Homeowners Insurance in San Benito, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in San Benito
Within 15 miles of San Benito, TX. Click any agency to view profile, contact info, and request a quote.
Amtex Insurance
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personalized service, shopping multiple carriers to find low rates, and have over 25 years of experience serving their community.
Michael De Los Santos - State Farm Insurance Agent
Michael De Los Santos, a bilingual State Farm agent, serves the San Benito community offering a wide range of insurance and financial services. He emphasizes guiding families through complex coverage options with personalized support. The agency highlights a strong local presence and commitment to customer protection.
Farmers Insurance - Jennifer Villarreal
Jennifer Villarreal is a Farmers Insurance agent serving San Benito, Texas, offering a range of coverage options including auto, homeowners, renters, and life insurance.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage across 12 states with multiple discounts and same‑day policy issuance. The agency emphasizes quick online quotes, a large network of offices, and customer‑focused service.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Friendly Insurance Agency
Friendly Insurance is an independent agency located in Harlingen, Texas, offering a range of personal and commercial insurance products. With 30 years of service, the agency emphasizes personalized service and competitive pricing. They provide auto, home, life, boat, renters, motorcycle, and commercial coverage options.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering immediate same‑day policies, multiple discounts and options such as liability, comprehensive, collision, medical and roadside assistance.
Delta Insurance Agency
Delta Insurance Agency offers high‑quality, competitively priced insurance protection with extended hours for customer convenience. They serve individuals and businesses with a range of insurance products.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies to ensure the best protection at the lowest price.
Pronto Insurance
Pronto Insurance in Harlingen provides auto, homeowners, renters, motorcycle, boat and other insurance solutions. The agency has been serving the community for 10 years and emphasizes fast, friendly service. Clients consistently give high ratings on Trustpilot.
TWFG Garcia Insurance
Garcia Insurance is a TWFG branch serving the Harlingen area, offering free insurance quotes for individuals, families, and small businesses. The agency emphasizes a caring approach and personal service to protect customers and their families.
Dominguez O'Connor Insurance Agency Inc.: Allstate Insurance
Dominguez O'Connor Insurance Agency Inc. is an Allstate agency in Harlingen, TX that serves local families with personalized insurance solutions. The agent emphasizes community relationships and offers a wide range of coverage options to meet customers' needs.
Pronto Insurance
Licensed insurance agency in San Benito, TX; represents 10 carriers.
Insurance Advisors Agency (IAA)
The IAA team helps individuals and families with Obamacare plans, Medicare coverage, and life insurance options. They provide assistance for those who lost employer coverage, CHIP/Medicaid, or are self‑employed. Their focus is on health‑related insurance solutions.
Tito Resendez - State Farm Insurance Agent
Tito Resendez is a State Farm® Insurance Agent in Harlingen, Texas with over 30 years of experience serving the Rio Grande Valley. He and his bilingual team provide a range of insurance products, emphasizing personalized service and community involvement.
Greer & Associates Insurance Agency
Our multigenerational company is built on deep roots & a long lasting commitment to the community. Proudly serving the Rio Grande Valley for over 25 years.
TRB Insurance
Texas Regional Bank is a Texas‑based financial institution offering a range of services including personal banking, business banking, mortgages, trust & wealth management, and insurance solutions. The bank emphasizes community involvement and relationship banking across the state.
ESPINO INSURANCE GROUP
Antonio Espino Insurance is a Texas‑based independent Medicare broker offering health, Medicare and retirement insurance solutions, including Medicare Advantage, Supplement, Part D, life insurance and annuities. The agency serves the Rio Grande Valley with personalized service and free quote comparisons.
Direct Auto Insurance
Direct Auto Insurance agency at 1818 W Tyler Ave in Harlingen, TX offers car insurance, term life insurance, SR‑22 filing, roadside assistance and flexible payment options to local customers.
Pronto Insurance
Pronto Insurance offers affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They work with over 30 insurance companies to find the best protection at low prices.
Victory Insurance Harlingen
Victory Insurance is a dedicated insurance broker focused on helping drivers secure quality auto coverage at affordable prices. They compare rates from multiple carriers and provide honest, transparent advice, handling the entire process for customers.
Daniel Reza - State Farm Insurance Agent
Daniel Reza is a State Farm agent since 2002, offering personalized auto, home, life, business, and renters insurance to residents of the Rio Grande Valley. He is active in the community, serving on the Harlingen Chamber of Commerce and as an Assistant Scoutmaster.
Martha Saldana - Aflac Insurance Agent
Martha Saldana is an Aflac insurance agent offering a range of supplemental insurance products, including accident, cancer, critical illness, dental, life, and disability coverage. The agency helps individuals and businesses obtain financial protection for expenses not covered by health insurance.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage across 12 states, offering multiple discounts and same‑day policy issuance. The agency offers a range of coverages such as liability, comprehensive, collision, medical, and roadside assistance.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.