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Life Insurance in Harker Heights, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Harker Heights

Within 15 miles of Harker Heights, TX. Click any agency to view profile, contact info, and request a quote.

LM

Leah McGee - State Farm Insurance Agent

Harker Heights, TX· 1.4 mi
Agency
Very Popular
1-2 agents14yr

Leah McGee, a State Farm agent, has been serving individuals and families in Harker Heights, Texas and surrounding areas for 14 years, offering personalized insurance solutions for auto, homeowners, renters, life, and more. She emphasizes clear conversations, community involvement, and dependable service.

French
AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas, State Farm Fire and Casualty Company +3
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NH

Nan Hawthorne - State Farm Insurance Agent

Harker Heights, TX· 1.8 mi
Agency
104yr

State Farm is a long‑standing insurance provider offering a wide range of products including auto, home, renters, life, boat and motorcycle coverage, with a focus on bundling discounts and digital tools for policy management.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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BW

Bryce Welborn - State Farm Insurance Agent

Harker Heights, TX· 1.6 mi
Agency
Popular
1-2 agents

Bryce Welborn is a third‑generation State Farm insurance agent serving Harker Heights and surrounding Texas communities. He offers a full range of personal and business insurance products, including auto, homeowners, renters, life, boat, and motorcycle coverage.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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FI

Freeway Insurance

Killeen, TX· 5.1 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Killeen, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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GM

Gary Morse: Allstate Insurance

Harker Heights, TX· 1.9 mi
Agency
Popular
1-2 agents

Gary Morse is an Allstate insurance agent in Harker Heights, TX offering a range of personal and commercial insurance products including auto, home, renters, condo, motorcycle, life, boat, and specialty coverage. He serves the local community with English and Spanish support.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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WR

William Rochelle: Allstate Insurance

Killeen, TX· 3.6 mi
Agency

Allstate Insurance offers auto, home, and life insurance coverage throughout Texas, with a network of local agents to help customers find policies that fit their needs.

AutoCommercial GLHomeownersLife+2 more
Carriers: Allstate
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AC

Alan Cox - State Farm Insurance Agent

Killeen, TX· 5.7 mi
Agency
Very Popular
1-2 agents26yr

Alan Cox State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life and other insurance products. Founded in 2000, the agency emphasizes personalized service and long‑term community relationships.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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DI

Direct Auto Insurance

Killeen, TX· 6.6 mi
Agency
3-5 agents

Direct Auto is a local insurance agency in Killeen, Texas offering car insurance, term life insurance, roadside assistance and SR‑22 filing with flexible payment options for English and Spanish speaking customers.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
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KT

Kalynn Tindall - State Farm Insurance Agent

Killeen, TX· 5.3 mi
Agency
Very Popular
1-2 agents

Kalynn Tindall Ins Agency Inc is a State Farm agency serving Killeen, Texas and surrounding communities. The agency offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, as well as business and health options. Kalynn Tindall, a State Farm agent and ChFC®, leads the team with a focus on personalized service.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +4
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KJ

Kenneth Moger Jr: Primerica - Financial Services

Harker Heights, TX· 1.6 mi
Agency
New on InsurConnect
1-2 agents49yr

Primerica is a financial services company that offers term life insurance, auto and home insurance referral programs, investments, mortgage loans, and other financial protection services. It has been operating since 1977 and positions itself as a trusted provider for middle‑income families.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Primerica
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DT

Doug Tracey: Allstate Insurance

Killeen, TX· 5.1 mi
Agency
Popular
1-2 agents

Doug Tracey is an Allstate insurance agent serving Killeen, TX, offering a range of personal insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage. With a 4.8 rating from over 500 reviews, he provides personalized quotes and appointments for local residents.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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RC

Ross Caviness - State Farm Insurance Agent

Killeen, TX· 5.3 mi
Agency
1-2 agents41yr

Ross Caviness is a State Farm® agent in Killeen, Texas, serving the community since 1985. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency highlights 41 years of local experience and a 4.5‑star rating on Google.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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EB

Extraco Insurance | Belton

Belton, TX· 11.3 mi
Agency
New on InsurConnect
6+ agents

Extraco Insurance offers home, auto, life, and business insurance options, helping customers find competitive rates and tailored coverage.

