Homeowners Insurance in Leonard, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
13 homeowners insurance agencies in Leonard
Within 15 miles of Leonard, TX. Click any agency to view profile, contact info, and request a quote.
Buchanan Insurance Agency
Buchanan Insurance is an independent agency serving the Leonard and Farmersville areas and the wider Texas region. They provide a full range of personal insurance—including auto, homeowners, boat, flood, life, motorcycle, umbrella and disability coverage—as well as commercial options such as property, umbrella and farm insurance.
Doc's Bail Bonds- Bonham TX, FANNIN COUNTY
Doc's Bail Bonds is a North Texas bail bond agency that has been helping clients secure release for over 30 years. They operate six offices across five counties and offer 24/7 service to assist families and friends of the incarcerated. Their focus is fast, affordable bail bonding and financing options.
Johnson Insurance Agency
Johnson Insurance Agency offers a range of insurance products—including auto, homeowners, boat, motorcycle, life and commercial coverage—to help clients in Texas and Oklahoma prepare for the unknown. They emphasize personalized service, competitive pricing, and strong customer relationships.
Jake Shockley - State Farm Insurance Agent
Jake Shockley is a State Farm® insurance agent based in Bonham, Texas, with over 15 years of experience. He offers a range of insurance products including auto, homeowners, life, and commercial lines, serving customers in Texas, Oklahoma, and Arkansas. The agency emphasizes personalized service and community involvement.
Bradford-Watson Co Inc
Bradford Watson Company, Inc. is an insurance agency based in Bonham, Texas offering a range of personal and commercial insurance products.
Farm N Home Casualty a division of Pierson and Fendley Insurance
Pierson and Fendley Insurance is an independent agency serving the Paris, Bonham, and DeKalb, Texas communities since 1935, offering personal and business insurance solutions such as auto, home, life, and commercial coverage.
Allstate
Allstate provides insurance and peace of mind, offering solutions for home, auto, device, and identity protection. They aim to safeguard customers' finances, future, and peace of mind.
Charles Holder Insurance
Holder Insurance Agency is an independent agency that offers auto and home insurance quotes, emphasizing family protection and helping customers find appropriate coverage at affordable rates.
Meade, Norman and Bayless Insurance
Bayless-Hall Insurance, established in 1888, provides auto, homeowners, business, life, and other insurance solutions through multiple locations in Texas.
House Insurance Agency
House Insurance Agency provides personal and business insurance coverage, emphasizing long‑term relationships and outstanding customer service. They offer a variety of insurance products to fit individual and commercial needs, aiming to match the right coverage for each client.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Bonham, TX. Contact directly for available products and carriers.
Farmers Insurance
Licensed insurance agency in Bonham, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance - Tom Wishard
Licensed insurance agency in Bonham, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.