Homeowners Insurance in Yantis, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
12 homeowners insurance agencies in Yantis
Within 15 miles of Yantis, TX. Click any agency to view profile, contact info, and request a quote.
Julia Wilhite - State Farm Insurance Agent
Julia Wilhite is a State Farm insurance agent serving Sulphur Springs, TX and surrounding communities. She and her team offer personalized protection for auto, home, renters, life, motorcycle, boat and more. Since joining State Farm in 2019, they focus on friendly, local service.
Bear Littleton - State Farm Insurance Agent
Bear Littleton State Farm is a Texas‑based insurance agency serving Sulphur Springs and surrounding communities since 2011. It offers a wide range of personal and business insurance products with bilingual (English and Spanish) support and a focus on personalized service and community involvement.
Mattison Insurance Agency, Inc.
Mattison Insurance Agency, Inc. is an independent agency serving Sulphur Springs, Paris, and Greenville, Texas. They specialize in auto, home, life, and business insurance, partnering with multiple carriers to find tailored coverage. Their priority is helping customers protect what matters most.
Timothy Halcomb: Allstate Insurance
Timothy Halcomb is a licensed Allstate agent with 20 years of experience, offering personalized insurance solutions in Sulphur Springs, TX. His agency provides a broad range of options including home, auto, life, and retirement coverage, focusing on customer‑driven service.
Clients First Insurance-Quitman
Clients First Insurance Group is an independent Texas‑based agency that prioritizes personalized service and community focus. They offer a wide range of personal, business and employee benefit insurance solutions, emphasizing clear, straightforward coverage options.
Dixon & Dixon Insurance
Dixon & Dixon Insurance is a family‑owned agency in Sulphur Springs, Texas, serving the community since 1974. They provide auto, home, and commercial insurance solutions with a focus on personalized service, honest advice, and affordable rates.
Giles Insurance
Licensed insurance agency in Sulphur Springs, TX. Contact directly for available products and carriers.
John Berning Agency - Farmers Insurance
Licensed insurance agency in Sulphur Springs, TX; represents 1 carrier.
Lake Country Insurance
Licensed insurance agency in Lindale, TX; represents 17 carriers.
CM SR22 Insurance Group
CM SR22 Insurance Group specializes in SR22 auto insurance, offering both standard and non‑owner policies with quick electronic filing and dedicated customer service. They help drivers meet state financial responsibility requirements and provide quotes over the phone.
Kennington Insurance Agency - Farmers
Licensed insurance agency in Sulphur Springs, TX; represents 1 carrier.
Jones James
Licensed insurance agency in Sulphur Springs, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.