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Homeowners Insurance in Duncanville, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Duncanville

Within 15 miles of Duncanville, TX. Click any agency to view profile, contact info, and request a quote.

FS

Fry Integra Insurance Services

Duncanville, TX· 0.8 mi
Agency
20+ agents35yr

Fry Integra Insurance Services is a family‑owned agency serving the Dallas‑Fort Worth suburbs for over 35 years. It specializes in commercial insurance such as general liability, contractor, workers’ compensation, builders risk and commercial umbrella coverage. The agency emphasizes hands‑on service, education and appreciation of its clients' personal and business needs.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Addison Insurance Company, American General Life Insurance Company, American Modern Property and Casualty Insurance Company +21
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LI

La Familia Auto Insurance

Duncanville, TX· 0.7 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable, reliable coverage and personalized service. Founded in 2010, the agency serves the community with bilingual representatives and has been operating for 15 years.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
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LI

Leo's Auto Insurance

Duncanville, TX· 0.4 mi
Agency
Very Popular
6+ agents10yr

Leo’s Auto Insurance has over a decade of experience providing reliable, affordable coverage across 14+ locations. They partner with more than 35 carriers to offer over 140 plans, delivering personalized solutions for drivers and homeowners alike.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
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AI

Alexis Auto Insurance

Duncanville, TX· 0.4 mi
Agency
New on InsurConnect
20+ agents63yr

Amador Insurance is a family‑owned agency in Dallas, Texas, founded in 1963 and serving the Texas market for over 55 years. They provide auto, home, renters, commercial and specialty insurance and emphasize personalized customer service. The agency serves both English and Spanish speaking customers.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
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EA

Ernie Williams Insurance Agency

Desoto, TX· 5.0 mi
Agency
Popular
10+ agents15yr

Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
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CI

CINCO Auto Insurance

Dallas, TX· 5.3 mi
Agency
Very Popular
10+ agents

Cinco Auto Insurance offers a range of insurance products including auto, homeowners, renters, and commercial general liability coverage, emphasizing competitive rates and personalized service through bilingual agents.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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LI

L.A. Insurance

Duncanville, TX· 2.8 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
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TT

Trust Insurance TX

Duncanville, TX· 0.5 mi
Agency
No reviews yet
20+ agents24yr

Best Southwest Insurance is an independent agency operating throughout Texas, offering personal and business insurance solutions through top‑rated carriers. They provide homeowner, renters, auto, motorcycle, RV, and commercial lines such as general liability and builders risk.

AutoCommercial GLCommercial PropertyHomeowners+4 more
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AI

ALPA Insurance

Duncanville, TX· 0.4 mi
Agency
Popular
3-5 agents15yr

ALPA Insurance offers quick, simple, no‑commitment insurance solutions across Texas, serving the community for over 15 years with more than 50 locations. They provide a range of personal and commercial coverage options and emphasize bilingual service in English and Spanish.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +29
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CI

CINCO Auto Insurance

Dallas, TX· 6.8 mi
Agency
Very Popular
10+ agents

Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across more than 900 Texas cities. Their bilingual agents provide personalized service, competitive rates, and fast coverage for customers with any credit profile.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
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DS

Duncanville Insurance Services

Duncanville, TX· 0.3 mi
Agency
New on InsurConnect
6+ agents

Duncanville Insurance Services offers auto, home, truck, life, business and specialty insurance options, providing free online quotes from top carriers to help customers find the best rates.

AutoBoatCommercial GLCommercial Property+6 more
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DP

David Peterson - State Farm Insurance Agent

Grand Prairie, TX· 7.6 mi
Agency
Very Popular
50+ agents

Saving with David is a State Farm agency led by David Peterson, offering a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency emphasizes strong relationships, personalized service, and serves the Dallas‑Fort Worth area with multiple locations.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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SI

SANTIAGO RODRIGUEZ INSURANCE

Duncanville, TX· 1.0 mi
Agency
New on InsurConnect
10+ agents

Santiago Rodriguez Insurance is a Dallas‑based agency offering a wide range of insurance products and financial solutions, from auto and homeowners to boat and commercial liability coverage. The firm highlights over 20 years of experience and provides service in both English and Spanish. They emphasize personalized quotes from trusted carriers in the area.

Spanish
AutoBoatCommercial GLHomeowners+3 more
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RI

Red Gorman Insurance

Dallas, TX· 7.4 mi
Agency
Very Popular
10+ agents

Red Gorman Insurance is a local agency that provides auto and commercial truck insurance with a strong emphasis on personalized customer service and quick quoting. The office is noted for friendly agents who help clients find competitive rates and handle payments efficiently.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ACCC Insurance Company, ANCHOR GENERAL INSURANCE COMPANY, Agricultural Workers Mutual Auto Insurance Company +31
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FI

Freeway Insurance

Duncanville, TX· 0.7 mi
Agency
Very Popular
3-5 agents

Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The site lets customers request online quotes or call a toll‑free number for assistance, and it serves all 50 U.S. states. The agency promotes quick, convenient service through its digital quote tools.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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AI

America's Best Auto Insurance

Desoto, TX· 2.0 mi
Agency
Very Popular
6+ agents

Licensed insurance agency in Desoto, TX; represents 8 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Progressive County Mutual, GAINSCO, Mercury Casualty +5
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AI

A.J. Martin Insurance

Desoto, TX· 4.2 mi
Agency
New on InsurConnect
20+ agents

AJ Martin Insurance is an independent agency that partners with numerous insurance carriers to find the best coverage and price for each client. They emphasize a personal touch and aim to simplify the process of securing auto, home, renters, commercial property, and motorcycle insurance. The agency highlights its commitment to saving customers time and money.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: Alinsco, Aspen, Bristol West +6
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EI

Estrella Insurance

Grand Prairie, TX· 6.0 mi
Agency
Popular
10+ agents

Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. We offer low‑cost auto insurance, affordable home insurance, discount renters policies, best‑price motorcycle insurance, affordable commercial insurance, life coverage, specialty lines, and reliable health insurance options.

Spanish
AutoBoatCommercial GLHomeowners+4 more
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DS

Duncanville Insurance Services

Duncanville, TX· 0.5 mi
Agency
No reviews yet
6+ agents

Duncanville Insurance Services provides a range of insurance options including auto, home, truck, life, business, and specialty lines, helping customers obtain free quotes from top insurers.

AutoBoatCommercial GLCommercial Property+6 more
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AI

A-MAX Auto Insurance

Desoto, TX· 0.7 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top-rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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BI

B&R Insurance

Grand Prairie, TX· 6.7 mi
Agency
Popular
20+ agents

Licensed insurance agency in Grand Prairie, TX; represents 30 carriers.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, AssuranceAmerica Insurance Company, Aventus Insurance Company +27
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LI

La Familia Auto Insurance

Desoto, TX· 6.6 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance provides auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage and bilingual customer service. Founded in 2010, they have 15 years of experience serving the Texas community.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
View Agency
LI

La Familia Auto Insurance

Grand Prairie, TX· 6.8 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage for diverse communities. Their mission is to protect families and eliminate barriers such as credit score judgments, while providing bilingual service. They emphasize comparing policies to find the best fit for each customer.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
View Agency
TI

True Choice Insurance

Desoto, TX· 6.0 mi
Agency
20+ agents

True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.

AutoCommercial GLHomeownersLife+2 more
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Duncanville