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Life Insurance in Sugar Land, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in Sugar Land, TX: 24 licensed insurance agencies serve 109,851 residents in Fort Bend County. auto premiums average $2,743 per year — 0% above the Texas state average. hurricane + flood drives 45% of homeowner claims.

24 life insurance agencies in Sugar Land

Within 15 miles of Sugar Land, TX. Click any agency to view profile, contact info, and request a quote.

JA

Jacobs Insurance Agency

Sugar Land, TX· 3.5 mi
Agency
Popular
10+ agents

Jacobs Insurance Agency, LLC is a veteran‑owned agency led by owner Javante Jacobs. With experience at a Fortune 100 insurer and a background of military service, the agency serves families and businesses across Texas and Louisiana, offering personalized insurance solutions.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: American Modern Property and Casualty Insurance Company, Incline Casualty Company, MARKEL AMERICAN INSURANCE COMPANY +2
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AL

Arlene Lollie & Associates, LLC

Missouri City, TX· 3.3 mi
Agency
10+ agents

Arlene Lollie & Associates is a trusted insurance agency serving the Greater Houston area for over 20 years. They provide personalized personal and business insurance solutions, including auto, homeowners, life, commercial property, flood and boat coverage. The agency emphasizes high‑quality service and building lasting client relationships.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company, American General Life Insurance Company +72
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CC

Credible Coverage

Rosenberg, TX· 6.2 mi
Agency
Popular
20+ agents

Credible Coverage is a veteran‑owned, BBB‑accredited independent brokerage that helps individuals plan for retirement and healthcare. They offer education and support for Medicare, health coverage add‑ons, 401(k), annuities, IRAs, mortgage protection, life insurance and college planning. Their team guides clients through every step to ensure confidence in their future.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +33
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SA

S Galloway Agency

Missouri City, TX· 7.4 mi
Agency
Popular
10+ agents22yr

S. Galloway Agency, Inc is an independent insurance agency serving Texas, Louisiana, and Georgia, offering personal and commercial insurance solutions. Their team emphasizes education and tailored protection for clients.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aetna Health Inc., Agricultural Workers Mutual Auto Insurance Company, AssuranceAmerica Insurance Company +10
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MI

Mims Integra Insurance

Richmond, TX· 8.2 mi
Agency
20+ agents32yr

Christopher Mims has been serving the Houston, Richmond, and Katy areas with insurance protection since 1994. He began as a Farmers Insurance Agency and now operates as an independent Trusted Choice agent with the Integra Group, offering auto, home, life and business insurance solutions. Mims emphasizes personal relationships and a wide range of carrier options.

AutoCommercial GLHomeownersLife+2 more
Carriers: Travelers, MetLife, Liberty Mutual +5
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AA

Avalon Insurance Agency

Houston, TX· 7.9 mi
Agency
Popular
20+ agents20yr

Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.

AutoHomeownersRentersCommercial GL+5 more
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +106
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BA

Brightway Insurance, The Hafer Agency

Missouri City, TX· 6.3 mi
Agency
Popular
10+ agents

Brightway is an independent insurance agency that connects customers with multiple carriers, offering personalized quotes and ongoing support to help clients secure the right coverage for their needs.

AutoBoatCommercial GLFlood+5 more
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AI

Abe Jacobs Insurance

Missouri City, TX· 5.3 mi
Agency
New on InsurConnect
20+ agents43yr

Abe Jacobs Insurance Agency provides personalized Life, Home, Auto, Commercial, and Flood insurance across Texas. Founded in 1983, the agency has nearly four decades of experience delivering risk management solutions and competitive rates.

AutoCommercial GLCommercial PropertyFlood+5 more
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CA

Cornerstone Insurance Agency

Rosenberg, TX· 10.1 mi
Agency
Popular
10+ agents17yr

Cornerstone Insurance Agency offers personalized insurance solutions with over 150 carrier options, focusing on home, auto, life, farm and business coverage for clients in Texas and Oklahoma. With more than 17 years of experience, they emphasize human‑first service and tailored guidance for individuals and high‑risk industries.

AutoCommercial GLCommercial PropertyDisability+6 more
Carriers: ASI Lloyds, Acceptance Casualty Insurance Company, Agricultural Workers Mutual Auto Insurance Company +51
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FI

Freeway Insurance

Stafford, TX· 3.3 mi
Agency
Very Popular
3-5 agents

Freeway can support all your insurance needs in all 50 U.S. States.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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LI

L.A. Insurance

Houston, TX· 7.5 mi
Agency
Very Popular
6+ agents33yr

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
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AA

Acrisure Digital Solutions / Rockland Insurance Agency

Richmond, TX· 8.7 mi
Agency
Very Popular
20+ agents

Acrisure is an insurance and business solutions provider that offers personalized coverage for individuals and companies of all sizes. They connect customers to a range of insurance options, including home, auto, flood, health, and life policies, using advanced technology for quick quotes. Their focus is on delivering tailored solutions backed by industry expertise.

