Homeowners Insurance in Seminole, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
10 homeowners insurance agencies in Seminole
Within 15 miles of Seminole, TX. Click any agency to view profile, contact info, and request a quote.
Moore-Haralson Agency PC
Moore-Haralson Agency in Seminole, TX is a trusted source for quick comparative quotes from top insurance providers. Serving Texas and New Mexico since 1913, the agency offers personalized coverage for auto, home, life, health, business, commercial, renters, boat and more. Their locally owned team helps clients find the right combination of coverage at the right price.
Rook Insurance Agency
Rook Insurance Agency is a local Texas agency that provides a full range of insurance and financial services, including home, auto, and business coverage. They emphasize personalized service, a strong work ethic, and helping customers obtain the coverage they need. The agency highlights over nine years of industry experience and a commitment to filling gaps left by larger insurers.
Guy Chaney - State Farm Insurance Agent
Guy Chaney is a local State Farm agent in Seminole, Texas, serving West Texas and Eastern New Mexico since 1996. He offers a full range of insurance products including auto, home, life, renters, and business coverage with a bilingual, family‑focused approach.
Petty Insurance Agency
Licensed insurance agency in Seminole, TX; represents 47 carriers.
Farmers Insurance - Shaun McDonald
Licensed insurance agency in Seminole, TX; represents 1 carrier.
danleyenterprises
Danley Enterprises, Inc. is a crop insurance and real estate company located in Seminole, Texas. They provide services such as federal crop insurance, crop hail coverage, and real estate assistance.
Goosehead Insurance - Carlos Martinez
Goosehead Insurance provides a range of coverage options—including homeowners, auto, renters, boat, motorcycle and flood insurance—by comparing policies from over 200 hand‑picked carriers to find the best value for customers.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Seminole, TX; represents 1 carrier.
Permian Basin Abstract Co
Permian Basin Abstract Company is a locally owned full‑service title insurance firm serving the Permian Basin area. It offers title insurance, abstractor certificates, title searches, recording services and related real‑estate settlement support across multiple Texas counties. The company emphasizes a century of experience protecting client assets.
Silver Star Insurance
Licensed insurance agency in Seminole, TX; represents 6 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.