Life Insurance in China Spring, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in China Spring
Within 15 miles of China Spring, TX. Click any agency to view profile, contact info, and request a quote.
Higginbotham - Waco
Welcome to Higginbotham in Waco, your trusted partner for insurance and employee benefits solutions. At Higginbotham we believe in delivering tailored services that meet the unique needs of each client, providing personalized and values‑driven service across personal and business lines.
High & Associates Inc
High & Associates, Inc has been serving clients since 2000 as a full‑service independent insurance agency. They provide individualized advice and solutions for a range of insurance and risk management needs. Their professionals bring over 25 years of experience and work for the client, not the insurance carriers.
Nicole Omo - State Farm Insurance Agent
Nicole Omo has been operating her State Farm agency in Waco for 8 years, bringing 25 years of corporate experience. She emphasizes personal service, community involvement, and offering a range of insurance products for home, auto, life, and health. The agency aims to treat clients like family while providing comprehensive coverage options.
Freeway Insurance
Freeway is a nationwide insurance retailer that helps customers obtain auto, homeowners, renters, life, motorcycle and boat insurance among other products. The site offers an online quote tool and lists phone numbers for assistance. It serves all 50 U.S. states and provides a range of insurance options.
Freeway Insurance
Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The Waco, Texas location provides support for policy questions via phone and online quotes, serving customers across all 50 states.
Joel Fuessel - Secured First Financial of Texas - Independent Agent
Secured First Financial of Texas is an independent life insurance agency based in Waco, Texas, established in 2009 and operating as an independent agency since 2016. It offers life insurance, mortgage protection, retirement annuities, physical gold and silver, and estate planning services across multiple states.
Direct Auto Insurance
Direct Auto is a car insurance agency located at 1428 Wooded Acres Dr Ste 110 in Waco, Texas. They offer auto insurance, term life insurance, roadside assistance, SR‑22 filings, and related products with flexible payment options. The agency serves English and Spanish speaking customers and has a rating of 4.7 from 224 reviews.
Direct Auto Insurance
Direct Auto Insurance agency located at 119 Eastgate Plaza in Bellmead, Texas. It offers car insurance, term life insurance, SR‑22 filings, roadside assistance and other related products.
Browder General Insurance Agency Inc
Browder General Insurance Agency, Inc. is a family‑owned agency that has been serving Texans since 1967. The agency offers personal, commercial, and life‑and‑health insurance along with bonds, emphasizing personalized service and community focus.
Richard Kruger - State Farm Insurance Agent
Richard Kruger is a State Farm agent serving the Waco, Texas area since 2005, offering auto, homeowners, life, health, pet and business insurance along with financial services. The agency emphasizes community involvement, personalized service, and accessibility.
HighView Insurance Group
HighView Insurance is an independent agency based in Waco, Texas offering personal, health, and commercial insurance solutions. They shop multiple carriers to find the best rates and provide personalized, locally‑focused service.
State Farm Insurance Agent
State Farm is a nationwide insurance provider founded in 1922, offering auto, home, renters, life, health, and business insurance along with banking services. It serves millions of customers through a network of 19,000 agents.
Farmers Insurance - Jeff Holder
Licensed insurance agency in Woodway, TX; represents 1 carrier.
Brian Wenzel - State Farm Insurance Agent
Brian Wenzel and his team focus on home, auto, life, and business insurance in Waco, Texas and surrounding areas. With over 38 years of experience as a State Farm® Insurance Agent, they prioritize developing lasting relationships with customers.
David Wilson: Allstate Insurance
David Wilson has been in the insurance industry since 1982 and opened his Allstate agency in Waco in 2004, later adding a second location in Corsicana in 2008. He serves the Waco, Hewitt, and Woodway communities, offering a range of personal insurance products and active community involvement. Wilson emphasizes helping families protect what matters most, from auto and home coverage to life and retirement planning.
Farmers Insurance - Jason Kirk
Licensed insurance agency in Woodway, TX; represents 1 carrier.
Kalynn Tindall - State Farm Insurance Agent
Kalynn Tindall is a State Farm insurance agent serving Waco and surrounding Texas communities. The agency offers auto, homeowners, renters, life, motorcycle and boat insurance and focuses on personalized service and community involvement.
Traci Plemons - State Farm Insurance Agent
Traci Plemons is a State Farm insurance agent serving Waco, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle and boat insurance, as well as personal articles, health and pet coverage. The agency focuses on personalized service and is available 24/7 by call or text.
Greater Waco Insurance Solutions
Greater Waco Insurance Solutions is a family‑owned independent agency serving the Waco, TX community for over 25 years. It offers health, personal and commercial insurance lines under one roof, positioning itself as a trusted one‑stop shop.
Mission Medicare Insurance
Mission Medicare helps clients master Medicare by offering Medicare Supplement (Medigap), Part D prescription drug plans, Medicare Advantage, and ancillary products such as life, dental, vision, and long‑term care coverage.
Cathy Hammond - State Farm Insurance Agent
Cathy Hammond is a State Farm agent in Waco, Texas, with over 26 years of industry experience and her own office since 2021. She serves the Waco‑McLennan County area and surrounding Texas regions, offering a range of insurance products in English and Italian. The agency is known for a high customer rating and community involvement.
Insurance Agent Reece Flood
High & Associates, Inc, founded in 2000, is a full‑service independent insurance agency offering personalized advice and solutions. They provide a range of insurance options including home, auto, commercial, life, disability, and specialty lines while emphasizing client‑focused service.
Farmers Insurance - Steven Tindell
Licensed insurance agency in Woodway, TX; represents 1 carrier.
Tim Sherwood: Allstate Insurance
Tim Sherwood is an Allstate insurance agent serving Waco, Texas. He offers auto, homeowners, renters, motorcycle, boat, and life insurance and emphasizes personal relationships with the community. He helps clients find coverage that fits their lifestyle and budget.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.