Homeowners Insurance in Rio Hondo, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Rio Hondo
Within 15 miles of Rio Hondo, TX. Click any agency to view profile, contact info, and request a quote.
Amtex Insurance
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personalized service, shopping multiple carriers to find low rates, and have over 25 years of experience serving their community.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Friendly Insurance Agency
Friendly Insurance is an independent agency located in Harlingen, Texas, offering a range of personal and commercial insurance products. With 30 years of service, the agency emphasizes personalized service and competitive pricing. They provide auto, home, life, boat, renters, motorcycle, and commercial coverage options.
Michael De Los Santos - State Farm Insurance Agent
Michael De Los Santos, a bilingual State Farm agent, serves the San Benito community offering a wide range of insurance and financial services. He emphasizes guiding families through complex coverage options with personalized support. The agency highlights a strong local presence and commitment to customer protection.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering immediate same‑day policies, multiple discounts and options such as liability, comprehensive, collision, medical and roadside assistance.
David Armendariz - State Farm Insurance Agent
State Farm agent David Armendariz serves the Los Fresnos, TX area, offering a range of insurance products including auto, homeowners, renters, motorcycle, boat, life and disability coverage. The agency emphasizes personalized bundles and discounts to help customers save money.
Dominguez O'Connor Insurance Agency Inc.: Allstate Insurance
Dominguez O'Connor Insurance Agency Inc. is an Allstate agency in Harlingen, TX that serves local families with personalized insurance solutions. The agent emphasizes community relationships and offers a wide range of coverage options to meet customers' needs.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage across more than 800 offices in 12 states, offering instant quotes, same‑day policy issuance, and a variety of discounts to suit different budgets.
Tito Resendez - State Farm Insurance Agent
Tito Resendez is a State Farm® Insurance Agent in Harlingen, Texas with over 30 years of experience serving the Rio Grande Valley. He and his bilingual team provide a range of insurance products, emphasizing personalized service and community involvement.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage across 12 states with multiple discounts and same‑day policy issuance. The agency emphasizes quick online quotes, a large network of offices, and customer‑focused service.
ESPINO INSURANCE GROUP
Antonio Espino Insurance is a Texas‑based independent Medicare broker offering health, Medicare and retirement insurance solutions, including Medicare Advantage, Supplement, Part D, life insurance and annuities. The agency serves the Rio Grande Valley with personalized service and free quote comparisons.
Farmers Insurance - Jennifer Villarreal
Jennifer Villarreal is a Farmers Insurance agent serving San Benito, Texas, offering a range of coverage options including auto, homeowners, renters, and life insurance.
Pronto Insurance
Pronto Insurance offers affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They work with over 30 insurance companies to find the best protection at low prices.
Daniel Reza - State Farm Insurance Agent
Daniel Reza is a State Farm agent since 2002, offering personalized auto, home, life, business, and renters insurance to residents of the Rio Grande Valley. He is active in the community, serving on the Harlingen Chamber of Commerce and as an Assistant Scoutmaster.
Insurance Advisors Agency (IAA)
The IAA team helps individuals and families with Obamacare plans, Medicare coverage, and life insurance options. They provide assistance for those who lost employer coverage, CHIP/Medicaid, or are self‑employed. Their focus is on health‑related insurance solutions.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies to ensure the best protection at the lowest price.
Martha Saldana - Aflac Insurance Agent
Martha Saldana is an Aflac insurance agent offering a range of supplemental insurance products, including accident, cancer, critical illness, dental, life, and disability coverage. The agency helps individuals and businesses obtain financial protection for expenses not covered by health insurance.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Texas Insurance Service Center
Texas Insurance Service Center Inc. is a family‑owned independent agency founded in 1917, offering personalized insurance solutions for auto, home, commercial, life, health, flood and recreational vehicles.
Elizondo Insurance Services LLC
Elizondo Insurance Services is an independent agency in Texas that specializes in Medicare, Medigap, Medicare Advantage, and Healthcare Marketplace plans. The agency focuses on helping customers find the best coverage to protect what matters most, emphasizing knowledgeable, caring service.
Farmers Insurance - Belinda Zapata
Licensed insurance agency in Harlingen, TX; represents 1 carrier.
Delta Insurance Agency
Delta Insurance Agency offers high‑quality, competitively priced insurance protection with extended hours for customer convenience. They serve individuals and businesses with a range of insurance products.
Texas Farm Bureau Insurance Company
Licensed insurance agency in San Benito, TX; represents 1 carrier.
TWFG Pete Claudio Insurance
Pete Claudio Insurance, a TWFG agency, focuses on caring, personalized service for individuals, families, and businesses. The agency emphasizes community values and offers guidance through a wide range of insurance options. It partners with multiple carriers to provide tailored coverage.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.