Motorcycle Insurance in Mineral Wells, TX
Motorcycle insurance in Texas requires the same minimum liability as auto (30/60/25). Add-ons typically include collision, comprehensive, uninsured-motorist, and accessory coverage for aftermarket parts. Most agents will quote across multiple powersports carriers.
4 motorcycle insurance agencies in Mineral Wells
Within 15 miles of Mineral Wells, TX. Click any agency to view profile, contact info, and request a quote.
Phil Luker - State Farm Insurance Agent
Phil Luker runs the State Farm Insurance Agency in Mineral Wells, Texas, celebrating 25 years of service since opening in 2001. He and his team focus on personalized coverage for auto, home, life, and other insurance needs, emphasizing relationships and community involvement. The agency is known for its high customer satisfaction, reflected in a 5‑star rating on Google.
April Martin - State Farm Insurance Agent
State Farm agent since 1996 serving North Texas from Mineral Wells and Jacksboro offices, offering a range of insurance products including auto, home, renters, life, business and health coverage. The agency emphasizes personal service and has a team with over 95 years of combined experience.
Wallace Insurance Agency
Wallace Insurance Group, LLC is an independent insurance agency serving Weatherford, Breckenridge and Mineral Wells, Texas, offering personal and commercial insurance coverages such as auto, homeowners, motorcycle, boat, flood, umbrella, and farm insurance.
Alltex Insurance
All-Tex Insurance is a locally owned agency in Granbury, Texas that helps clients with a range of insurance needs, including auto, home, commercial, life, umbrella, boat, motorcycle and renters coverage. They emphasize personalized service and aim to make the insurance process easier and less stressful for families and businesses.
Frequently asked questions
Is motorcycle insurance required in Texas?
Yes. Texas law requires the same minimum liability coverage (30/60/25) for motorcycles as for cars. Riders are not required to carry collision or comprehensive but most lenders do if the bike is financed.
Does motorcycle insurance cover gear?
Standard liability does not. Many carriers offer optional accessory or custom-parts-and-equipment coverage that protects helmets, jackets, and aftermarket gear up to a sub-limit.
Can I get seasonal coverage?
Some Texas carriers offer lay-up or storage policies for winter months when the bike isn't ridden. Premium drops significantly while still maintaining comprehensive (theft/fire) protection.