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Boat Insurance in Richardson, TX

Boat insurance covers liability, hull damage, theft, and on-water assistance. Texas does not require boat insurance by law, but most marinas and lenders do. Coverage often extends to trailers, on-board electronics, and fishing equipment.

24 boat insurance agencies in Richardson

Within 15 miles of Richardson, TX. Click any agency to view profile, contact info, and request a quote.

DA

Decisive Insurance Agency

Richardson, TX· 2.0 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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FG

Five Star Insurance Group

Richardson, TX· 1.6 mi
Agency
Popular
20+ agents

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +53
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 1.8 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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PI

Patterson & Associates Insurance

Richardson, TX· 1.8 mi
Agency
20+ agents40yr

Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.

AutoBoatCommercial GLCommercial Property+4 more
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LI

Lopez Auto Insurance

Richardson, TX· 3.6 mi
Agency
Popular
6+ agents15yr

Lopez Auto Insurance, based in Dallas/Fort Worth since 2011, offers a range of insurance options including auto, homeowners, motorcycle and boat coverage. The agency emphasizes quick quotes, personalized service, and a friendly staff dedicated to helping clients protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
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LH

Logan Harvey: Allstate Insurance

Addison, TX· 5.0 mi
Agency
Very Popular
6+ agents10yr

Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.

AutoHomeownersRentersUmbrella+5 more
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LI

Lopez Auto Insurance

Garland, TX· 5.3 mi
Agency
Very Popular
6+ agents15yr

Lopez Auto Insurance, based in Texas since 2011, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize fast quotes, friendly staff, and personalized service to help customers protect their vehicles and property.

AutoBoatCommercial GLHomeowners+3 more
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WL

Wemson Insurance Services LLC

Garland, TX· 5.9 mi
Agency
20+ agents

Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.

AutoBoatCommercial GLHomeowners+3 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Accident Insurance Company, Inc., Affirmative Insurance Company +37
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BI

Baja Auto Insurance

Dallas, TX· 7.5 mi
Agency
Very Popular
10+ agents

Texas‑based Baja Auto Insurance offers affordable auto coverage, including liability and full coverage, for drivers with tickets, accidents, or DUIs. They partner with top‑rated carriers and provide bilingual service (English and Spanish) with discounts and quick online quotes.

Spanish
AutoBoatCommercial GLHomeowners+3 more
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HI

Hempkins Insurance

Allen, TX· 9.8 mi
Agency
Popular
10+ agents45yr

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +65
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BA

Brightway Insurance, The Janie Alonzo Agency

Carrollton, TX· 8.9 mi
Agency
Very Popular
20+ agents

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
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LI

Lopez Auto Insurance

Carrollton, TX· 8.6 mi
Agency
Very Popular
6+ agents15yr

Lopez Auto Insurance is a Texas‑based agency offering a range of coverage options including auto, homeowners, mobile home, motorcycle and boat insurance. Since 2011 they focus on quick quotes, personalized service and community‑focused support to help customers protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
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LI

Lopez Auto Insurance

Dallas, TX· 9.1 mi
Agency
Very Popular
6+ agents15yr

Lopez Auto Insurance is a Texas‑based agency offering auto, homeowners, motorcycle and boat insurance since 2011, emphasizing quick quotes and personalized customer service.

AutoBoatCommercial GLHomeowners+3 more
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PA

Patel Insurance Agency: Allstate Insurance

Richardson, TX· 1.0 mi
Agency
Very Popular

Patel Insurance Agency is an Allstate‑affiliated agency in Richardson, TX offering auto, homeowners, renters, motorcycle, boat, ATV and life insurance. The agents have over 10 years of experience serving the North Dallas area and focus on personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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CI

Costlow Insurance

Rowlett, TX· 11.2 mi
Agency
Popular
10+ agents45yr

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: American Economy Insurance Company, American Fire and Casualty Company, American Mercury Insurance Company +53
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JD

Jamie Detten - State Farm Insurance Agent

Richardson, TX· 1.0 mi
Agency
Very Popular
1-2 agents19yr

Serving customers since 2007, Jamie Detten is a State Farm Agent in Richardson, TX offering a range of insurance products. The agency handles auto, homeowners, renters, life, motorcycle, boat and business insurance for individuals and businesses in the Dallas‑area region.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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LI

Lopez Auto Insurance

Dallas, TX· 10.4 mi
Agency
Very Popular
6+ agents15yr

Lopez Auto Insurance, based in Dallas, TX, has been serving customers since 2011 offering a range of insurance options including auto, homeowners, mobile home, motorcycle, boat, and commercial auto coverage. The agency emphasizes quick quotes, friendly staff, and affordable plans tailored to individual needs.

AutoBoatCommercial GLHomeowners+3 more
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AI

Acceptance Insurance

Addison, TX· 5.8 mi
Agency
Very Popular
6+ agents

Acceptance Insurance provides a variety of personal and business insurance products such as auto, homeowners, renters, life, motorcycle, and boat coverage. Customers can request quotes online or call the toll‑free number 877‑405‑7102 for assistance.

AutoBoatCommercial GLHomeowners+4 more
Carriers: First Acceptance Insurance Company, Confie (parent MGA)
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FI

Freeway Insurance

Plano, TX· 5.2 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a full range of insurance products across all 50 U.S. states, providing online quotes and phone support. The site lets users search for nearby offices and request quotes for auto, home, renters, motorcycle, boat and other coverages.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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JM

John Moore - State Farm Insurance Agent

Richardson, TX· 1.8 mi
Agency
Very Popular
1-2 agents37yr

John Moore State Farm Insurance Agency serves Texas, focusing on Richardson and surrounding areas. It offers a comprehensive range of insurance and financial services including auto, home, life, renters, and business coverage. Led by John Moore, a State Farm agent with CLU and LUTCF designations, the agency has been operating since 1989.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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EA

Express Insurance Agency

Rowlett, TX· 10.1 mi
Agency
Popular
10+ agents

Express Insurance Agency provides affordable coverage for individuals, families, and businesses in the Garland, Plano, and Dallas areas. They offer a range of personal and commercial insurance options and emphasize personalized service and competitive rates.

AutoHomeownersRentersLife+5 more
Carriers: American Risk Insurance Company, Inc., GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +2
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AI

A-MAX Auto Insurance

Dallas, TX· 5.0 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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FI

Freeway Insurance

Garland, TX· 5.2 mi
Agency
Very Popular
3-5 agents

Freeway can support all your insurance needs in all 50 U.S. States, offering a range of products such as auto, homeowners, renters, motorcycle, boat, and life insurance.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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DI

Del Toro Insurance

Allen, TX· 9.8 mi
Agency
10+ agents

Del Toro Insurance is a trusted insurance company proven to provide the best insurance policies at the most affordable rates. As one of the best insurance companies, we stand out among leading insurance agencies for our quality protection, reliability, and exceptional customer service.

French, Russian
AutoBoatCommercial GLHomeowners+3 more
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Frequently asked questions

Is boat insurance required in Texas?

Not by state law. Marinas often require liability coverage as a slip rental condition, and lenders require full coverage on financed boats.

What does it cover?

Liability for injury to others, hull damage from collision or grounding, theft, and on-water emergency assistance. Many policies include trailer coverage and personal effects on board.

Does my homeowners policy cover my boat?

Homeowners covers small watercraft (often under 25 horsepower) on a limited basis. Anything larger needs a dedicated boat policy.