Life Insurance in Desoto, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Desoto
Within 15 miles of Desoto, TX. Click any agency to view profile, contact info, and request a quote.
Ernie Williams Insurance Agency
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
True Choice Insurance
True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.
Primerica
Primerica is a financial services company that helps families achieve financial security by offering education and a range of products such as term life insurance, auto and homeowners insurance, investments, and debt solutions. Their representatives provide complimentary Financial Needs Analyses to guide clients toward their financial goals.
GI Auto Insurance
GI Auto Insurance, founded in 2015, serves Dallas‑Fort Worth and surrounding Texas communities with affordable auto, home, renters, and commercial coverage. They emphasize honest rates, personalized service, and a commitment to protecting customers like family.
L.A. Insurance
L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.
Farmers Insurance - Louis Taylor
Licensed insurance agency in Lancaster, TX; represents 17 carriers.
Trust Insurance TX
Best Southwest Insurance is an independent agency operating throughout Texas, offering personal and business insurance solutions through top‑rated carriers. They provide homeowner, renters, auto, motorcycle, RV, and commercial lines such as general liability and builders risk.
Jennifer Reed - GEICO Insurance Agent
GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.
David Peterson - State Farm Insurance Agent
Saving with David is a State Farm agency led by David Peterson, offering a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes strong relationships, personalized service, and serves the Dallas‑Fort Worth area with multiple locations.
Jarvis Hill - State Farm Insurance Agent
Jarvis Hill is a State Farm insurance agent in Desoto, Texas with over 10 years of experience in financial services. He offers a range of personal and business insurance products and is active in the local community through the Desoto Chamber of Commerce. His focus is on educating customers and providing personalized coverage solutions.
Jon Essary - State Farm Insurance Agent
Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.
Freeway Insurance
Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The site lets customers request online quotes or call a toll‑free number for assistance, and it serves all 50 U.S. states. The agency promotes quick, convenient service through its digital quote tools.
Duncanville Insurance Services
Duncanville Insurance Services offers auto, home, truck, life, business and specialty insurance options, providing free online quotes from top carriers to help customers find the best rates.
Freeway Insurance
Licensed insurance agency in Desoto, TX; represents 6 carriers.
True Texas Benefits
True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.
Duncanville Insurance Services
Duncanville Insurance Services provides a range of insurance options including auto, home, truck, life, business, and specialty lines, helping customers obtain free quotes from top insurers.
Bert Maxwell: Allstate Insurance
Bert Maxwell is an Allstate insurance agent in DeSoto, TX, serving the community since 1986. He offers auto, home, boat, renters, motorcycle and life insurance and serves customers in both English and Spanish.
Estrella Insurance
Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. We offer low‑cost auto insurance, affordable home insurance, discount renters policies, best‑price motorcycle insurance, affordable commercial insurance, life coverage, specialty lines, and reliable health insurance options.
Josh Thibodeaux - State Farm Insurance Agent
Welcome to Joshua Thibodeaux State Farm in Duncanville. Our team is dedicated to serving families and businesses across Texas, Oklahoma, Arkansas, and Louisiana. Our mission is to put money back into the community through insurance coverage.
Krystal Brown - State Farm Insurance Agent
Krystal Brown is a State Farm insurance agent serving DeSoto and the Dallas‑Fort Worth area since 2017. She offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and is dedicated to helping families and local businesses protect what matters most.
AFIG, LLC Insurance Services
At AFIG LLC Insurance Services, we continuously work to provide the individual coverage you require. When protecting your auto, home, health, life, business, and family, please don't leave it up to chance or fly-by-night brokers. We take pride in our business and strive to be relationship specialists providing you with the total insurance solution for all your needs.
Alison Fourtner - State Farm Insurance Agent
Alison Fourtner is a 2nd‑generation State Farm agent serving the Dallas‑Fort Worth area, offering auto, homeowners, renters, condo, commercial, boat, motorcycle, and life insurance along with financial services. She and her husband Gary run the agency with a dedicated team and provide after‑hours appointments.
Daisy Cano - State Farm Insurance Agent
Daisy Cano State Farm is a local insurance agency in Cedar Hill, Texas, offering a range of personal and commercial coverage options. The agency provides auto, homeowners, renters, flood, life, motorcycle, boat, and various business insurance products. It emphasizes personalized service and community involvement.
Rick Smith - State Farm Insurance Agent
Rick Smith is a Cedar Hill State Farm agent with 17 years of experience, offering auto, home, and life insurance to the local community. He and his team serve English and Spanish speaking customers and are active members of the Cedar Hill community.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.