and access to a wide range of top‑rated carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +154
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FI

Farmers Insurance - Chad Merling

Baytown, TX· 5.7 mi
Agency
Popular
20+ agents

Licensed insurance agency in Baytown, TX; represents 15 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +12
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RS

Right Choice Tax and Insurance Services

Deer Park, TX· 10.0 mi
Agency
Very Popular
10+ agents

Right Choice provides insurance, tax, and real estate services with a client‑centric approach, emphasizing personalized service and long‑lasting relationships. They describe themselves as a place where clients are treated like family.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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IB

INSURICA Baytown

Baytown, TX· 5.2 mi
Agency
No reviews yet
10+ agents

INSURICA is a full-service insurance agency built upon a tradition of integrity, industry leadership, and excellence. It delivers tailored insurance solutions and professional services to businesses and individuals across a wide range of industries.

AutoCommercial GLHomeownersRenters+1 more
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GI

Galaxy Insurance

Pasadena, TX· 14.1 mi
Agency
Very Popular
10+ agents27yr

Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Apollo Group, American Access, United Automobile +10
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TA

Trevco Insurance Agency

Baytown, TX· 8.9 mi
Agency
Popular
6+ agents36yr

Trevco Insurance is an independent agency serving the state of Texas since 1990, offering personal and commercial insurance solutions. They provide a range of products including auto, home, life, and commercial property coverage, with a focus on tailored service for individuals and businesses.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+3 more
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AI

Amtex Insurance

Baytown, TX· 5.9 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business insurance, emphasizing real, personalized service for the Texas community. Since its founding, the agency has focused on delivering reliable coverage and multiple carrier options to protect families and businesses.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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FI

Freeway Insurance

Baytown, TX· 7.6 mi
Agency
Very Popular
3-5 agents

Freeway Insurance Baytown Texas is a local branch of Freeway Insurance, offering a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage across the United States.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
AI

A Abana Auto Insurance

Channelview, TX· 8.8 mi
Agency
Very Popular
3-5 agents40yr

A Abana is a trusted auto insurance agency serving Texas and Nevada, offering personal and commercial auto solutions with over 40 years of experience and bilingual Spanish service.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Progressive County Mutual, Access Insurance Company, Old American County Mutual
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KL

KleeCo Insurance Agency LLC

Deer Park, TX· 10.5 mi
Agency
New on InsurConnect
20+ agents

KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.

AutoBoatCommercial GLFlood+3 more
Carriers: AIG PROPERTY CASUALTY COMPANY, Cincinnati Casualty Company, The, Cincinnati Indemnity Company, The +1
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JR

Jeremy Rosenkranz - State Farm Insurance Agent

Channelview, TX· 1.3 mi
Agency
1-2 agents24yr

As a dedicated State Farm agent, Jeremy Rosenkranz focuses on helping people with their insurance needs. His office offers comprehensive services including Auto, Homeowners, Renters, Life, Health, and Business insurance for Harris County and surrounding areas. The team is available 24/7 by call or text to assist clients throughout the process.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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LL

Lisa Dagle Insurance Services, LLC

Baytown, TX· 9.5 mi
Agency
New on InsurConnect
6+ agents

Lisa Dagle Insurance provides personalized auto, home, mobile home, commercial, and general liability coverage to customers in southeast Texas. Owned by local graduates Lisa Dagle Bean and Kelsey Dagle, the agency works with multiple providers to find the best policies at competitive rates while emphasizing customer service and transparency.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Reliable Insurance Company, Aventus Insurance Company +26
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FC

First American Title Insurance Company

Crosby, TX· 4.8 mi
Agency
Popular

First American Title Insurance provides title insurance and settlement services for residential and commercial real‑estate transactions, helping homebuyers, investors, lenders, and real‑estate professionals secure and streamline closings.

AutoCommercial GLHomeownersRenters+1 more
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AI

A-MAX Auto Insurance

Channelview, TX· 8.3 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
AI

A-MAX Auto Insurance

Baytown, TX· 6.7 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency

Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Highlands