Homeowners Insurance in Fentress, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Fentress
Within 15 miles of Fentress, TX. Click any agency to view profile, contact info, and request a quote.
Medicare Plans by MedicareMall
Medicare Mall is a specialist agency that helps clients navigate Medicare options, including Medicare Supplement (Medigap), Part D prescription drug plans, and Medicare Advantage plans. They provide personalized guidance, enrollment assistance, and ongoing support to ensure optimal coverage and cost savings.
The Insurance Team
The Insurance Team is independently owned, family‑run and locally operated in Lockhart, Texas. Our agents collectively have over 100 years of experience in the insurance industry. We are committed to finding you and your family competitive rates with accurate coverage that is unique to your insurance needs.
Cisneros Insurance Agency
Cisneros Insurance Group is an independent, locally‑owned insurance agency with two locations in Austin and San Marcos, Texas. They offer a range of personal and commercial coverage including auto, homeowners, renters, life, motorcycle and boat insurance. Their focus is on providing family‑like service and competitive prices.
Meadows Insurance Agency San Marcos
Meadows Insurance Agency is an independent Texas agency that helps customers find the right personal and commercial insurance solutions. Their agents shop multiple carriers to tailor coverage for home, auto, farm, boat, and more. They serve the San Marcos area with a focus on personalized service.
Germer Insurance Services
Germer Insurance Services is a family of independent insurance agencies owned by brothers Gary Germer Jr. and Greg Germer, with locations in Bastrop, Lockhart, and San Marcos, Texas. They offer personalized service in person, electronically, and by phone, focusing on honesty and diligent work.
Benchmark Insurance Group Inc
Benchmark Insurance Group, founded in 1984, serves the San Marcos community with a wide range of personal and business insurance solutions. The independent agency partners with multiple carriers to provide options for home, auto, commercial and specialty coverage.
Farmers Insurance - Jennifer Ochoa
Jennifer Ochoa is a Farmers Insurance agent in Lockhart, Texas, offering auto, home, renters, life, and business insurance.
Freeway Insurance
Freeway Insurance is a nationwide insurer offering auto, home, renters, life, motorcycle and boat insurance, with a location serving San Marcos, TX. Customers can get a quote online or by calling 800‑777‑5620, and assistance at 888‑443‑4662.
Family 4 Life
Family 4 Life is a 501(c)3 nonprofit founded in 2002 that reunites foster and adoptive siblings through events such as the "A Mile in My Shoes" walk and Camp Family4Life. It also runs the Dad'Zone program to support fathers and children.
Carter & Co Insurance
Texas Trusted Insurance Agency is an independent insurance agency offering a wide range of coverage including auto, homeowners, commercial, life, and health insurance. They also provide bonds, permits, and special event coverage, with a focus on the oil & gas industry. The agency emphasizes competitive pricing and tailored protection programs for clients.
Colonial Life
Colonial Life is an independent benefits provider that offers voluntary insurance products such as disability, life, accident, critical illness, dental & vision, and hospital indemnity for employers and public‑sector organizations. It simplifies enrollment and benefits administration through technology platforms like Gathr and provides personalized education and resources for employees.
Ability Insurance & Financial Services, LLC
Ability Insurance & Financial Services is an independent agency offering a wide range of insurance and financial products, emphasizing personalized service and competitive pricing. They work with multiple A‑rated carriers to find the best coverage for each client’s needs.
Bruce Germer Insurance Agency
Bruce Germer Insurance Agency is a locally owned insurance provider in Lockhart, TX offering auto, home, life, farm, flood, and recreational insurance. With over four decades of experience they partner with carriers such as Progressive, DiaryLand, and Foremost Insurance and emphasize personalized service and client satisfaction.
Rosado Insurance Agency
Rosado Insurance Agency, LLC provides high‑customer‑service insurance solutions across Texas, offering auto, home, motorcycle, flood, business and more. They partner with top‑rated carriers and draw on over 30 years of combined experience serving San Marcos, Elgin, Uvalde and surrounding areas.
Insurance Agency of San Marcos
Licensed insurance agency in San Marcos, TX. Contact directly for available products and carriers.
A I United Insurance
Ai United Insurance offers auto, home, renters, motorcycle and commercial insurance with an easy online quoting process. They emphasize fast, affordable coverage and personalized assistance.
Direct Auto Insurance
Direct Auto agency located at 1630 Aquarena Springs Dr, Ste B, San Marcos, TX offers auto insurance and related products such as term life, SR‑22 filing, roadside assistance, and collision coverage. They provide flexible payment options and serve customers in English.
Low Cost Insurance
Low Cost Insurance is an independent agency serving Lockhart and all of Texas since 2003, offering auto, home, motorcycle and other specialty insurance products. They provide flexible coverage options, online quoting, and 24/7 personal support.
Rob Geiger - GEICO Insurance Agent
GEICO Insurance Agency provides a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, earthquake, flood and commercial general liability coverage.
Ryan Powell - State Farm Insurance Agent
Ryan Powell has been in the insurance industry with State Farm for over 13 years and has operated his agency for more than 7 years, serving customers throughout Texas. The agency offers personalized service, helping clients assess and select appropriate coverage.
Monicque Yvonne Maciel: Primerica - Financial Services
Primerica is a financial services firm that helps middle‑income families with term life insurance, auto and home insurance referrals, and other investment and protection products. Established in 1977, the company emphasizes financial education and planning for the future. It operates nationwide in the U.S. and Canada with a network of licensed representatives.
Fred Loya Insurance
Fred Loya Insurance is a Texas‑based agency offering auto insurance across 12 states with over 800 offices. They provide same‑day coverage, multiple discounts, and a full range of auto coverages such as liability, comprehensive, collision, medical and roadside assistance.
San Marcos Insurance Agency, Inc.
San Marcos Insurance Agency is an independent agency offering personal and business insurance solutions in Central Texas. They emphasize personalized service, a wide range of coverage options, and community involvement. The agency highlights its experienced team and partnerships with multiple carriers to provide competitive rates.
Rebecca Pulliam - State Farm Insurance Agent
Rebecca Pulliam is a local State Farm Insurance Agent serving Lockhart and surrounding areas. She has been a State Farm Agent since 2013 and offers Auto, Homeowners, Renters, Life, Business, and other insurance services. She is active in the community and holds a ChFC designation.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.