Homeowners Insurance in Frankston, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
10 homeowners insurance agencies in Frankston
Within 15 miles of Frankston, TX. Click any agency to view profile, contact info, and request a quote.
Bethany Snow: Allstate Insurance
The Snow Allstate Agency represents the Allstate brand in Bullard, TX, offering full‑service insurance solutions. They focus on helping customers manage everyday risks with customized policies and a commitment to "Securing today for a better tomorrow."
Shawn Dunn - State Farm Insurance Agent
Shawn Dunn founded his State Farm agency in East Texas in 2014, serving communities such as Tyler, Bullard, Flint, Noonday and Whitehouse. The agency offers a one‑stop‑shop for auto, home, life, and other insurance needs, emphasizing personal service and virtual meetings.
Allstate Insurance Company
Allstate is a large insurance company that offers a range of protection solutions, including auto and homeowners insurance, as well as device and identity protection, aiming to give customers peace of mind.
Melissa Workman: Allstate Insurance
Melissa Workman is an Allstate insurance agent serving Flint, TX and surrounding areas. She offers auto, home, renters, motorcycle, boat, and life insurance, focusing on personalized service. With a career starting in 2006, she emphasizes exceptional customer service and helps clients plan for retirement.
Customized Health and Medicare Plans
CHAMP is an independent insurance agency in East Texas serving Medicare and health insurance needs since 1983. Formerly Baker Insurance, the agency emphasizes personal, faith‑based service and has over 41 years of experience in the community.
Customized Employee Benefit Plans of East Texas inc.
CHAMP Insurance provides employee benefits consulting and strategic planning for East Texas employers, offering customized benefit plans, administration, evaluation, and education.
Farmers Insurance - Teresa Adams-Wilks
Licensed insurance agency in Bullard, TX; represents 1 carrier.
Jacksonville Insurance
Jacksonville Insurance is a local, family‑owned and operated business offering auto, home, business, and life insurance services. With 38 years of experience, they provide reliable insurance solutions for individuals and businesses in Jacksonville and Bullard, Texas.
Customized Health and Medicare Plans
CHAMP is an independent insurance agency in East Texas that has been serving the community since 1983, originally as Baker Insurance. They specialize in Medicare and health insurance solutions, offering personalized, face‑to‑face service to individuals, families, and employers. The agency emphasizes integrity, faith‑based values, and over four decades of local experience.
Cauthen & Cauthen Insurance Agency
Licensed insurance agency in Flint, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.