Life Insurance in Amarillo, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
Life insurance in Amarillo, TX: 24 licensed insurance agencies serve 203,729 residents in Potter County. auto premiums average $2,530 per year — 8% below the Texas state average. wind + hail drives 55% of homeowner claims.
24 life insurance agencies in Amarillo
Within 15 miles of Amarillo, TX. Click any agency to view profile, contact info, and request a quote.
VIVA Insurance
We consider each customer a family member who deserves the best service. We have years of insurance experience helping clients prepare for the unknown.
Texas Preferred Insurance
Premier Independent Insurance Agency serving the Texas Panhandle and beyond, offering statewide coverage from Dalhart to Brownsville. They specialize in a variety of personal and commercial products and emphasize personalized service and local expertise.
Legacy Insurance Brokers
Legacy Insurance Brokers is an independent agency in Amarillo, Texas that helps individuals, families, and businesses find the right insurance coverage at better rates. They offer personal lines like auto, home, and life insurance, as well as commercial lines such as business property and umbrella coverage, comparing multiple carriers to find the best options.
High Plains Insurance Agency
High Plains Insurance Agency is a local independent agency offering auto, home, life and business insurance. They represent multiple carriers to provide competitive options and focus on personalized service. The agency is led by owner Carlos M Trevizo.
Freeway Insurance
Freeway Insurance offers a variety of insurance products such as auto, life, homeowners, renters, motorcycle and boat coverage, and provides online quotes and phone assistance nationwide.
Acceptance Insurance
Licensed insurance agency in Amarillo, TX; represents 2 carriers.
Herring Insurance Agency of Amarillo
Herring Agency of Amarillo has been serving Amarillo, Dalhart & Dumas, Texas for over 45 years, offering a wide range of insurance policies including auto, home, commercial, farm equipment, boat, motorcycle and life coverage. They partner with Germania Insurance and emphasize excellent claim service and knowledgeable agents.
Bill McDonald: Allstate Insurance
Bill McDonald is a personal financial representative in Amarillo, TX offering auto, home, renters, motorcycle, boat and life insurance. He emphasizes helping families protect their home, car, and financial future and has served over 2,000 customers.
Direct Auto Insurance
Licensed insurance agency in Amarillo, TX; represents 1 carrier.
Direct Auto Insurance
Direct Auto Insurance, a member of the Allstate family since 1991, offers auto, motorcycle, commercial auto, renters and term life insurance with multiple discounts and 30+ years of experience serving customers across the U.S.
Farmers Insurance - Megan Brittain
Licensed insurance agency in Amarillo, TX; represents 1 carrier.
West Texas Insurance on Ross St
West Texas Insurance Agency, located in Amarillo, TX, offers a variety of insurance products such as auto, home, life, commercial, and motorcycle coverage. The site provides tools for getting instant quotes, managing policies, and filing claims. They serve customers in Texas, Oklahoma, and New Mexico.
Jamie Smith - State Farm Insurance Agent
Jamie Smith is a State Farm Insurance Agent serving Amarillo, TX since 2013. With over 20 years at State Farm and a combined 45 years of experience among his team, the agency offers personal and commercial lines including auto, homeowners, renters, life, motorcycle, boat, and farm insurance. The office emphasizes personalized service and community involvement.
Merritt R Vaughn - State Farm Insurance Agent
Merritt R. Vaughn is a State Farm insurance agent in Amarillo, Texas, serving the community since 2009. The agency offers a range of products including auto, home, renters, life, boat, and motorcycle insurance, with bilingual English and Spanish support.
West Texas Insurance Agency
West Texas Insurance Agency is a multi‑line agency offering personal and commercial coverage throughout Texas. Founded in 1995, the agency provides auto, homeowners, life, motorcycle and other insurance products with a focus on personalized service. They emphasize quality coverage, competitive premiums and long‑term client relationships.
Clifton Insurance Agency, Inc.
Clifton Insurance Agency, Inc is a family‑owned professional liability and high‑risk niche market insurer founded in 1982. It specializes in medical malpractice, law‑firm liability, oil & gas, and business errors & omissions, offering A+‑rated carrier options and personalized service.
Russ Glaze - State Farm Insurance Agent
Russ Glaze State Farm agency in Amarillo, Texas, serving the Texas Panhandle since 2007. It offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and emphasizes personalized service and community involvement.
Kyle D Grimsley - State Farm Insurance Agent
Kyle D. Grimsley, a State Farm agent, has lived his entire life in the Texas Panhandle and serves Texas, New Mexico, and Oklahoma. The agency focuses on home, auto, life, and small business insurance, and prides itself on helping local families, non‑profits, and first responders. Clients praise the agency’s responsiveness and personalized service.
NEST Insurance Agency
Nest Insurance Agency serves customers in Amarillo and Lubbock, Texas, offering reliable and affordable insurance coverage for personal, home, auto, and commercial needs. The agency emphasizes independent, customized policies and highlights a long tenure of experience in the industry.
Cortez Insurance Agency
Cortez Insurance Agency provides comprehensive coverage for home, auto, life, and commercial properties with personalized consultations and tailored insurance solutions.
Shopyourpolicy Com
Shop Your Policy, Inc. is a Texas insurance brokerage that helps clients obtain rates for auto, home, life, health, motorcycle, boat/watercraft, and commercial insurance. They work with multiple carriers to provide coverage options and offer a fast, free quoting tool.
Chandler Insurance Agency - Farmers Insurance - Cody Chandler
Licensed insurance agency in Amarillo, TX; represents 1 carrier.
Merritt R Vaughn - State Farm Insurance Agent
Merritt R Vaughn is a State Farm insurance agent in Amarillo, Texas, serving the community since 2009. The agency offers a range of products including auto, homeowners, renters, life, boat and motorcycle insurance, and serves both English and Spanish speaking customers.
Belflower Insurance Agency
Belflower Insurance Agency, a family‑owned business since 1971, serves the Texas Panhandle offering a wide range of personal and commercial insurance solutions. They partner with major carriers to provide auto, home, renters, liability, flood, life, umbrella, farm and motorcycle coverage, aiming to bundle policies for savings. Their agents are praised for honesty, responsiveness, and hands‑on assistance with claims.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.