Umbrella Insurance in Royse City, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Royse City
Within 15 miles of Royse City, TX. Click any agency to view profile, contact info, and request a quote.
Texas Health Family Care
Care Texas Health offers primary care, urgent care, and on-demand video visits, along with health assessments and wellness resources.
Herald Insurance Group Medicare Plans
Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.
Great Clips
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
TWFG Caldwell Insurance
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
Crown Notary and Tax Professionals
Our family‑owned account service has been serving the community for the last 10 years. Our team includes experienced CPAs and dedicated support to provide both personal and professional financial services.
Bob Ellis Insurance Services-Independent Insurance Agency
Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.
Slaughter Insurance Agency
Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.
Mahaffey Insurance Agency LLC
Licensed insurance agency in Royse City, TX; represents 75 carriers.
Living Secured
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
Kari Hargrave - State Farm Insurance Agent
Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.
Dominic Schillace - State Farm Insurance Agent
Schillace Insurance Agency Inc. is a State Farm‑affiliated agency in Royse City, Texas, serving individuals, families and small businesses across North Texas. The team offers a wide range of insurance options—including auto, homeowners, renters, commercial, life, motorcycle and boat coverage—and emphasizes personalized service and community involvement.
HI Agency - Wylie
HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.
Diane Stegall-Modern Woodmen of America
Diane Stegall is a financial professional with Modern Woodmen, offering life insurance, annuities, and financial planning services to individuals and families. She leverages 35 years of experience in education and is deeply involved in her local community.
McShannon Insurance Plus
McShannon Insurance Plus is a Greenville, TX based Medicare agency offering free plan comparisons, enrollment assistance, and personalized guidance across Texas. Led by Eric McShannon, the agency emphasizes independent, unbiased advice and high‑touch support for seniors navigating Medicare options.
Houston Tullos - State Farm Insurance Agent
Houston Tullos is a State Farm® Insurance Agent serving the Fate, TX area. He opened the Fate office in 2022 and, together with his team, offers auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency emphasizes personalized service and community involvement.
Texas Farm Bureau Insurance - Chris Cromer
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
Ron Olson: Allstate Insurance
Allstate Insurance Agents in Texas provide auto, home, and life insurance coverage through a network of local agents across the state. The site offers tools to get quotes, resources on vehicle and property safety, and a directory to locate agents by city or ZIP code.
InsuranceBusters.net Rowlett
Insurance Busters is a multi‑state licensed public insurance adjusting firm that assists policyholders after catastrophic losses such as wildfires. They specialize in handling property claims and have over two decades of experience advocating for insureds.
American Entitlements Medicare
Licensed insurance agency in Wylie, TX; represents 96 carriers.
Farmers Insurance - Patrick Raines
Licensed insurance agency in Royse City, TX; represents 1 carrier.
William Edwards: Allstate Insurance
The agency protects families and their assets, focusing on property and casualty insurance such as home, auto, boats, motorcycle, RVs, as well as business and life insurance. They have five knowledgeable staff with over 50 years of industry experience serving more than 3,000 households in Texas.
Terry Hayden: Allstate Insurance
Terry Hayden is an Allstate insurance agent in Royse City, TX offering auto, homeowners, renters, motorcycle, life, boat, and ATV insurance. The agency serves Royse City, Rockwall, and Quinlan with English and Spanish support.
Hanby Insurance
Hanby Insurance is an independent agency in Rockwall, Texas, serving North Texas for over 85 years. It offers home, auto, and business insurance solutions with same‑day service and a focus on personalized, responsive support.
DHI Title Agency
DHI Title is a title insurance agency providing title and escrow services, emphasizing an unexpected level of care and service to turn clients into lifelong customers. The company highlights its commitment to protecting client information and delivering high‑quality, accountable decision‑making through motivated teammates.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.