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Umbrella Insurance in West, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

5 umbrella insurance agencies in West

Within 15 miles of West, TX. Click any agency to view profile, contact info, and request a quote.

AI

A-MAX Auto Insurance

Waco, TX· 12.2 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLHomeowners+2 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
DI

Direct Auto Insurance

Waco, TX· 13.0 mi
Agency
Popular
3-5 agents

Direct Auto Insurance agency located at 119 Eastgate Plaza in Bellmead, Texas. It offers car insurance, term life insurance, SR‑22 filings, roadside assistance and other related products.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group, NationSafeDriver +1
View Agency
AI

A-MAX Auto Insurance

Waco, TX· 13.0 mi
Agency
New on InsurConnect
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
NO

Nicole Omo - State Farm Insurance Agent

Hewitt, TX· 12.9 mi
Agency
Popular
1-2 agents8yr

Nicole Omo has been operating her State Farm agency in Waco for 8 years, bringing 25 years of corporate experience. She emphasizes personal service, community involvement, and offering a range of insurance products for home, auto, life, and health. The agency aims to treat clients like family while providing comprehensive coverage options.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
View Agency
TC

Texas Farm Bureau Insurance Company

Woodway, TX· 13.1 mi
Agency
3-5 agents

Licensed insurance agency in Woodway, TX; represents 17 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Ace Property and Casualty Insurance Company, American Agri-Business Insurance Company, Baylor Scott & White Insurance Company +14
View Agency

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.