Life Insurance in Troy, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Troy
Within 15 miles of Troy, TX. Click any agency to view profile, contact info, and request a quote.
Acceptance Insurance
Licensed insurance agency in Temple, TX; represents 2 carriers.
Direct Auto Insurance
Direct Auto is a local insurance agency located inside the H.E.B. in Temple, Texas. They offer a range of insurance products including auto, term life, motorcycle, and SR‑22 coverage with flexible payment options. The office is open Monday‑Friday 9 AM‑6 PM and Saturday 10 AM‑4 PM.
Winkler Insurance Agency
Trusted Home, Auto & Life Insurance in Temple, Texas since 2006. Protecting families with competitive rates, personalized service, and protection when it matters most.
Freeway Insurance
Licensed insurance agency in Temple, TX; represents 6 carriers.
Nichole Guajardo - State Farm Insurance Agent
Nichole Guajardo is a State Farm insurance agent serving Temple, TX and surrounding areas, offering auto, home, renters, life, business, and other insurance products. The bilingual office has been operating since August 2018 and focuses on personalized, community‑focused service.
Shaffin Wegener - State Farm Insurance Agent
Shaffin Wegener is a State Farm agent in Temple, Texas, ranked among the Top 100 State Farm agents nationwide. The family‑owned agency offers auto, homeowners, renters, life, commercial, motorcycle and boat insurance, emphasizing fast, personal service. They serve the local community with multiple contact options and a strong online presence.
David Jennings - State Farm Insurance Agent
David Jennings runs the State Farm insurance agency in Temple, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. The agency has been serving the community since 1962 and emphasizes personalized service and a friendly environment.
Lauren Smith - State Farm Insurance Agent
Lauren Smith is a State Farm insurance agent in Belton, Texas, operating since 2017 with over 13 years of experience. She offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the Bell County area.
Extraco Insurance | Belton
Extraco Insurance offers home, auto, life, and business insurance options, helping customers find competitive rates and tailored coverage.
Tyler Jermstad - State Farm Insurance Agent
Tyler Jermstad is a State Farm® insurance agent in Temple, Texas. He opened his agency in 2015 and leads a team that serves the Central Texas community with a focus on auto, homeowners, life, and other insurance products. The agency is active in local charities and has earned multiple community awards.
Timothy Davis - Aflac Insurance Agent
Aflac offers supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, disability and pet coverage to help individuals and employees fill gaps left by traditional health plans. The agency provides tools like quote forms and calculators to assist customers in choosing the right protection. It emphasizes financial peace of mind through a range of supplemental policies.
Coufal Insurance Services
David Coufal Insurance Agency in Temple, TX offers personalized coverage for auto, home, life, farm, and business needs, emphasizing local expertise and trusted carriers. They focus on quick, human support and tailored policies to protect families and businesses in Central Texas.
Texas Liberty Insurance
Texas Liberty Insurance Agency offers life, home, auto, and business insurance solutions with a focus on customized coverage and strong customer service. The agency highlights its expertise and commitment to protecting clients’ futures.
Farmers Insurance - Ronnie Gaines
Licensed insurance agency in Temple, TX; represents 1 carrier.
John Corsi - State Farm Insurance Agent
John Corsi opened his State Farm agency in 2017 in Belton, Texas, serving Bell, Williamson, and McLennan counties. The team emphasizes personalized service, bilingual support (English and Spanish), and over 50 years of combined experience. They offer a range of insurance products and are active in the local community.
Farmers Insurance - Michael Seiler
Michael Seiler is a Farmers Insurance agent located in Belton, Texas, offering a range of personal insurance products.
Farmers Insurance - Dana Hoelscher
Licensed insurance agency in Temple, TX; represents 17 carriers.
Farmers Insurance - Scott Reid
Licensed insurance agency in Temple, TX; represents 15 carriers.
Acrisure Temple, TX (The David Nix Agency)
Acrisure is an insurance and business solutions provider offering personal and commercial coverage, employee benefits, cybersecurity, and more. They connect customers to a range of insurance options through advanced technology and a team of experts.
Farmers Insurance - Kirk Spradlin
Licensed insurance agency in Belton, TX; represents 1 carrier.
Farmers Insurance - Craig Marshall
Licensed insurance agency in Temple, TX; represents 14 carriers.
Farmers Insurance - Paysse Insurance Agency LLC
Licensed insurance agency in Temple, TX; represents 80 carriers.
Evans Ewan & Brady Insurance
Evans, Ewan & Brady Insurance Agency, Inc. is an independent agency based in Georgetown, Texas serving Central Texas with auto, homeowner, commercial, life and health insurance solutions since 1928.
Extraco Insurance | Temple
Extraco Insurance, part of Extraco Banks, offers competitive rates for home, auto, life, and business insurance, helping customers protect their assets. The agency provides personalized quotes and works with clients to tailor coverage to their needs.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.