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Homeowners Insurance in Lumberton, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Lumberton

Within 15 miles of Lumberton, TX. Click any agency to view profile, contact info, and request a quote.

AA

Aarin Penry Insurance Agency

Lumberton, TX· 2.1 mi
Agency
Popular
20+ agents

Agency USA Car is a premium automotive agency specializing in exotic cars, luxury leases, and concierge services. They offer tailored financing, maintenance, and nationwide delivery for high‑performance vehicles.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Modern Property and Casualty Insurance Company, American Risk Insurance Company, Inc. +24
View Agency
TP

TX Medicare Plan

Lumberton, TX· 0.6 mi
Agency
New on InsurConnect
10+ agents

TX Medicare Plan is an independent agency dedicated to helping seniors throughout Texas navigate Medicare Advantage, Medicare Supplement, and Part D plans, offering unbiased assistance at no cost.

AutoCommercial GLHomeownersRenters+1 more
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LI

Lonestar Insurance

Lumberton, TX· 0.6 mi
Agency
New on InsurConnect
20+ agents

Licensed insurance agency in Lumberton, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
BI

Bayless Insurance

Los Fresnos, TX· 1.6 mi
Agency
Popular
47yr

Bayless Insurance is a family‑owned agency serving Texas since 1979, offering personal, business and industry‑specific insurance solutions with a focus on community service.

AutoHomeownersRentersCommercial GL+5 more
Carriers: Germania, Foremost
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KW

Keith Wolfe - State Farm Insurance Agent

Lumberton, TX· 1.4 mi
Agency
Popular
1-2 agents17yr

Keith Wolfe is a State Farm insurance agent serving Lumberton, Texas since 2009, offering auto, homeowners, renters, life, motorcycle and boat coverage along with personal and business insurance solutions.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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BI

Betsy Henslee Insurance - TWFG

Lumberton, TX· 1.4 mi
Agency
Popular

TWFG Insurance treats customers like family, offering a range of personal and commercial coverage options. They partner with many carriers to provide auto, homeowners, umbrella, motorcycle and life insurance, as well as small business solutions. The agency emphasizes personalized service and a caring approach.

AutoCommercial GLHomeownersLife+3 more
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AL

American Reliable Insurance Lumberton

Lumberton, TX· 2.0 mi
Agency
New on InsurConnect
10+ agents

Licensed insurance agency in Lumberton, TX; represents 33 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ACCC Insurance Company, Acceptance Casualty Insurance Company, American General Life Insurance Company +30
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FI

Farmers Insurance - April Tolbert

Beaumont, TX· 9.2 mi
Agency
Popular
20+ agents

Licensed insurance agency in Beaumont, TX; represents 25 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: American Family Life Assurance Company of Columbus, Care Improvement Plus South Central Insurance Company, Economy Fire & Casualty Company +22
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TL

Triangle Insurance Agency, LLC.

Vidor, TX· 11.9 mi
Agency
10+ agents7yr

Triangle Insurance Agency, LLC is a locally owned independent agency serving southeast Texas since August 2019. The staff brings nearly 50 years of combined insurance experience, with owner Alana D. Robinson serving the community for over 28 years. They focus on personalized customer service across personal and commercial lines.

AutoBoatCommercial GLFlood+4 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company, American Economy Insurance Company +37
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TW

Trey White - State Farm Insurance Agent

Lumberton, TX· 2.9 mi
Agency
Very Popular
1-2 agents16yr

Trey White is a State Farm insurance agent serving Lumberton, TX since 2010, offering auto, homeowners, life, and commercial insurance along with financial services. The agency focuses on personalized coverage and community involvement.

AutoCommercial GLHomeownersLife+2 more
Carriers: State Farm
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QI

Quality Insurance

Vidor, TX· 12.4 mi
Agency
Popular
10+ agents

Our Insurance Agency specializes in auto, home, commercial, life, health, and employee benefits insurance, serving Dallas and all of Texas. It is one of the fastest‑growing agencies in the state, having acquired over seven agencies since 2011 and serving more than 40,000 clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Alinsco Insurance Company, American Hallmark Insurance Company of Texas +24
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AO

Aflac Regional Office

Lumberton, TX· 0.6 mi
Agency
New on InsurConnect

Aflac provides a range of supplemental insurance products—including accident, cancer, critical illness, dental, vision, life, pet, hospital, and short‑term disability coverage—to help fill gaps left by traditional health plans. The company emphasizes cash benefits that can be used for everyday expenses and offers resources for individuals and employers alike.

