Umbrella Insurance in Odessa, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Odessa
Within 15 miles of Odessa, TX. Click any agency to view profile, contact info, and request a quote.
Higginbotham - Odessa
Higginbotham’s Odessa office, founded in 1986 and part of the national brokerage since 2014, offers personalized insurance solutions for individuals, families, and businesses, covering home, auto, life, and a range of commercial lines.
Mindy Villalobos Insurance Agency
Licensed insurance agency in Odessa, TX; represents 1 carrier.
Amtex Insurance
Amtex Insurance offers affordable auto, home, and business insurance, focusing on personalized service and community involvement.
Amtex Insurance
Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle insurance with a focus on personalized, local service for Texas communities. They emphasize low rates, quick quotes, and support through real agents and an online portal.
Crystal Johnson - State Farm Insurance Agent
Crystal Johnson is a State Farm insurance agent in Odessa, Texas. She opened her own agency in 2017 and has been serving the community for over eight years, offering a range of personal and business insurance products.
Direct Auto Insurance
Direct Auto agents in Odessa offer car insurance, term life insurance, roadside assistance, SR‑22 filings and other auto‑related products, with flexible payment options. Their office is located inside a Walmart on John Ben Shepperd Parkway and serves customers in Odessa, TX.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Karla Grimes - State Farm Insurance Agent
Karla Grimes is a State Farm insurance agent with over 30 years of experience serving Odessa and the Permian Basin. Her agency offers auto, home, business, life, and other insurance products, emphasizing personalized service.
Freeway Insurance
Licensed insurance agency in Odessa, TX; represents 6 carriers.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.
Killebrew Insurance LLC
Killebrew Insurance LLC is a family‑owned independent agency serving the Permian Basin since 1974, offering auto, homeowners, renters and business insurance through multiple carriers with local agents in Midland and Odessa.
Mike Podzemny - State Farm Insurance Agent
Mike Podzemny is a State Farm insurance agent serving the Odessa, Texas community since 1989. He and his team provide personalized auto, home, life, and other insurance solutions to individuals and businesses throughout the Permian Basin.
Laura Edge - State Farm Insurance Agent
Laura Edge is a State Farm® insurance agent serving Odessa and the Permian Basin, offering auto, homeowners, renters, life, motorcycle, and boat insurance along with other personal coverage. Her bilingual team provides 24/7 service, both in‑person and virtual appointments, focusing on personalized solutions for individuals and small businesses.
Martinez and Associates Insurance
Martinez & Associates Insurance Services is a multi‑line insurance agency providing personalized coverage for families and businesses in Odessa and across Texas. They offer auto, home, business, and life & health insurance with a focus on friendly customer service and competitive rates.
Vickers Insurance Co
Vickers Insurance is a Texas‑based agency offering personal and commercial insurance solutions with a focus on relationship‑focused service and quick policy issuance. They provide a range of products from auto, home, life, boat, and motorcycle coverage to commercial property and umbrella policies.
Farmers Insurance - Eric Easley
Licensed insurance agency in Odessa, TX; represents 1 carrier.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage with multiple discounts and immediate same‑day issuance, serving over 800 offices across 12 states.
Hayes Insurance Services
Hayes Insurance provides health and life insurance solutions, offering group coverage for employers and families as well as individual policies, and has been operating since 1968.
Patricia Torres Insurance Agency LLC
Torres Insurance Agency provides auto, home, and business insurance in Odessa, Texas. Their dedicated staff helps customers navigate policy options and offers life, disability, and other coverage options.
Fred Loya Insurance
Fred Loya Insurance provides car insurance coverage across 12 states with over 800 offices, offering immediate same‑day policies, multiple discounts and a range of coverages such as liability, comprehensive, collision and roadside assistance. The site emphasizes easy online quotes and a focus on affordable, budget‑friendly auto insurance.
Permian Agency Insurance
Permian Agency Insurance is an independent insurance agent focusing on care, coverage, and customer satisfaction. They treat each customer like family and provide coverage for auto, home, and commercial properties.
Allstate Insurance: Roy Faulkenberry
Roy Faulkenberry is an Allstate insurance agent in Odessa, Texas offering auto, homeowners, renters, motorcycle, boat and life insurance. He has served the Permian Basin area since 2006 and provides service in English and Spanish.
McKenzie Insurance Inc
Mckenzie Insurance provides comprehensive insurance solutions tailored to diverse client needs, emphasizing exceptional service and support to ensure peace of mind for all insurance requirements.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.