Life Insurance in Cibolo, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Cibolo
Within 15 miles of Cibolo, TX. Click any agency to view profile, contact info, and request a quote.
R. Tackett Insurance Agency
R. Tackett Insurance Agency LLC is an independent insurance agency serving Central Texas, offering auto, home, life, commercial, and farm & ranch insurance. Founded in 2016, they focus on personalized service and local roots.
Cibolo Schertz Insurance Center "The CSI Center"
Independent insurance agency focused on personalized service, founded by Sandra Padilla. The agency offers a variety of insurance products and emphasizes client education and support.
Will Peterson Insurance Agency
Allstate agents in Texas provide auto, homeowners, and life insurance coverage across the state.
Farmers Insurance - Taylor Agency
Licensed insurance agency in Converse, TX; represents 1 carrier.
Brenda Heulitt Insurance Agency
Independent insurance broker helping Texas families and businesses understand their coverage, avoid costly gaps, and stay protected long after the policy is purchased.
Hickman Insurance Agency
Licensed insurance agency in Schertz, TX; represents 21 carriers.
Jeremy Fuller - State Farm Insurance Agent
Jeremy Fuller is a State Farm insurance agent with 22 years of experience offering a full range of State Farm approved products including auto, home, renters, small business, disability, pet, and life insurance, serving the San Antonio area and surrounding states.
Texas Preferred Insurance
Texas Preferred Insurance has been helping people protect their financial future since 2003, offering a range of insurance products across multiple states.
Alex Hartman - State Farm Insurance Agent
The Alex Hartman State Farm Agent office in Cibolo, TX provides insurance for individuals, families, and businesses, offering auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes personalized service and active community involvement.
Steven Garza - State Farm Insurance Agent
Steven Garza Insurance Agency is a State Farm agency in Schertz, Texas serving Schertz, Cibolo, Selma and surrounding areas since 2018. The team offers a range of insurance products and provides service in English and Spanish.
The Insurance Agency TX
The Insurance Guys is an independent insurance agency. We help individuals and businesses find insurance coverage tailored to their specific needs. We draw from a vast pool of experience with personal insurance and commercial insurance policies from a range of respected insurance providers.
Bill Hicks - State Farm Insurance Agent
Bill Hicks State Farm Insurance serves Schertz, Texas and surrounding areas, offering auto, home, life, renters, condo, motorcycle, RV, boat and business insurance. With over 31 years of experience as a local State Farm agent, Bill Hicks and his team provide personalized insurance and financial services to individuals and small businesses.
Nate Obregon - State Farm Insurance Agent
Nate Obregón is a State Farm insurance agent in Schertz, Texas, offering auto, homeowners, life, and business insurance. With over 15 years of financial‑services experience, he founded his agency in 2020 and serves English‑ and Spanish‑speaking communities across the region.
Joel Munis: Allstate Insurance
Joel Munis has been an independent business owner since 1999 and an Allstate insurance agent for over eighteen years, operating his agency since 2015. He focuses on helping local families protect their homes, vehicles and financial future while building community relationships.
Farmers Insurance - Natascha Reynoso
Licensed insurance agency in Cibolo, TX; represents 1 carrier.
Luis Corral - State Farm Insurance Agent
Welcome to Luis Corral State Farm Insurance! We are the State Farm team in Universal City, serving Texas with bilingual assistance in English and Spanish. The agency offers Auto, Homeowners, Renters, Business, Life, Boat, Motorcycle, and other insurance products and has been serving the community for over fifteen years.
Cindy Deschamps: Allstate Insurance
Cindy Deschamps is an Allstate insurance agent in Schertz, Texas offering a range of personal insurance products including auto, home, renters, motorcycle, and life coverage. She serves the local community with a 4.4 rating based on over 600 reviews.
CIA (Colombo Insurance Agency)
Colombo Insurance is a fully independent, locally owned agency serving all of Texas since 2017 with over 30 years of combined industry experience. They partner with top A+ rated carriers and offer personal and commercial lines such as auto, home, life, farm & ranch, umbrella, flood and business owners. Their agents focus on personalized service and building lasting relationships with clients.
The Mund Group, LTD
The Mund Group, Ltd. is an employee benefits firm founded in 1975 that offers life, health, dental, disability, and pension solutions to businesses in Texas and nationwide. Their services include medical, dental, charitable life insurance, executive benefits, and various voluntary benefit plans.
Kenneth Zschappel: Allstate Insurance
Kenneth Zschappel is an Allstate insurance agent serving New Braunfels and surrounding areas. He emphasizes personal relationships, offering a wide range of coverage options to meet customers' home, auto, and financial needs.
Laskowski Insurance Agency
Laskowski Insurance Agency is an independent agency offering a wide variety of insurance choices from reputable carriers. They focus on expert advice, extensive options, and superior customer service for individuals, families, and businesses.
Dan Hernandez - State Farm Insurance Agent
State Farm insurance agency led by Dan Hernandez offering auto, homeowners, renters, business, life, health and pet coverage. The team emphasizes personalized service, small‑business risk management, and community involvement in Universal City, Texas.
Freeway Insurance
Freeway Insurance offers a wide range of insurance products and can support all insurance needs across all 50 U.S. states, with a location page for New Braunfels, TX. The site provides options to get quotes for auto, homeowners, renters, life, motorcycle, and boat insurance.
Rollo Insurance
Rollo Insurance agents are dedicated to helping you build your American Dream, offering personalized insurance solutions and lasting relationships. They mix and match coverage from over 200 carriers to provide the best price and coverage for clients. The agency emphasizes trust, loyalty, and authentic relationships in serving their community.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.