AutoCommercial GLHomeownersLife+2 more
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PI

Progressive Car Insurance

Killeen, TX· 4.6 mi
Agency
No reviews yet
89yr

Progressive Insurance is a leading insurance company founded in 1937 that offers a wide range of customizable coverage options, from auto and homeowners to life and umbrella policies. The brand emphasizes technology‑driven service, 24/7 support, and multi‑policy discounts for customers across the United States.

Spanish
AutoHomeownersRentersCommercial GL+5 more
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TI

Texian Insurance Agency Inc.

Belton, TX· 11.1 mi
Agency
New on InsurConnect
20+ agents

Texian Insurance provides live representative service, offering personalized assistance for insurance needs across auto, home, business, life, renters, RV, boat, and motorcycle coverage.

AutoBoatCommercial GLHomeowners+4 more
Carriers: ACCC Insurance Company, ANCHOR GENERAL INSURANCE COMPANY, Affirmative Insurance Company +73
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JC

Joaquin Carrasquillo - State Farm Insurance Agent

Killeen, TX· 9.5 mi
Agency
Very Popular
1-2 agents10yr

Welcome to the Joaquin Carrasquillo State Farm office in Killeen, TX. The bilingual team offers a range of State Farm insurance options and emphasizes personalized service. With over 10 years of experience, the agency focuses on helping families and businesses across Texas protect what matters most.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JH

JUSTIN HOLLEY: Allstate Insurance

Killeen, TX· 6.0 mi
Agency
New on InsurConnect
1-2 agents

Justin Holley is an Allstate insurance agent serving Killeen, TX, offering personalized coverage for auto, home, renters, motorcycle, life, and boat insurance. He emphasizes empathy and tailored service to protect families and property.

AutoBoatCommercial GLHomeowners+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +11
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KC

Kimberley Curb: Allstate Insurance

Killeen, TX· 6.6 mi
Agency
1-2 agents

Kimberley Curb is an Allstate insurance agent in Killeen, Texas, serving the local community with auto, home, renters, motorcycle, life, and boat insurance. She emphasizes personal relationships, ethical service, and helping customers make informed insurance decisions.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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FI

Farmers Insurance - Rick Hershberger

Killeen, TX· 6.5 mi
Agency

Licensed insurance agency in Killeen, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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RH

Randy Hardin - GEICO Insurance Agent

Killeen, TX· 4.4 mi
Agency
1-2 agents

GEICO Insurance Agency provides a range of insurance products including auto, homeowners, renters, motorcycle, boat, flood, earthquake, life, umbrella, and general liability coverage through its partner network.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida, American Modern Property and Casualty Insurance Company +30
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EI

Estrella Insurance

Copperas Cove, TX· 14.2 mi
Agency
No reviews yet
10+ agents

Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. They offer low‑cost auto, home, renters, motorcycle, boat, commercial, life, health and specialty lines to individuals, families and businesses.

Spanish
AutoBoatCommercial GLHomeowners+4 more
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VL

Veronica Logan - State Farm Insurance Agent

Belton, TX· 10.7 mi
Agency
Very Popular
1-2 agents6yr

Veronica Logan State Farm Agency in Belton, TX offers a range of personal and small‑business insurance products and emphasizes bilingual (English/Spanish) service and community focus.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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JC

John Corsi - State Farm Insurance Agent

Belton, TX· 11.3 mi
Agency
Very Popular
1-2 agents9yr

John Corsi opened his State Farm agency in 2017 in Belton, Texas, serving Bell, Williamson, and McLennan counties. The team emphasizes personalized service, bilingual support (English and Spanish), and over 50 years of combined experience. They offer a range of insurance products and are active in the local community.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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RI

Rollo Insurance

Killeen, TX· 7.8 mi
Agency
3-5 agents

Rollo Insurance is a Texas‑based agency that offers a wide range of personal and commercial insurance products, emphasizing trust, loyalty, and long‑term relationships. They partner with over 200 carriers to tailor coverage for homes, autos, farms, businesses, life, health, and recreation needs.

AutoBoatCommercial GLCommercial Property+7 more
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.

Life insurance in other Texas cities

Other insurance types in Harker Heights