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Homeowners Insurance in Simonton, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Simonton

Within 15 miles of Simonton, TX. Click any agency to view profile, contact info, and request a quote.

HL

Hardcastle Insurance Agency LLC

Katy, TX· 11.9 mi
Agency
Popular
20+ agents14yr

Hardcastle Insurance is an independent agency in Katy, Texas offering a one‑stop shop for auto, home, renters, life, motorcycle and boat coverage. They partner with multiple carriers to provide customized, affordable policies and emphasize personalized service.

AutoBoatCommercial GLHomeowners+4 more
Carriers: American Economy Insurance Company, Cypress Property & Casualty Insurance Company, GEICO County Mutual Insurance Company +13
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SL

Stieber Insurance Group, LLC

Fulshear, TX· 5.0 mi
Agency
No reviews yet
10+ agents43yr

Stieber Insurance Group is a family‑owned independent agency serving Texas since 1983. They provide personal and commercial insurance solutions including home, auto, business and Medicare coverage, focusing on local service and personalized care.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +89
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HT

Home Insurance Solutions of Texas - Equity Insurance Group

Katy, TX· 11.9 mi
Agency
Very Popular
20+ agents

Equity Insurance Group in Katy, Texas offers personalized insurance shopping, comparing over 80 carriers to find competitive rates for auto, home, renters, and other coverages. They emphasize real‑person support, easy claims assistance, and a free no‑obligation evaluation.

AutoHomeownersRentersCommercial GL+3 more
Carriers: National General, The Hartford, Safeco +7
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QI

Quality Insurance

Richmond, TX· 10.8 mi
Agency
10+ agents10yr

Quality Insurance is a trusted agency with over 10 years of experience, serving clients across Texas and Mississippi. They specialize in Home, Auto, Landlord, Condo, Renters, Commercial, and Life insurance, offering personalized coverage options.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +29
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RL

RL Insurance Agency LLC

Katy, TX· 13.2 mi
Agency
Popular
10+ agents

RL Insurance is a Hispanic‑origin agency based in Houston that serves American, Hispanic and diverse families, offering health, dental, vision, life, Medicare, and other insurance solutions.

Spanish
AutoHomeownersRentersCommercial GL+3 more
Carriers: Cigna HealthCare of Texas, Inc., Health Care Service Corporation, a Mutual Legal Reserve Company
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TL

Txinsurance.Com Agency LLC

Katy, TX· 11.8 mi
Agency
20+ agents

Txinsurance provides an online tool to compare affordable health plans and offers support for understanding, enrolling, and managing those plans.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +44
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MI

Mims Integra Insurance

Richmond, TX· 14.6 mi
Agency
20+ agents32yr

Christopher Mims has been serving the Houston, Richmond, and Katy areas with insurance protection since 1994. He began as a Farmers Insurance Agency and now operates as an independent Trusted Choice agent with the Integra Group, offering auto, home, life and business insurance solutions. Mims emphasizes personal relationships and a wide range of carrier options.

AutoCommercial GLHomeownersLife+2 more
Carriers: Travelers, MetLife, Liberty Mutual +5
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TA

Terra Ramirez at Comparion Insurance Agency

Katy, TX· 11.3 mi
Agency
New on InsurConnect
10+ agents4yr

Comparion Insurance Agency, founded in 2022, operates as an independent insurance agency backed by Liberty Mutual Group. It partners with over 50 carriers to offer a wide range of products, including auto, home, life, renters and umbrella coverage, delivering consultative service through local agents.

AutoCommercial GLHomeownersLife+2 more
Carriers: Progressive, Allstate, GEICO +3
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DA

DLG Insurance Agency

Katy, TX· 14.5 mi
Agency
Very Popular
20+ agents

DLG Insurance Agency serves Katy and the surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. The agency offers a wide range of insurance products, from auto and home to life and disability coverage.

AutoBoatCommercial GLDisability+6 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +70
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CI

Cop Girl Health Insurance

Katy, TX· 13.2 mi
Agency
Popular
10+ agents

Cop Girl Health Insurance helps self‑employed, freelancers and small business owners find affordable health, dental, vision and supplemental insurance plans, offering nationwide PPO networks and personalized guidance.

AutoCommercial GLHomeownersRenters+1 more
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AA

Acrisure Digital Solutions / Rockland Insurance Agency

Richmond, TX· 13.5 mi
Agency
Very Popular
20+ agents

Acrisure is an insurance and business solutions provider that offers personalized coverage for individuals and companies of all sizes. They connect customers to a range of insurance options, including home, auto, flood, health, and life policies, using advanced technology for quick quotes. Their focus is on delivering tailored solutions backed by industry expertise.

AutoCommercial GLFloodHomeowners+3 more
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KA

Katy Insurance Agency

Katy, TX· 11.8 mi
Agency
20+ agents111yr

Katy Insurance Agency, Inc., founded in 1915 and owned by J. W. “Skip” Conner since 1976, is an independent agency serving Katy and the Greater Houston area. They provide a broad range of insurance products and partner with multiple carriers to meet client needs.

