Skip to content

Life Insurance in Mckinney, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in McKinney, TX: 24 licensed insurance agencies serve 227,526 residents in Collin County. auto premiums average $2,560 per year — 7% below the Texas state average. wind + hail drives 60% of homeowner claims.

24 life insurance agencies in Mckinney

Within 15 miles of Mckinney, TX. Click any agency to view profile, contact info, and request a quote.

BI

Benpapa Insurance

Princeton, TX· 2.9 mi
Agency
Popular
10+ agents8yr

Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.

AutoCommercial GLHomeownersLife+3 more
View Agency
HI

Hempkins Insurance

Allen, TX· 6.2 mi
Agency
Popular
10+ agents45yr

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +65
View Agency
TB

The Benefits Boss

Allen, TX· 6.0 mi
Agency
Very Popular
10+ agents

The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.

AutoCommercial GLHomeownersLife+2 more
View Agency
CR

Christie Rhyne - State Farm Insurance Agent

Mckinney, TX· 8.1 mi
Agency
Very Popular
10+ agents16yr

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

Spanish, Hindi, Portuguese, Sign language
AutoCommercial GLHomeownersLife+3 more
Carriers: State Farm
View Agency
FI

Farmers Insurance - Melissa Miller

Allen, TX· 3.3 mi
Agency
10+ agents

Licensed insurance agency in Allen, TX; represents 3 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Health Care Service Corporation, a Mutual Legal Reserve Company, MARKEL AMERICAN INSURANCE COMPANY, WESTERN SURETY COMPANY
View Agency
TL

Throne Insurance & Financial Services, LLC.

Allen, TX· 5.1 mi
Agency
New on InsurConnect
20+ agents11yr

Throne Insurance has been serving the Allen, TX community since 2015, offering transportation business, contractor, personal, and life & health insurance solutions. The agency emphasizes tailored policies, competitive pricing, and dedicated customer service. It positions itself as a trusted partner for both individuals and businesses.

AutoCommercial GLHomeownersLife+2 more
Carriers: Alinsco Insurance Company, Berkshire Hathaway Direct Insurance Company, Berkshire Hathaway Homestate Insurance Company +15
View Agency
FI

Freeway Insurance

Mckinney, TX· 3.2 mi
Agency
Very Popular
3-5 agents

Freeway is an insurance agency that offers auto, homeowners, renters, life, motorcycle, and boat insurance, serving customers nationwide. They provide online quotes and phone assistance.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
GI

Gant Group Inc

Mckinney, TX· 3.7 mi
Agency
New on InsurConnect
20+ agents

We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.

AutoBoatCommercial GLCommercial Property+8 more
View Agency
FI

Freeway Insurance

Mckinney, TX· 3.9 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and serves customers in all 50 U.S. states. The site lets users locate nearby offices, request quotes, and contact the agency by phone.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
HA

HI Agency - Wylie

Wylie, TX· 11.0 mi
Agency
Popular
20+ agents20yr

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
View Agency
CW

Christopher Walls - State Farm Insurance Agent

Allen, TX· 7.2 mi
Agency
Very Popular
6+ agents23yr

We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency
DI

Direct Auto Insurance

Mckinney, TX· 2.2 mi
Agency
3-5 agents

Direct Auto is a local insurance agency in McKinney, TX offering a range of auto insurance products, term life coverage, and SR‑22 assistance. They emphasize flexible payment options and provide roadside assistance and motorcycle coverage. The agency serves customers through online quotes and in‑store visits.

AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto Insurance, National General Insurance Group
View Agency
RA

RoadTrip Insurance Agency

Allen, TX· 5.4 mi
Agency
No reviews yet
10+ agents

RoadTrip Insurance Agency LLC is an Allen‑based insurance agency offering personalized coverage. The agent emphasizes bespoke auto, life, and health insurance to meet individual and business needs.

AutoCommercial GLHomeownersLife+2 more
View Agency
RA

Rush Agency

Frisco, TX· 13.2 mi
Agency
Very Popular
20+ agents43yr

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aegis Security Insurance Company, American Economy Insurance Company, Consumers County Mutual Insurance Company +33
View Agency
CL

Caylee Lazo - State Farm Insurance Agent

Mckinney, TX· 7.0 mi
Agency
Very Popular
3-5 agents4yr

Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency
AA

American Option Insurance Agency

Frisco, TX· 12.6 mi
Agency
Very Popular
20+ agents

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, American Economy Insurance Company, American General Life Insurance Company +33
View Agency
HA

HI Agency

Frisco, TX· 12.6 mi
Agency
Popular
20+ agents

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America, American National Insurance Company +8
View Agency
AG

Amity Insurance Group

Mckinney, TX· 2.3 mi
Agency
Very Popular
1-2 agents

Amity Insurance Group is your trusted partner for insurance services based in McKinney, TX. Our mission is to make the process simple and provide expert support as you navigate the many coverage options available. Our team of North Texas insurance experts is ready for any situation and can advise you on insurance policies and quote comparisons.

AutoHomeownersCommercial GLFlood+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +96
View Agency
DW

David Worley: Allstate Insurance

Mckinney, TX· 2.3 mi
Agency
Very Popular
1-2 agents

David Worley is an Allstate insurance agent in McKinney, TX, serving local families with personalized coverage for auto, home, renters, motorcycle, boat and life insurance. He emphasizes community relationships and offers a range of options to fit customers' needs.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Dairyland County Mutual Insurance Company of Texas, Occidental Fire & Casualty Company of North Carolina, Palomar Specialty Insurance Company +1
View Agency
IG

Integrity Insurance Group

Mckinney, TX· 4.6 mi
Agency
Very Popular
3-5 agents

Integrity Insurance Group in Texas provides a zero‑hassle process, comparing over 60 carriers to find the best insurance options for individuals and families. They offer personal, life, auto, home, umbrella, flood and boat coverage with a focus on personalized service and claims advocacy.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +128
View Agency
PG

Paine Insurance Group

Mckinney, TX· 4.0 mi
Agency
Very Popular

Dustin Paine is a Farmers Insurance agent serving McKinney, Texas, offering auto, homeowners, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
View Agency
FI

Farmers Insurance - Sharon Garza

Mckinney, TX· 2.3 mi
Agency
Popular

Licensed insurance agency in Mckinney, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
View Agency
AI

American mga insurance

Richardson, TX· 14.3 mi
Agency
Popular
20+ agents

American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.

Arabic
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Aetna Health Inc., Alinsco Insurance Company, Ameritas Life Insurance Corp. +11
View Agency
TI

Texas Choice Insurance

Anna, TX· 12.4 mi
Agency
New on InsurConnect
10+ agents13yr

Texas Choice Insurance offers personal insurance coverage for homes, ranches, autos, motorcycles, boats, RVs and umbrella policies, helping families find the right protection at a fair price. The agency emphasizes a family‑first approach and long‑term relationships with clients.

AutoHomeownersRentersLife+4 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Alpha Dental Programs, Inc., American Economy Insurance Company +32
View Agency

Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.