Umbrella Insurance in Richardson, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Richardson
Within 15 miles of Richardson, TX. Click any agency to view profile, contact info, and request a quote.
Rising Star Insurance Group
Rising Star Insurance Group specializes in safeguarding businesses, homes, and futures, offering personalized insurance solutions with over 40 years of trusted experience and a focus on integrity, expertise, and exceptional service.
American mga insurance
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
Decisive Insurance Agency
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Assurnet Insurance Agency Agent: Mark Solomon, Sr.
Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.
Five Star Insurance Group
Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.
Highstreet Insurance - Sandy Garza & Associates
We insure the things you love, helping you protect today and illuminate tomorrow. Our local agents keep the things you care about safe so you can plan for the future with confidence.
Brightway Insurance, The Phan Agency
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
INSURANCE SOURCE OF TEXAS
Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.
COWBOY INSURANCE AGENCY
Cowboy Insurance provides online insurance quotes for auto, homeowners, and commercial coverage, emphasizing savings for customers. The agency highlights its agents’ ability to find the right policy at a fair price.
One Sharpe Solution
One Sharpe Solution has been insuring the local community for over 20 years, offering a range of personal and business insurance options. Their staff emphasizes personalized service, helping clients navigate complex policy choices with knowledge and compassion.
Patterson & Associates Insurance
Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.
Lopez Auto Insurance
Lopez Auto Insurance, based in Dallas/Fort Worth since 2011, offers a range of insurance options including auto, homeowners, motorcycle and boat coverage. The agency emphasizes quick quotes, personalized service, and a friendly staff dedicated to helping clients protect what matters most.
Highstreet Insurance - Sandy Garza and Associates - Collum Location
The agency offers personal and business insurance products, emphasizing local agents who provide expertise, guidance, and support to protect customers' assets and help them plan for the future with confidence.
Smith Allen Insurance
We are independent. Our advisors listen. We shop our carriers and provide an honest recommendation.
Farmers Insurance - Cindy Montgomery
Licensed insurance agency in Richardson, TX; represents 20 carriers.
La Familia Auto Insurance
Our mission is to help everyone so you never have the fear of losing everything in an instant. Everyone deserves access to affordable, reliable coverage, no matter their background or history.
Farmers Insurance - Lane Hamilton
Licensed insurance agency in Richardson, TX; represents 1 carrier.
Saunders Health Solutions
Licensed insurance agency in Richardson, TX; represents 19 carriers.
AZ Auto Insurance
AZ Insurance is a trusted insurance agency in Houston, Texas, serving families since 2003 with 15 locations and bilingual agents. They specialize in auto insurance and offer personal, commercial, and specialty coverages such as homeowners, renters, motorcycle and commercial liability.
Logan Harvey: Allstate Insurance
Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.
Lopez Auto Insurance
Lopez Auto Insurance, based in Texas since 2011, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize fast quotes, friendly staff, and personalized service to help customers protect their vehicles and property.
My Pham Agency
Licensed insurance agency in Richardson, TX; represents 1 carrier.
KAS AUTO INSURANCE
At KAS Auto Insurance, we've been serving the Texas community for over 15 years. Our team of dedicated insurance professionals is committed to providing personalized service and finding the perfect coverage for your unique needs.
JOHN LEE INSURANCE 李元鐘保險經紀公司| 專業。誠實。服務
李元鐘保險成立於2009年,提供專業、全方位的保險服務,依客戶需求量身訂製方案,涵蓋汽車、住宅、人壽及商業等多種保險類別。
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.