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Life Insurance in Katy, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in Katy, TX: 24 licensed insurance agencies serve 24,117 residents in Harris, Fort Bend, and Waller counties. auto premiums average $2,800 per year — 2% above the Texas state average. hurricane + wind + flood drives 45% of homeowner claims.

24 life insurance agencies in Katy

Within 15 miles of Katy, TX. Click any agency to view profile, contact info, and request a quote.

HS

Henry Integra Insurance Services

Katy, TX· 4.1 mi
Agency
Popular
20+ agents79yr

Henry – Integra Insurance Services, based in Katy, Texas, offers a range of personal and commercial insurance solutions. The agency emphasizes client education and tailored coverage, earning recognition as a leading agency in the Houston area. Founded with roots dating back to 1947, they partner with Integra Insurance Services to broaden options for customers.

AutoBoatCommercial GLHomeowners+4 more
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DA

DLG Insurance Agency

Katy, TX· 4.0 mi
Agency
Very Popular
20+ agents

DLG Insurance Agency serves Katy and the surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. The agency offers a wide range of insurance products, from auto and home to life and disability coverage.

AutoBoatCommercial GLDisability+6 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +70
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HL

Hardcastle Insurance Agency LLC

Katy, TX· 6.2 mi
Agency
Popular
20+ agents14yr

Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.

AutoBoatCommercial GLHomeowners+4 more
Carriers: American Economy Insurance Company, Cypress Property & Casualty Insurance Company, GEICO County Mutual Insurance Company +13
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MS

Marlin Insurance Services

Cypress, TX· 4.4 mi
Agency
Popular
20+ agents10yr

Marlin Insurance Services is a trusted business insurance agency licensed in Texas, Oklahoma, Tennessee, and Ohio, serving individuals, families and businesses with auto, home, commercial and other coverage. With over 10 years of experience, their skilled team focuses on affordable, reliable insurance solutions.

Spanish
AutoHomeownersRentersCommercial GL+6 more
Carriers: American Risk Insurance Company, Inc., Berkley Regional Insurance Company, Berkshire Hathaway Homestate Insurance Company +18
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RL

RL Insurance Agency LLC

Katy, TX· 5.4 mi
Agency
Popular
10+ agents

RL Insurance is a Hispanic‑origin agency based in Houston that serves American, Hispanic and diverse families, offering health, dental, vision, life, Medicare, and other insurance solutions.

Spanish
AutoHomeownersRentersCommercial GL+3 more
Carriers: Cigna HealthCare of Texas, Inc., Health Care Service Corporation, a Mutual Legal Reserve Company
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CT

Commercial Insurance Services of Texas

Katy, TX· 4.2 mi
Agency
Popular
10+ agents

Commercial Insurance Services of Texas is an independent insurance agency serving Katy, Pearland, and Houston, focused on providing business insurance solutions with a strong emphasis on customer service. They partner with multiple carriers to offer comprehensive coverage for commercial and personal policies.

AutoBoatCommercial GLFlood+5 more
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LI

L.A. Insurance

Katy, TX· 3.9 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency that has been serving clients across the United States for over 33 years. It offers a range of low‑cost policies for vehicles, boats, motorcycles, RVs, renters, and life coverage, emphasizing flexible payment options and maximum protection.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Alinsco Insurance Company, Falcon Insurance Company, GEICO County Mutual Insurance Company +8
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FI

Farmers Insurance - Mark Hudson

Cypress, TX· 4.4 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in Cypress, TX; represents 3 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: American Risk Insurance Company, Inc., MARKEL AMERICAN INSURANCE COMPANY, Massachusetts Mutual Life Insurance Company
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FA

Fargo Insurance Agency

Cypress, TX· 4.4 mi
Agency
New on InsurConnect
10+ agents22yr

Fargo Insurance Agency, founded in 2004, offers auto, home, commercial, health, and life insurance through a broad network of carriers. The agency emphasizes direct relationships with insurers to provide personalized coverage for customers in Cypress, TX.

AutoCommercial GLHomeownersLife+2 more
Carriers: ASI Lloyds, Accident Insurance Company, Inc., Aegis Security Insurance Company +88
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NI

North Star Insurance - Medicare and Health Insurance

Katy, TX· 4.7 mi
Agency
Very Popular
6+ agents

North Star Insurance Partners provides health‑focused insurance services in Katy, TX, offering Medicare, ACA Marketplace, life and final expense plans, as well as supplemental coverage. They emphasize ethical, pressure‑free guidance and multilingual support.

Spanish, American Sign Language, Vietnamese, Mandarin Chinese, Cantonese, Gujarati, Hindi, Marathi, Urdu
AutoCommercial GLHomeownersLife+2 more
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TI

TS Insurance

Katy, TX· 5.6 mi
Agency
Very Popular
6+ agents

TS Insurance is a local agency serving Katy and the surrounding Texas communities, offering personal and commercial insurance solutions. They emphasize protecting clients like family and provide a range of coverage options. The agency highlights quick online quotes and personalized service.

