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Homeowners Insurance in Little Elm, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Little Elm

Within 15 miles of Little Elm, TX. Click any agency to view profile, contact info, and request a quote.

NI

Nexum Insurance

Little Elm, TX· 1.4 mi
Agency
20+ agents

En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Ameritas Life Insurance Corp., Memorial Hermann Health Insurance Company, Memorial Hermann Health Plan, Inc. +5
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HS

Hondo Salgado - Salgado Insurance Agency

Little Elm, TX· 0.6 mi
Agency
20+ agents

Licensed insurance agency in Little Elm, TX; represents 13 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Nationwide Insurance, National General Insurance, Mercury Insurance +10
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UB

US Healthcare Solution | By Baptist

Aubrey, TX· 3.9 mi
Agency
20+ agents16yr

U.S. Healthcare Solution, founded in 2010, is a Medicare Marketing Organization that offers Medicare, health insurance, group health insurance, and Affordable Care Act solutions. It supports brokers and agencies across Texas with tools, resources, and a national footprint.

AutoCommercial GLHomeownersRenters+1 more
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LL

Leissner Agency LLC

Little Elm, TX· 2.9 mi
Agency
New on InsurConnect
10+ agents

Luke Leissner provides Texas Department of Public Safety certified License To Carry classes and professional firearm appraisals to help owners protect and properly insure their guns, especially under homeowners insurance policies.

AutoCommercial GLHomeownersRenters+1 more
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AG

Allen Insurance Group

Little Elm, TX· 1.5 mi
Agency
New on InsurConnect
20+ agents19yr

Founded in 2007, Allen Insurance Group aims to make the complex simple by providing clear, transparent insurance information and helping clients manage their risks. The agency focuses on empowering customers to make educated decisions about their coverage for home, auto, and business needs.

AutoHomeowners
Carriers: Central States Health & Life Co. of Omaha
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FI

Farmers Insurance - Chris Stiles Agency

Little Elm, TX· 4.2 mi
Agency
20+ agents

Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 more
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RA

Rush Agency

Frisco, TX· 7.7 mi
Agency
Very Popular
20+ agents43yr

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Carriers: Aegis Security Insurance Company, American Economy Insurance Company, Consumers County Mutual Insurance Company +33
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KA

Kristian Schwitzer Insurance Agency

Little Elm, TX· 1.4 mi
Agency
New on InsurConnect
10+ agents

Kristian Schwitzer Insurance Agency helps families and business owners choose coverage with warmth, clarity, and follow‑through, offering home, auto, boat, RV and commercial insurance.

AutoBoatCommercial GLHomeowners+2 more
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IU

Insurance Connection USA

Denton, TX· 7.9 mi
Agency
Popular
10+ agents30yr

We are a full-service agency specializing in Medicare, Home, Auto and Business Insurance. We are committed to walking with you from start to finish, providing options and education along the way.

AutoCommercial GLCommercial PropertyHomeowners+2 more
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SI

SS Integra Insurance

Little Elm, TX· 3.9 mi
Agency
New on InsurConnect
10+ agents

SS Insurance is proudly based in the Dallas–Fort Worth Metroplex, serving clients throughout Texas. Their mission is to build strong, lasting relationships by helping individuals and families protect what matters most, offering a clearer understanding of overall insurance needs.

AutoCommercial GLHomeownersLife+3 more
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CI

Century Insurance Agency, Inc

Denton, TX· 8.6 mi
Agency
Very Popular
10+ agents30yr

Century Insurance Agency, founded in 1996, is a full‑service independent insurance agency serving Texas with a network of 25 leading carriers. They offer personalized service through three Dallas‑area locations, matching clients with the right coverage for personal and commercial needs. Their focus is on quality, integrity, and superior service for individuals and businesses alike.

