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Life Insurance in Prosper, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Prosper

Within 15 miles of Prosper, TX. Click any agency to view profile, contact info, and request a quote.

CR

Christie Rhyne - State Farm Insurance Agent

Mckinney, TX· 5.7 mi
Agency
Very Popular
10+ agents16yr

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

Spanish, Hindi, Portuguese, Sign language
AutoCommercial GLHomeownersLife+3 more
Carriers: State Farm
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RA

Rush Agency

Frisco, TX· 6.7 mi
Agency
Very Popular
20+ agents43yr

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aegis Security Insurance Company, American Economy Insurance Company, Consumers County Mutual Insurance Company +33
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LI

Long Insurance

Prosper, TX· 0.8 mi
Agency
New on InsurConnect
10+ agents

Long Insurance Group is a locally owned, independent agency serving Prosper, Gladewater, and the surrounding East Texas area. They are a 5‑star rated agency offering a range of personal and commercial insurance solutions. Their focus is on delivering personalized service and value‑focused coverage.

AutoHomeownersRentersBoat+3 more
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AA

American Option Insurance Agency

Frisco, TX· 8.0 mi
Agency
Very Popular
20+ agents

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, American Economy Insurance Company, American General Life Insurance Company +33
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HA

HI Agency

Frisco, TX· 8.1 mi
Agency
Popular
20+ agents

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America, American National Insurance Company +8
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JA

Jason Binyon Agency - Farmers Insurance

Frisco, TX· 6.1 mi
Agency
Popular
10+ agents

Licensed insurance agency in Frisco, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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CL

Clear Benefits Solutions, LLC

Celina, TX· 5.6 mi
Agency
New on InsurConnect
10+ agents

Clear Benefits Solutions, LLC is a multi‑state licensed independent insurance agency offering health, life, Medicare, dental and supplemental insurance plans to individuals and families across 19 states. They emphasize a relationship‑driven, individualized approach to help clients find coverage that fits their needs and budget.

AutoCommercial GLHomeownersLife+2 more
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FI

Farmers Insurance - Chris Stiles Agency

Little Elm, TX· 8.3 mi
Agency
20+ agents

Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 more
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OA

OWNERS INSURANCE AGENCY

Frisco, TX· 6.6 mi
Agency
New on InsurConnect
10+ agents

Owners Insurance Agency, LLC is an independent agency serving the DFW area and the state of Texas, offering a range of insurance products including auto, homeowners, renters, commercial auto, business, life and health, and fixed annuities. They focus on providing the best value and multiple carrier options for their clients.

AutoCommercial GLHomeownersLife+2 more
Carriers: Alinsco Insurance Company, Foremost County Mutual Insurance Company, Foremost Insurance Company Grand Rapids, Michigan +7
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CL

Christian Lett - State Farm Insurance Agent

Prosper, TX· 0.3 mi
Agency
Very Popular
1-2 agents

Christian Lett is a State Farm® agent serving Prosper, TX and surrounding communities. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and emphasizes personalized protection for families. The agency highlights its 5‑star Google rating and commitment to local service.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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MG

MC Squared Insurance Group

Celina, TX· 5.6 mi
Agency
New on InsurConnect
10+ agents

MC Squared Insurance Group is an independent insurance agency that works for its customers, not for a specific insurance company. They offer personal and commercial insurance lines including auto, home, renters, life, business liability, property, and specialty coverage such as boat and ATV. The agency emphasizes competitive rates and top‑notch customer service.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: American Economy Insurance Company, American States Insurance Company, Foremost County Mutual Insurance Company +12
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NI

Nexum Insurance

Little Elm, TX· 9.9 mi
Agency
20+ agents

En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Ameritas Life Insurance Corp., Memorial Hermann Health Insurance Company, Memorial Hermann Health Plan, Inc. +5
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KG

