Renters Insurance in Lampasas, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
9 renters insurance agencies in Lampasas
Within 15 miles of Lampasas, TX. Click any agency to view profile, contact info, and request a quote.
Texas Farm Bureau Insurance - Jeff Rutland
Licensed insurance agency in Lampasas, TX; represents 5 carriers.
Pratus Insurance Services, Inc.
Trusted insurance solutions in Lampasas and Burnet, offering a range of personal and commercial insurance products. The agency emphasizes personalized service, quality coverage, and strong relationships with top insurance carriers.
Farmers Insurance- Jason Garner
Licensed insurance agency in Lampasas, TX; represents 1 carrier.
Russell Dixon - State Farm Insurance Agent
I have enjoyed serving the Lampasas community as a State Farm agent since 2009. My office focus has always been to take care of the customer and offer exceptional customer service!
Diversified Insurance Brokerage Services
Diversified Insurance Brokerage Services, founded in 1985 in Lampasas, Texas, provides a range of insurance solutions to consumers, businesses, and families across Texas. They aim to help clients save money, reduce risk, and protect their financial future.
Rollo Insurance
Rollo Insurance is a network of local agents dedicated to helping clients achieve their financial goals through personalized insurance solutions. They emphasize trust, loyalty, and long‑term relationships while offering a range of coverages from auto and home to business, farm, and life insurance.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Lampasas, TX; represents 1 carrier.
Texas Farm Bureau Insurance - Clay Phillips
Licensed insurance agency in Lampasas, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance: Colleen Eckermann
Licensed insurance agency in Lampasas, TX. Contact directly for available products and carriers.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.