AutoBoatCommercial GLFarm+5 more
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AA

American Option Insurance Agency

Frisco, TX· 8.9 mi
Agency
Very Popular
20+ agents

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, American Economy Insurance Company, American General Life Insurance Company +33
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RI

Ramey & King Insurance

Denton, TX· 9.8 mi
Agency
Popular
10+ agents140yr

Welcome to Ramey King Insurance Agency! We're an independent insurance agency located in Texas. Our team is dedicated to providing quality service and coverage by listening to your needs.

AutoBoatCommercial GLCommercial Property+3 more
Carriers: AGCS Marine Insurance Company, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +93
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HA

HI Agency

Frisco, TX· 9.0 mi
Agency
Popular
20+ agents

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America, American National Insurance Company +8
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PL

Palerm Insurance Agency, Llc

Little Elm, TX· 4.2 mi
Agency
20+ agents

Licensed insurance agency in Little Elm, TX; represents 63 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Alinsco Insurance Company, Allmerica Financial Alliance Insurance Company, Allmerica Financial Benefit Insurance Company +60
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BA

Brandes Insurance Agency

Lewisville, TX· 11.2 mi
Agency
Very Popular
10+ agents24yr

Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +22
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HG

Hillcrest Insurance Group - Frisco

Frisco, TX· 8.9 mi
Agency
Popular
20+ agents

Hillcrest Insurance Group, Inc. is an independent insurance agency offering auto, homeowners, and commercial insurance solutions. The agency emphasizes helping clients compare rates and obtain coverage that fits their budget.

AutoCommercial GLHomeownersRenters+1 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +90
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KA

Kiesling Insurance Agency

Little Elm, TX· 4.0 mi
Agency
No reviews yet
20+ agents

Kiesling Insurance Agency is a qualified insurance broker serving Aubrey, Texas and the surrounding DFW area. Their team helps clients choose policies for auto, home, life, commercial and specialty needs, offering guidance from quoting to claims. They emphasize personalized insurance reviews and a commitment to protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
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HL

Hatch Insurance Agency LLC

Little Elm, TX· 4.2 mi
Agency
No reviews yet
20+ agents

We help senior consumers with needs‑based insurance products, aiming to save them money, maximize benefits, and preserve their financial future. The agency represents four organizations offering 29 products, focusing on Medicare‑related plans and life/financial solutions.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Aetna Health Inc., Aetna Health Insurance Company, Aetna Life Insurance Company +14
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AT

Anthony Blackmon Agency, Inc. | Full-Service Insurance Agency in Frisco, TX

Frisco, TX· 5.4 mi
Agency
New on InsurConnect
6+ agents

The Anthony Blackmon Agency is a full‑service independent insurance agency offering solutions for individuals, professionals, and home and business owners. They emphasize personalized service, unbiased advice, and a one‑stop shopping experience across multiple insurance types.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ASI Lloyds, Aetna Dental Inc., Aetna Health Inc. +75
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CI

Century Insurance Agency, Inc

Lewisville, TX· 11.1 mi
Agency
Very Popular
10+ agents30yr

Century Insurance Agency is an independent agency founded in 1996 that matches clients with the right carrier, coverage, and price. They serve individuals and businesses across Texas from multiple Dallas‑area locations, emphasizing personalized service and a wide range of insurance options.

AutoBoatCommercial GLFarm+5 more
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RD

Ryan Dunn - State Farm Insurance Agent

Little Elm, TX· 1.6 mi
Agency
Very Popular
1-2 agents4yr

Ryan Dunn State Farm Agency serves the Dallas‑Fort Worth Metroplex offering a full range of State Farm insurance products. The agency emphasizes personalized, virtual and in‑person service and has been operating since January 2022.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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AS

Agents Alliance Services

Denton, TX· 10.9 mi
Agency
Popular
20+ agents18yr

Agents Alliance Services is an independent insurance aggregator that supports independent agents by providing tools, resources, and carrier relationships to help them build successful agencies. Since 2008 they have partnered with personal and commercial insurance agencies to increase revenue and promote agency ownership.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +310
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JA

Jason Binyon Agency - Farmers Insurance

Frisco, TX· 8.7 mi
Agency
Popular
10+ agents

Licensed insurance agency in Frisco, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Little Elm