Homeowners Insurance in Uvalde, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
13 homeowners insurance agencies in Uvalde
Within 15 miles of Uvalde, TX. Click any agency to view profile, contact info, and request a quote.
Rosado Insurance Agency
Rosado Insurance Agency, LLC provides high customer service standards and offers a range of insurance products across Texas. The agency partners with top‑rated carriers to provide affordable coverage for auto, home, motorcycle, flood, business and more.
Jody Griffin - State Farm Insurance Agent
Jody Griffin is a State Farm insurance agent in Uvalde, Texas, offering a range of products including auto, homeowners, renters, life, health, motorcycle and boat insurance. The agency serves Uvalde County and surrounding areas and highlights a 5‑star rating on Google from 43 reviews.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage across multiple states, offering same‑day issuance, no credit check, and a range of discounts such as multi‑car, good driver, and homeowner discounts.
Dean Sterling - State Farm Insurance Agent
Dean Sterling is a 2nd‑generation State Farm agent serving Uvalde and surrounding counties since 1997. He offers auto, home, renters, life, health and commercial insurance and is active in the local chamber and Kiwanis club.
Pronto Insurance
Manuel Ordaz has 15 years in the insurance industry and 7 years as a Pronto franchisee. His team is dedicated to providing high‑level customer service for auto, home, and commercial insurance needs.
Elissa Gonzalez: Allstate Insurance
Eliza Gonzalez has been an Allstate agent in Uvalde, Texas since 2005, offering bilingual English‑Spanish service and a variety of insurance products to the local community.
Farmers Insurance - Debra Scheide
Licensed insurance agency in Uvalde, TX; represents 1 carrier.
Farmers Insurance - Paul Schaffino
Licensed insurance agency in Uvalde, TX; represents 1 carrier.
American National Insurance Co
American National is a group of companies writing a broad array of insurance products and services across all 50 states. Founded in 1905 and headquartered in Galveston, Texas, they offer life insurance, annuities, pension products, and property‑and‑casualty coverage.
Raine Insurance
Raine Insurance Agency is an independent local agent offering commercial and personal insurance, comparing coverage and price across many carriers to provide the best value. Their staff is dedicated to guiding clients with complete coverage and expert advice.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Uvalde, TX; represents 1 carrier.
Assurance One of Texas
Raine Insurance Agency is an insurance agency located in Uvalde, Texas, providing insurance services to the local community.
Uvalde Insurance
Licensed insurance agency in Uvalde, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.