Renters Insurance in Coldspring, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
8 renters insurance agencies in Coldspring
Within 15 miles of Coldspring, TX. Click any agency to view profile, contact info, and request a quote.
Premier Property Group Livingston Tx
Premier Property Group connects families with their dream homes in East Texas. Co‑founded by real‑estate professionals Katelyn Munsinger and Madeline Phillips, the team offers buying, selling, renting, commercial and land services.
Christopher Scott - State Farm Insurance Agent
State Farm agent Christopher Scott has 23 years of experience delivering personalized insurance solutions across auto, home, life, business and more to Texas customers. He emphasizes value, proper coverage, and ongoing service, earning a 4.7/5 rating on Google.
Carrell Insurance
Carrell Insurance is an independent agency serving its community since 1975, offering personalized service and a commitment to local residents. They provide a range of insurance options, from auto and home to commercial and life coverage, working with multiple carriers to find the best fit. The agency emphasizes a family‑first approach and strives to make the insurance process stress‑free.
Farmers Insurance - Benny Fogleman
Licensed insurance agency in Livingston, TX; represents 1 carrier.
Carter Insurance
Carter Insurance is a local independent insurance company serving Livingston, TX and surrounding areas. Their agents provide auto, homeowners, life, and commercial insurance options to meet a variety of customer needs.
Farmers Insurance - Benny Fogleman
Licensed insurance agency in Livingston, TX; represents 1 carrier.
K&L Insurance Agency
Licensed insurance agency in Livingston, TX; represents 8 carriers.
Lima Insurance
Licensed insurance agency in Livingston, TX. Contact directly for available products and carriers.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.