AutoCommercial GLFloodHomeowners+2 more
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TI

TS Insurance

Katy, TX· 12.9 mi
Agency
Very Popular
6+ agents

TS Insurance is a local agency serving Katy and the surrounding Texas communities, offering personal and commercial insurance solutions. They emphasize protecting clients like family and provide a range of coverage options. The agency highlights quick online quotes and personalized service.

Spanish
AutoBoatCommercial GLCommercial Property+6 more
Carriers: Gerber Life Insurance Company
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SL

Stieber Insurance Group, LLC

Richmond, TX· 14.6 mi
Agency
10+ agents43yr

Stieber Insurance Group is a family‑owned agency serving Texas since 1983, offering personalized insurance solutions for homes, cars, and businesses. They emphasize local expertise, community focus, and independent carrier options to tailor coverage for each client.

AutoCommercial GLCommercial PropertyHomeowners+2 more
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KS

Katy Multi Services

Katy, TX· 11.7 mi
Agency
20+ agents

Aim Multi Services provides insurance, tax, business and accounting services, offering auto, home, renters and commercial insurance along with personal and business tax and payroll solutions.

Arabic, Chinese (Simplified), Dutch, French, German, Italian, Portuguese, Russian, Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: AIG Assurance Company, AIG PROPERTY CASUALTY COMPANY, AIU INSURANCE COMPANY +138
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MA

Mark Boles Insurance Agency

Richmond, TX· 14.4 mi
Agency
Popular
10+ agents

Acrisure South is a dynamic team leveraging decades of expertise, relationships, collaboration and technology. They serve businesses and families in the South region to protect assets, mitigate risk, and achieve financial security.

AutoCommercial GLHomeownersRenters+1 more
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JG

Jeff Gilbert - State Farm Insurance Agent

Fulshear, TX· 4.5 mi
Agency
Popular
1-2 agents12yr

The Jeff Gilbert State Farm Insurance agency is a Veteran Owned and Operated Business serving the Fulshear, Katy and Richmond, TX area. They offer Auto, Homeowners, Renters, Life, Boat and Business insurance with over 12 years of service and a combined office experience of over 40 years.

AutoBoatCommercial GLHomeowners+3 more
Carriers: State Farm
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BA

Brightway Insurance, The Williams Family Agency

Richmond, TX· 10.8 mi
Agency
New on InsurConnect
10+ agents

Brightway Insurance offers a modern, independent approach to insurance, connecting customers with local agents who customize quotes across many carriers. They emphasize trust, fast response, and personalized service to help clients secure the right coverage.

AutoBoatCommercial GLFlood+5 more
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TG

Thrive Insurance Group

Fulshear, TX· 4.5 mi
Agency
Popular
1-2 agents

Thrive Insurance Group is a Katy, Texas-based boutique commercial insurance advisory serving contractors, franchise organizations, and professional services firms across the Houston area and throughout Texas. We structure commercial insurance around real operations, contractual risk, and how businesses actually function.

AutoCommercial GLHomeownersRenters+1 more
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PL

Paul Lytle: Allstate Insurance

Fulshear, TX· 4.4 mi
Agency
New on InsurConnect

Allstate Insurance offers auto, home (homeowners), and life insurance across Texas, with a network of local agents to help residents find coverage for vehicles, homes, and personal protection.

AutoCommercial GLHomeownersLife+2 more
Carriers: Allstate
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MI

McDonald & Wessendorff Insurance

Richmond, TX· 14.0 mi
Agency
New on InsurConnect
10+ agents98yr

McDonald & Wessendorff Insurance, founded in 1928 and expanded in 1987, serves families, businesses, and individuals throughout Fort Bend County and Texas. The agency emphasizes quality, value, and service while offering a broad range of commercial and personal insurance solutions. As a Trusted Choice Independent Insurance Agent, they partner with leading carriers to meet client needs.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +118
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JM

Jay Moyer - State Farm Insurance Agent

Fulshear, TX· 7.6 mi
Agency
Very Popular
1-2 agents13yr

Jay Moyer is a State Farm insurance agent in Fulshear, Texas. Since opening his office in 2013 he has helped individuals and families with auto, homeowners, renters, life, motorcycle and boat coverage, while also offering business and other personal insurance solutions. He and his team serve the local community and speak English, Spanish and Russian.

Spanish, Russian
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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TS

Todd Shipp - State Farm Insurance Agent

Fulshear, TX· 4.5 mi
Agency
New on InsurConnect
20yr

Todd Shipp is a State Farm agent serving the Fulshear, TX area since 2006, offering auto, home, renters, and life insurance. He emphasizes personalized service and community focus, inviting customers to call, text, or email for a personalized price plan.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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NI

North Star Insurance - Medicare and Health Insurance

Katy, TX· 14.7 mi
Agency
Very Popular
6+ agents

North Star Insurance Partners provides health‑focused insurance services in Katy, TX, offering Medicare, ACA Marketplace, life and final expense plans, as well as supplemental coverage. They emphasize ethical, pressure‑free guidance and multilingual support.

Spanish, American Sign Language, Vietnamese, Mandarin Chinese, Cantonese, Gujarati, Hindi, Marathi, Urdu
AutoCommercial GLHomeownersLife+2 more
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Simonton