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Life Insurance in China Spring, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in China Spring

Within 15 miles of China Spring, TX. Click any agency to view profile, contact info, and request a quote.

HI

Higginbotham - Waco

Woodway, TX· 13.3 mi
Agency
New on InsurConnect
10+ agents20yr

Welcome to Higginbotham in Waco, your trusted partner for insurance and employee benefits solutions. At Higginbotham we believe in delivering tailored services that meet the unique needs of each client, providing personalized and values‑driven service across personal and business lines.

AutoHomeownersRentersLife+7 more
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HI

High & Associates Inc

Hewitt, TX· 14.5 mi
Agency
New on InsurConnect
10+ agents26yr

High & Associates, Inc has been serving clients since 2000 as a full‑service independent insurance agency. They provide individualized advice and solutions for a range of insurance and risk management needs. Their professionals bring over 25 years of experience and work for the client, not the insurance carriers.

AutoBoatCommercial GLHomeowners+4 more
Carriers: AMFIRST INSURANCE COMPANY, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aetna Dental Inc. +105
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NO

Nicole Omo - State Farm Insurance Agent

Hewitt, TX· 7.0 mi
Agency
Popular
1-2 agents8yr

Nicole Omo has been operating her State Farm agency in Waco for 8 years, bringing 25 years of corporate experience. She emphasizes personal service, community involvement, and offering a range of insurance products for home, auto, life, and health. The agency aims to treat clients like family while providing comprehensive coverage options.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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FI

Freeway Insurance

Waco, TX· 13.8 mi
Agency
Very Popular
3-5 agents

Freeway is a nationwide insurance retailer that helps customers obtain auto, homeowners, renters, life, motorcycle and boat insurance among other products. The site offers an online quote tool and lists phone numbers for assistance. It serves all 50 U.S. states and provides a range of insurance options.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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FI

Freeway Insurance

Waco, TX· 14.1 mi
Agency
Very Popular
3-5 agents

Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The Waco, Texas location provides support for policy questions via phone and online quotes, serving customers across all 50 states.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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JF

Joel Fuessel - Secured First Financial of Texas - Independent Agent

Woodway, TX· 13.0 mi
Agency
Very Popular
17yr

Secured First Financial of Texas is an independent life insurance agency based in Waco, Texas, established in 2009 and operating as an independent agency since 2016. It offers life insurance, mortgage protection, retirement annuities, physical gold and silver, and estate planning services across multiple states.

AutoCommercial GLHomeownersLife+2 more
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DI

Direct Auto Insurance

Waco, TX· 13.2 mi
Agency
Popular
3-5 agents

Direct Auto is a car insurance agency located at 1428 Wooded Acres Dr Ste 110 in Waco, Texas. They offer auto insurance, term life insurance, roadside assistance, SR‑22 filings, and related products with flexible payment options. The agency serves English and Spanish speaking customers and has a rating of 4.7 from 224 reviews.

Spanish
AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto Insurance, National General Insurance Group
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DI

Direct Auto Insurance

Waco, TX· 14.6 mi
Agency
Popular
3-5 agents

Direct Auto Insurance agency located at 119 Eastgate Plaza in Bellmead, Texas. It offers car insurance, term life insurance, SR‑22 filings, roadside assistance and other related products.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group, NationSafeDriver +1
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BI

Browder General Insurance Agency Inc

Waco, TX· 13.0 mi
Agency
Popular
1-2 agents59yr

Browder General Insurance Agency, Inc. is a family‑owned agency that has been serving Texans since 1967. The agency offers personal, commercial, and life‑and‑health insurance along with bonds, emphasizing personalized service and community focus.

AutoCommercial GLHomeownersLife+2 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +171
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RK

Richard Kruger - State Farm Insurance Agent

Woodway, TX· 13.8 mi
Agency
Very Popular
1-2 agents21yr

Richard Kruger is a State Farm agent serving the Waco, Texas area since 2005, offering auto, homeowners, life, health, pet and business insurance along with financial services. The agency emphasizes community involvement, personalized service, and accessibility.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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HG

HighView Insurance Group

Waco, TX· 14.1 mi
Agency
Very Popular
1-2 agents

HighView Insurance is an independent agency based in Waco, Texas offering personal, health, and commercial insurance solutions. They shop multiple carriers to find the best rates and provide personalized, locally‑focused service.