Spanish
AutoCommercial GLDisabilityHomeowners+3 more
Carriers: American Family Life Assurance Company, Tier One Insurance Company, Trupanion +2
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NI

NavSav Insurance - Vidor

Vidor, TX· 11.9 mi
Agency
Popular
10+ agents

NavSav Insurance helps clients find insurance policies that fit their lifestyle, offering personal and commercial lines such as auto, home, renters, business, marine, and motorcycle coverage. Their agents can bundle protections and provide personalized service.

AutoBoatCommercial GLCommercial Property+6 more
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AI

A Abana Auto Insurance

Beaumont, TX· 7.4 mi
Agency
Very Popular
3-5 agents

A Abana is an auto insurance agency serving Texas and Nevada, offering personal and commercial auto coverage with bilingual English and Spanish service. With over 40 years of experience and 28 storefronts, they provide low‑income and SR‑22 options through multiple carriers.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Progressive County Mutual, Access Insurance Company, Old American County Mutual
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FI

Farmers Insurance - Daniel Priest

Lumberton, TX· 1.8 mi
Agency
Popular

Licensed insurance agency in Lumberton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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HC

Helen Clark: Allstate Insurance

Lumberton, TX· 1.8 mi
Agency
1-2 agents

Helen Clark’s Allstate agency is a family‑owned office in Lumberton, TX that offers a range of personal insurance products, including auto, home, renters, life, motorcycle and boat coverage. The agency emphasizes personalized service and financial guidance, positioning itself as a local partner for protecting families and assets.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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KI

K & D Insurance

Beaumont, TX· 7.9 mi
Agency
Popular
10+ agents

Licensed insurance agency in Beaumont, TX; represents 33 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +30
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DB

Donald Burnett: Allstate Insurance

Lumberton, TX· 1.4 mi
Agency

Donald Burnett is an Allstate insurance agent in Lumberton, TX offering a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. He serves the Lumberton area and nearby communities, providing quotes and appointments for customers.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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DI

Direct Auto Insurance

Beaumont, TX· 8.3 mi
Agency
Popular
3-5 agents

Direct Auto of Beaumont offers a range of insurance solutions including auto, term life, SR‑22, and motorcycle coverage. The agency provides flexible payment options and operates inside an H‑E‑B store with convenient hours. Customers can request free quotes online or by phone.

AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto, National General Insurance Group, Direct General Life Insurance Company +1
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TA

Trevco Insurance Agency

Beaumont, TX· 11.8 mi
Agency
Popular
6+ agents36yr

Trusted independent insurance agency serving the entire state of Texas since 1990, offering personal and commercial insurance products tailored to fit each customer's lifestyle.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+3 more
View Agency
AI

A-MAX Auto Insurance

Beaumont, TX· 11.7 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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TW

Tom Walters - State Farm Insurance Agent

Silsbee, TX· 8.1 mi
Agency
Very Popular
1-2 agents6yr

Tom Walters State Farm Agency serves Texas and parts of Louisiana, offering auto, home, life, health, and other insurance products. The agency provides personalized service, 24‑hour contact options, notary public services, and a dog‑friendly, wheelchair‑accessible office.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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LL

Lumpkin's Insurance Agency LLC

Beaumont, TX· 12.8 mi
Agency
Popular
6+ agents34yr

Lumpkin’s Insurance Agency is an independent multi‑line insurance agency serving individuals, families and businesses in Texas since 1992. They offer a full range of products including auto, home, business, life, boat, RV and motorcycle insurance, working with hundreds of carriers.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +78
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MA

Miller Insurance Agency

Beaumont, TX· 6.3 mi
Agency
3-5 agents43yr

Miller Insurance Agency, founded in 1983, is a family‑oriented independent agency serving southeast Texas. It offers a range of personal insurance products, including auto, homeowners, renters, motorcycle, and boat coverage, and partners with multiple carriers to provide customized solutions.

AutoBoatCommercial GLHomeowners+3 more
Carriers: Progressive, Foremost, Dairyland +5
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Lumberton