Commercial Liability Insurance in Lampasas, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
9 commercial insurance agencies in Lampasas
Within 15 miles of Lampasas, TX. Click any agency to view profile, contact info, and request a quote.
Texas Farm Bureau Insurance - Jeff Rutland
Licensed insurance agency in Lampasas, TX; represents 5 carriers.
Pratus Insurance Services, Inc.
Trusted insurance solutions in Lampasas and Burnet, offering a range of personal and commercial insurance products. The agency emphasizes personalized service, quality coverage, and strong relationships with top insurance carriers.
Farmers Insurance- Jason Garner
Licensed insurance agency in Lampasas, TX; represents 1 carrier.
Russell Dixon - State Farm Insurance Agent
I have enjoyed serving the Lampasas community as a State Farm agent since 2009. My office focus has always been to take care of the customer and offer exceptional customer service!
Diversified Insurance Brokerage Services
Diversified Insurance Brokerage Services, founded in 1985 in Lampasas, Texas, provides a range of insurance solutions to consumers, businesses, and families across Texas. They aim to help clients save money, reduce risk, and protect their financial future.
Rollo Insurance
Rollo Insurance is a network of local agents dedicated to helping clients achieve their financial goals through personalized insurance solutions. They emphasize trust, loyalty, and long‑term relationships while offering a range of coverages from auto and home to business, farm, and life insurance.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Lampasas, TX; represents 1 carrier.
Texas Farm Bureau Insurance - Clay Phillips
Licensed insurance agency in Lampasas, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance: Colleen Eckermann
Licensed insurance agency in Lampasas, TX. Contact directly for available products and carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.