Kevin George - State Farm Insurance Agent

Prosper, TX· 1.5 mi
Agency
Very Popular
1-2 agents9yr

Kevin George is a State Farm® Insurance Agent in Prosper, Texas, serving the North Texas area since 2017. He and his team offer auto, homeowners, renters, life, motorcycle and boat insurance, emphasizing personalized service and clear explanations. The agency highlights nearly four decades of combined insurance experience and a strong local community focus.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +4
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SI

SS Integra Insurance

Little Elm, TX· 6.7 mi
Agency
New on InsurConnect
10+ agents

SS Insurance is proudly based in the Dallas–Fort Worth Metroplex, serving clients throughout Texas. Their mission is to build strong, lasting relationships by helping individuals and families protect what matters most, offering a clearer understanding of overall insurance needs.

AutoCommercial GLHomeownersLife+3 more
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DS

DFW Insurance Services

Prosper, TX· 1.3 mi
Agency
Popular
1-2 agents31yr

DFW Insurance Services is an independent agency founded in the mid‑1990s that offers auto, homeowners and life insurance, emphasizing family‑owned service and personalized coverage.

AutoCommercial GLHomeownersLife+2 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY, ASI Lloyds +53
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MC

Matt Cox - State Farm Insurance Agent

Prosper, TX· 1.5 mi
Agency
Popular
1-2 agents16yr

Since 2010, Matt Cox has operated as a State Farm Insurance Agent in Prosper, Texas, offering auto, home, life, and business coverage. Backed by a team with 27 years of combined experience, the agency focuses on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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CL

Caylee Lazo - State Farm Insurance Agent

Mckinney, TX· 6.3 mi
Agency
Very Popular
3-5 agents4yr

Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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HI

Hempkins Insurance

Allen, TX· 12.9 mi
Agency
Popular
10+ agents45yr

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +65
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PC

Prosper Insurance Center

Prosper, TX· 1.3 mi
Agency
Very Popular
1-2 agents

Prosper Insurance Center offers big‑city insurance with a hometown feel, focusing on each client’s individual needs and providing competitive rates from reputable carriers. They provide coverage options for auto, home, life and health insurance.

AutoCommercial GLHomeownersLife+2 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +100
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CH

Chris Hatfield: Allstate Insurance

Prosper, TX· 1.1 mi
Agency

Chris Hatfield is an Allstate insurance agent serving Prosper, TX, offering a range of personal insurance products. He emphasizes personal relationships and helping residents assess their insurance needs.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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KA

Kiesling Insurance Agency

Little Elm, TX· 6.0 mi
Agency
No reviews yet
20+ agents

Kiesling Insurance Agency is a qualified insurance broker serving Aubrey, Texas and the surrounding DFW area. Their team helps clients choose policies for auto, home, life, commercial and specialty needs, offering guidance from quoting to claims. They emphasize personalized insurance reviews and a commitment to protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
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CB

Clay Baker: Allstate Insurance

Prosper, TX· 0.9 mi
Agency
1-2 agents19yr

Clay Baker is an Allstate insurance agent serving Prosper, TX and surrounding areas. He offers personalized protection for families, homes, cars and more, emphasizing community involvement and bilingual service. The agency has been operating since 2007 and focuses on responsive, knowledgeable customer care.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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AT

Anthony Blackmon Agency, Inc. | Full-Service Insurance Agency in Frisco, TX

Frisco, TX· 7.8 mi
Agency
New on InsurConnect
6+ agents

The Anthony Blackmon Agency is a full‑service independent insurance agency offering solutions for individuals, professionals, and home and business owners. They emphasize personalized service, unbiased advice, and a one‑stop shopping experience across multiple insurance types.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, Aetna Dental Inc., Aetna Health Inc. +75
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HG

Hunter Goldsworthy - State Farm Insurance Agent

Celina, TX· 2.8 mi
Agency
Very Popular
1-2 agents

Hunter Goldsworthy is a State Farm agent serving the Dallas‑Fort Worth Metroplex, Texas, and Oklahoma. The agency offers a range of personal and business insurance products, including auto, home, renters, motorcycle, boat, life and health coverage. Clients can reach the office by phone, text, or email for personalized service.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.