Spanish
AutoBoatCommercial GLCommercial Property+6 more
Carriers: Gerber Life Insurance Company
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AI

Acceptance Insurance

Katy, TX· 3.9 mi
Agency
Very Popular
6+ agents

Acceptance Insurance offers a wide range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, as well as business and personal protection options.

AutoBoatCommercial GLHomeowners+4 more
Carriers: First Acceptance Insurance Company, Confie (parent MGA)
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TA

Terra Ramirez at Comparion Insurance Agency

Katy, TX· 6.7 mi
Agency
New on InsurConnect
10+ agents4yr

Comparion Insurance Agency, founded in 2022, operates as an independent insurance agency backed by Liberty Mutual Group. It partners with over 50 carriers to offer a wide range of products, including auto, home, life, renters and umbrella coverage, delivering consultative service through local agents.

AutoCommercial GLHomeownersLife+2 more
Carriers: Progressive, Allstate, GEICO +3
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NI

Nguyen Integra Insurance

Cypress, TX· 10.4 mi
Agency
Very Popular
10+ agents

Nguyen – Integra Insurance is an independent agency in Cypress, Texas offering a full line of personal and commercial insurance products. They partner with Integra Insurance Services to provide options from multiple carriers and focus on building lasting relationships with clients. The agency emphasizes helping clients protect their assets with personalized coverage.

AutoBoatCommercial GLHomeowners+4 more
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TB

TWFG Insurance Services, Katlyn Brenneise

Cypress, TX· 10.8 mi
Agency
Very Popular
10+ agents

Katlyn Brenneise’s TWFG agency offers personalized insurance solutions, emphasizing caring service for individuals, families, and businesses. The team highlights a commitment to community and customer protection across a range of policies.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: SageSure, State Auto, TWIA +5
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CT

Cypress Insurance Team

Cypress, TX· 11.6 mi
Agency
Very Popular
20+ agents18yr

Cypress Insurance Team is a Texas‑based agency offering a range of insurance products including auto, homeowners, life, renters, flood and umbrella coverage. With over 50 top‑rated carriers and more than 18 years of experience, they emphasize personalized service and competitive pricing.

AutoHomeownersLifeRenters+4 more
Carriers: American General Life Insurance Company, American Risk Insurance Company, Inc., Centauri Specialty Insurance Company +30
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OA

Oncken Insurance Agency

Cypress, TX· 10.9 mi
Agency
Very Popular
10+ agents

Oncken Insurance Agency shops dozens of insurance companies on your behalf, handling the insurance shopping process to save you time and money. Their local agents provide personalized advice across multiple insurance types.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +90
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QI

Quality Insurance

Richmond, TX· 10.3 mi
Agency
10+ agents10yr

Quality Insurance is a trusted agency with over 10 years of experience, serving clients across Texas and Mississippi. They specialize in Home, Auto, Landlord, Condo, Renters, Commercial, and Life insurance, offering personalized coverage options.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +29
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TS

Tanner Sprinkel - State Farm Insurance Agent

Cypress, TX· 3.0 mi
Agency
Very Popular
1-2 agents4yr

Tanner Sprinkel is a State Farm® insurance agent serving Cypress, Texas. He offers auto, homeowners, renters, life, motorcycle and boat coverage, as well as small‑business insurance. A former Marine Corps Staff Sergeant, he combines military discipline with a community‑focused approach to help local families and businesses protect what matters most.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JA

Jacobs Insurance Agency

Sugar Land, TX· 14.0 mi
Agency
Popular
10+ agents

Jacobs Insurance Agency, LLC is a veteran‑owned agency led by owner Javante Jacobs. With experience at a Fortune 100 insurer and a background of military service, the agency serves families and businesses across Texas and Louisiana, offering personalized insurance solutions.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: American Modern Property and Casualty Insurance Company, Incline Casualty Company, MARKEL AMERICAN INSURANCE COMPANY +2
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MC

Marco Cervantes - State Farm Insurance Agent

Cypress, TX· 4.4 mi
Agency
Very Popular
1-2 agents14yr

Marco Cervantes is a State Farm agent since 2012, serving the Cypress‑Katy area with a focus on family values and community service. He offers personal and business insurance solutions and emphasizes education and personalized service for his clients.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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BA

Bluebonnets Of Texas Insurance Agency

Cypress, TX· 12.2 mi
Agency
New on InsurConnect
10+ agents8yr

Bluebonnets Of Texas Insurance Agency, Inc. provides personal and commercial insurance solutions including auto, home, umbrella, flood, life, and business coverage. Founded in 2018, the agency is led by Karimy Castillo with 21 years of industry experience, offering personalized service in English and Spanish.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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CA

Charles Osburn Insurance Agency

Tomball, TX· 14.6 mi
Agency
Very Popular
6+ agents25yr

The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company, American Economy Insurance Company +67
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BA

Brightway Insurance, The Williams Family Agency

Richmond, TX· 10.3 mi
Agency
New on InsurConnect
10+ agents

Brightway Insurance offers a modern, independent approach to insurance, connecting customers with local agents who customize quotes across many carriers. They emphasize trust, fast response, and personalized service to help clients secure the right coverage.

AutoBoatCommercial GLFlood+5 more
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.