Spanish
AutoHomeownersRentersUmbrella+3 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Health Inc. +21
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SA

State Farm Insurance Agent

Hewitt, TX· 13.9 mi
Agency
New on InsurConnect
104yr

State Farm is a nationwide insurance provider founded in 1922, offering auto, home, renters, life, health, and business insurance along with banking services. It serves millions of customers through a network of 19,000 agents.

AutoHomeownersRentersMotorcycle+7 more
Carriers: State Farm
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FI

Farmers Insurance - Jeff Holder

Woodway, TX· 12.9 mi
Agency
Very Popular

Licensed insurance agency in Woodway, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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BW

Brian Wenzel - State Farm Insurance Agent

Woodway, TX· 14.3 mi
Agency
Popular
1-2 agents38yr

Brian Wenzel and his team focus on home, auto, life, and business insurance in Waco, Texas and surrounding areas. With over 38 years of experience as a State Farm® Insurance Agent, they prioritize developing lasting relationships with customers.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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DW

David Wilson: Allstate Insurance

Woodway, TX· 14.5 mi
Agency
Very Popular
1-2 agents22yr

David Wilson has been in the insurance industry since 1982 and opened his Allstate agency in Waco in 2004, later adding a second location in Corsicana in 2008. He serves the Waco, Hewitt, and Woodway communities, offering a range of personal insurance products and active community involvement. Wilson emphasizes helping families protect what matters most, from auto and home coverage to life and retirement planning.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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FI

Farmers Insurance - Jason Kirk

Woodway, TX· 13.4 mi
Agency
Popular

Licensed insurance agency in Woodway, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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KT

Kalynn Tindall - State Farm Insurance Agent

Hewitt, TX· 14.7 mi
Agency
Very Popular
1-2 agents

Kalynn Tindall is a State Farm insurance agent serving Waco and surrounding Texas communities. The agency offers auto, homeowners, renters, life, motorcycle and boat insurance and focuses on personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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TP

Traci Plemons - State Farm Insurance Agent

Woodway, TX· 14.4 mi
Agency
Popular
1-2 agents

Traci Plemons is a State Farm insurance agent serving Waco, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle and boat insurance, as well as personal articles, health and pet coverage. The agency focuses on personalized service and is available 24/7 by call or text.

AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company, State Farm County Mutual Insurance Company of Texas +4
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GS

Greater Waco Insurance Solutions

Waco, TX· 13.3 mi
Agency
1-2 agents

Greater Waco Insurance Solutions is a family‑owned independent agency serving the Waco, TX community for over 25 years. It offers health, personal and commercial insurance lines under one roof, positioning itself as a trusted one‑stop shop.

AutoCommercial GLCommercial PropertyDisability+5 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN UNITED LIFE INSURANCE COMPANY, Aetna Dental Inc. +54
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MI

Mission Medicare Insurance

Waco, TX· 13.6 mi
Agency
Popular
1-2 agents

Mission Medicare helps clients master Medicare by offering Medicare Supplement (Medigap), Part D prescription drug plans, Medicare Advantage, and ancillary products such as life, dental, vision, and long‑term care coverage.

AutoCommercial GLHomeownersLife+2 more
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CH

Cathy Hammond - State Farm Insurance Agent

Hewitt, TX· 14.4 mi
Agency
Popular
1-2 agents26yr

Cathy Hammond is a State Farm agent in Waco, Texas, with over 26 years of industry experience and her own office since 2021. She serves the Waco‑McLennan County area and surrounding Texas regions, offering a range of insurance products in English and Italian. The agency is known for a high customer rating and community involvement.

Italian
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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IF

Insurance Agent Reece Flood

Woodway, TX· 14.5 mi
Agency
New on InsurConnect
26yr

High & Associates, Inc, founded in 2000, is a full‑service independent insurance agency offering personalized advice and solutions. They provide a range of insurance options including home, auto, commercial, life, disability, and specialty lines while emphasizing client‑focused service.

AutoBoatCommercial GLDisability+5 more
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FI

Farmers Insurance - Steven Tindell

Woodway, TX· 12.9 mi
Agency

Licensed insurance agency in Woodway, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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TS

Tim Sherwood: Allstate Insurance

Hewitt, TX· 13.0 mi
Agency
1-2 agents

Tim Sherwood is an Allstate insurance agent serving Waco, Texas. He offers auto, homeowners, renters, motorcycle, boat, and life insurance and emphasizes personal relationships with the community. He helps clients find coverage that fits their lifestyle and budget.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +12
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.