AutoCommercial GLFloodHomeowners+3 more
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LI

L.A. Insurance

Bellaire, TX· 7.4 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
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PI

Prosafe Insurance

Sugar Land, TX· 0.3 mi
Agency
Popular
1-2 agents

Prosafe Insurance is a full‑service independent agency based in Sugar Land, Texas, serving clients across the state. They help customers find home, auto, life, flood, commercial and other coverages by comparing multiple carriers to get the best rates. Their focus is personal service and transparent guidance throughout the insurance process.

AutoHomeownersLifeFlood+5 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +42
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EA

Erika Blount Health Insurance Agent

Stafford, TX· 2.8 mi
Agency
Very Popular

USHEALTH Advisors is a health‑focused insurance agency offering a range of health, dental, vision and life plans underwritten by Freedom Life, National Foundation Life and Enterprise Life. The agency emphasizes personalized coverage and community service through its Mission of HOPE, and has earned multiple Gold Stevie Awards for excellence.

AutoCommercial GLHomeownersLife+2 more
Carriers: Freedom Life Insurance Company of America, National Foundation Life Insurance Company, Enterprise Life Insurance Company
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CS

Chadwick Sapenter - GEICO Insurance Agent

Sugar Land, TX· 2.2 mi
Agency
Very Popular

GEICO Insurance Agency, Inc. provides auto, homeowners, renters, and other insurance products through GEICO’s online platform in Houston, Texas.

Spanish
AutoBoatCommercial GLEarthquake+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida, Aventus Insurance Company +28
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FL

Full Scope Insurance Agency, LLC

Richmond, TX· 13.1 mi
Agency
Very Popular
20+ agents16yr

Full Scope Insurance Agency is an independent agency located in Richmond, Texas, serving personal and commercial insurance needs since 2010. They offer auto, home, life, watercraft, commercial building and business protection products with a focus on personalized service and local agents.

Spanish
AutoBoatCommercial GLCommercial Property+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +69
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HP

Henry Phan - State Farm Insurance Agent

Sugar Land, TX· 0.7 mi
Agency
Very Popular
1-2 agents

Henry Phan is a State Farm agent serving Sugar Land, Texas and the surrounding Fort Bend County. He offers auto, homeowners, renters, life, motorcycle and boat insurance, and has over 20 years of combined experience serving families and businesses.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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AL

Assurance One of Texas LLC

Sugar Land, TX· 0.2 mi
Agency
3-5 agents33yr

Assurance One of Texas, LLC is an independent insurance agency in Sugar Land, Texas, offering personal and business insurance solutions with a focus on personalized service. They represent multiple carriers and have been serving the community since 1993.

AutoHomeownersRentersCommercial GL+5 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Acadia Insurance Company, Ace American Insurance Company +142
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HY

Hoffman Insurance Group Powered by YourPolicy

Sugar Land, TX· 0.7 mi
Agency
Popular
1-2 agents54yr

Hoffman Insurance Group in Sugar Land has been writing home, auto, business, recreational, health and life insurance since 1972. They serve the Sugar Land and greater Houston area with dependable, affordable coverage and a professional team of agents ready to customize plans.

AutoHomeownersRentersLife+3 more
Carriers: Accendo Insurance Company, Ace American Insurance Company, Aetna Dental Inc. +54
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KQ

Ken Quach - State Farm Insurance Agent

Sugar Land, TX· 2.1 mi
Agency
Very Popular
1-2 agents30yr

Ken Quach State Farm provides a range of insurance options—including auto, home, life, renters, business, boat, and motorcycle coverage—to residents of Sugar Land and surrounding communities, leveraging over 30 years of industry experience.

Spanish, Vietnamese, Hindi, Tagalog, Cantonese
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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LR

Lance Ragle - Allstate Insurance Agent

Sugar Land, TX· 1.3 mi
Agency
Popular
1-2 agents32yr

Lance Ragle runs the Allstate Ragle Agency in Sugar Land, Texas, offering a range of personal insurance products. He has been with the agency since 1994 and owner since 2008, serving the community with a focus on integrity and personalized service.

Spanish, Hindi, Urdu
AutoBoatCommercial GLHomeowners+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +20
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BI

Bello Insurance Services Inc

Pearland, TX· 12.3 mi
Agency
Very Popular
6+ agents25yr

Bello Insurance Services is a Texas‑based agency that provides auto, homeowners, life, health and business insurance solutions. The company emphasizes personalized service, price comparison across multiple carriers and a high customer‑satisfaction rate.

AutoCommercial GLHomeownersLife+2 more
Carriers: Travelers
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KF

Krystal Davis Francis: Allstate Insurance

Sugar Land, TX· 1.7 mi
Agency
Very Popular
1-2 agents42yr

Krystal Davis Francis runs a family‑owned Allstate agency in Sugar Land, Texas, continuing a legacy that began in 1984. The agency offers a wide range of insurance products and serves Sugar Land, Houston, and surrounding communities. It emphasizes personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +9
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.