Life Insurance in Needville, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
23 life insurance agencies in Needville
Within 15 miles of Needville, TX. Click any agency to view profile, contact info, and request a quote.
Full Scope Insurance Agency, LLC
Full Scope Insurance Agency is an independent agency located in Richmond, Texas, serving personal and commercial insurance needs since 2010. They offer auto, home, life, watercraft, commercial building and business protection products with a focus on personalized service and local agents.
Cornerstone Insurance Agency
Cornerstone Insurance Agency offers personalized insurance solutions with over 150 carrier options, focusing on home, auto, life, farm and business coverage for clients in Texas and Oklahoma. With more than 17 years of experience, they emphasize human‑first service and tailored guidance for individuals and high‑risk industries.
Credible Coverage
Credible Coverage is a veteran‑owned, BBB‑accredited independent brokerage that helps individuals plan for retirement and healthcare. They offer education and support for Medicare, health coverage add‑ons, 401(k), annuities, IRAs, mortgage protection, life insurance and college planning. Their team guides clients through every step to ensure confidence in their future.
Mims Integra Insurance
Christopher Mims has been serving the Houston, Richmond, and Katy areas with insurance protection since 1994. He began as a Farmers Insurance Agency and now operates as an independent Trusted Choice agent with the Integra Group, offering auto, home, life and business insurance solutions. Mims emphasizes personal relationships and a wide range of carrier options.
Hancy's Insurance Agency
Hancy’s Insurance Agency helps individuals, families, and businesses compare coverage from multiple carriers, offering auto, home, renters, life, health, and business insurance with fast, personalized service in Texas.
Amtex Insurance
Amtex Insurance provides real‑insurance for real people, offering affordable auto, home, and business coverage. Since its founding the agency has focused on delivering reliable, low‑cost protection with a local‑first, personal approach. It highlights 25+ years of service and a commitment to the Texas community.
Freeway Insurance
Freeway Insurance provides a wide range of insurance products across all 50 U.S. states, including auto, homeowners, renters, life, motorcycle and boat coverage. The site offers online quotes and phone assistance for customers seeking insurance solutions.
Welling Insurance Agency: Allstate Insurance
The Welling Agency helps families with financial services, insurance needs and asset protection. Since 1983 it has served the Fort Bend, Sugar Land, Richmond, Katy, Spring, Woodlands and Greater Houston areas.
Gaston Arguelles - State Farm Insurance Agent
Gaston Arguelles is a bilingual State Farm insurance agent serving the Greater Houston and Fort Bend area since 2008, offering a range of personal and commercial insurance products. He leads a team focused on personalized coverage for auto, home, life, renters, motorcycle, boat, and more.
Nordt Insurance Agency
JMS Insurance Agency, LLC provides a range of personal and commercial insurance solutions, including auto, home, life, and business coverage. With over 30 years of experience, the agency focuses on personalized service and community commitment to protect families and businesses in Texas.
Farmers Insurance - Brandon Sisco
Licensed insurance agency in Rosenberg, TX; represents 1 carrier.
Freeway Insurance
Licensed insurance agency in Rosenberg, TX; represents 6 carriers.
Kevin Patton - State Farm Insurance Agent
Kevin Patton is a State Farm® insurance agent serving the Richmond and Bellaire, Texas area. He offers a range of personal insurance products and emphasizes customer service, virtual appointments, and community involvement. The agency has been operating since 1993 and holds a 4.5‑star rating on Google.
Kari Bird - State Farm Insurance Agent
The Bird Group TX is a State Farm agency led by Kari Bird, serving Fort Bend County and the greater Houston area with personal insurance and financial services. The team offers auto, home, renters, life, motorcycle and boat coverage, and is available 24‑hour by call or text.
Janice Vyoral - State Farm Insurance Agent
Janice Vyoral is a State Farm agent serving Rosenberg, TX, offering auto, home, life, and other insurance products. She has been with State Farm since 2002 and is a Chartered Life Underwriter, dedicated to the local community.
Inshora Group Insurance - Home Insurance
Inshora Group is a Texas‑based insurance agency offering personal and business insurance solutions, including auto, home, renters, flood, life, and business coverage. They compare quotes from over 25 A‑rated carriers to provide personalized service and savings for clients.
Pamela Adair - State Farm Insurance Agent
Welcome to the Pamela Adair State Farm Agent office, where we have proudly served the Rosenberg, TX community since 1984. With over 40 years of experience in the insurance industry, Pamela offers auto, homeowners, renters, life, motorcycle, and other insurance products to protect families and businesses.
Thielemann Insurance Agency
Thielemann Insurance Agency is a small, family‑owned, woman‑owned agency in Rosenberg, TX with over 50 years of industry experience, offering free, quick quotes and bundle discounts for a range of insurance needs.
Farmers Insurance - Arnold Alaniz
Licensed insurance agency in Rosenberg, TX; represents 1 carrier.
Farmers Insurance - Daniel Gerken
Farmers Insurance provides agents who can offer auto, home, renters, life, and business insurance coverage to customers in Richmond, TX.
Farmers Insurance - Shakeel Khatri
Licensed insurance agency in Richmond, TX; represents 1 carrier.
City Insurance Agency
City Insurance helps consumers save money, assists businesses in reducing risk, and protects families’ financial futures, prioritizing client needs to find suitable plans.
Christa Rollock - Aflac Insurance Agent
Licensed insurance agency in Richmond, TX; represents 1 carrier.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.