Skip to content

Homeowners Insurance in Conroe, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

Homeowners insurance in Conroe, TX: 24 licensed insurance agencies serve 114,600 residents in Montgomery County. auto premiums average $2,480 per year — 10% below the Texas state average. wind + hail drives 50% of homeowner claims.

24 homeowners insurance agencies in Conroe

Within 15 miles of Conroe, TX. Click any agency to view profile, contact info, and request a quote.

TI

TTA Insurance

Conroe, TX· 1.0 mi
Agency
6+ agents34yr

TTA Insurance is an independent agency that has been serving customers since 1992, offering a range of insurance products at competitive prices. The office remains fully staffed and provides service in English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+3 more
View Agency
SA

Southern Group Insurance Agency

Conroe, TX· 2.9 mi
Agency
Popular
6+ agents

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage options. They focus on quick quoting, personalized service, and claims advocacy while shopping multiple carriers to find the best cost and coverage for clients.

AutoCommercial GLFloodHomeowners+3 more
Carriers: Homeowners of America Insurance Company, Porch Insurance Reciprocal Exchange
View Agency
AI

A-MAX Auto Insurance

Conroe, TX· 3.1 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
FI

Freeway Insurance

Conroe, TX· 2.7 mi
Agency
Very Popular
3-5 agents

Freeway Insurance provides a wide range of insurance products, including auto, homeowners, renters, motorcycle, boat, and life coverage, to customers across all 50 U.S. states. The agency offers online quoting and phone assistance for quick service.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
View Agency
AI

Ai United Insurance

Conroe, TX· 1.6 mi
Agency
Very Popular
3-5 agents

Ai United Insurance offers fast, easy, and affordable coverage across multiple lines including auto, home, renters, and motorcycle insurance, as well as commercial insurance. They provide an online quoting process that guides customers through three simple steps and emphasize personalized assistance to help customers save money. The agency positions itself as a one‑stop solution for simplifying coverage needs.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Infinity (Kemper), National General +4
View Agency
SI

State Farm Insurance

Conroe, TX· 3.1 mi
Agency
Very Popular
104yr

State Farm is a nationwide insurance and financial services company offering auto, homeowners, renters, life, health, and business insurance products. Founded in 1922, it serves millions of customers through a network of agents and digital tools.

AutoBoatCommercial GLDisability+6 more
Carriers: State Farm
View Agency
PI

Professional Insurance

Conroe, TX· 1.9 mi
Agency
Popular
1-2 agents22yr

Professional Insurance has been serving Houston and East Texas since 2004, offering auto, business, renters, motorcycle, and boat insurance. The agency also provides tax and immigration assistance through NTPI‑certified agents, aiming to protect families and businesses with reliable coverage.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY, Progressive Casualty Insurance Company
View Agency
SI

Stewart Title of Montgomery County, Inc. - Willis

Willis, TX· 8.4 mi
Agency
20+ agents

Stewart Title provides title and closing services, offering tools and resources for real estate professionals, home buyers, and builders, and is committed to becoming the premier title services company.

Spanish, Mandarin Chinese, Vietnamese, Korean
AutoCommercial GLHomeownersRenters+1 more
View Agency
SA

Stokes Insurance Agency - Magnolia, Texas - Home, Auto, & Business Insurance

Magnolia, TX· 11.0 mi
Agency
Very Popular
6+ agents

Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Acceptance Casualty Insurance Company, Affirmative Insurance Company, Alinsco Insurance Company +23
View Agency
SL

Sean Meyers Insurance Services, LLC

Conroe, TX· 2.1 mi
Agency
Very Popular
1-2 agents

Sean Meyers Insurance Services is a top‑rated independent agency based in Conroe, Texas, serving the entire state. They offer personalized insurance solutions across multiple lines, comparing rates from many carriers to find the best deals for their clients.

AutoCommercial GLFloodHomeowners+3 more
View Agency
LA

Legacy Title & Abstract

Willis, TX· 8.7 mi
Agency
New on InsurConnect
10+ agents

Legacy Title & Abstract is a Texas‑based title agency providing comprehensive title insurance and escrow services for residential, commercial, and land transactions. With deep knowledge of Texas real estate law and a commitment to precision, they safeguard investments through every step of the closing process.

AutoCommercial GLHomeownersRenters+1 more
View Agency
LM

Lupe Martinez - State Farm Insurance Agent

Conroe, TX· 2.2 mi
Agency
Very Popular
1-2 agents

Lupe Martinez is a State Farm insurance agent serving Conroe, Willis and surrounding areas in Texas. The agency offers auto, home, renters, life, business, motorcycle and boat insurance, and serves English, Spanish and Portuguese speaking clients. With over 15 years of experience, the team focuses on personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas, State Farm Fire and Casualty Company +3
View Agency
FI

Fred Loya Insurance

Conroe, TX· 3.0 mi
Agency
3-5 agents

Fred Loya Insurance offers auto insurance coverage across multiple states, providing same‑day policies, a range of discounts, and 24‑hour roadside assistance. The agency emphasizes quick quotes, affordable rates, and friendly customer service.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
TI

TWFG Williams Insurance

Conroe, TX· 2.8 mi
Agency
Popular
1-2 agents

TWFG Insurance treats customers like family, offering a range of personal and small‑business insurance solutions. They partner with many carriers to provide auto, homeowners, umbrella, motorcycle and life coverage, emphasizing personalized service and community support.

AutoCommercial GLHomeownersLife+3 more
Carriers: Abacus, ACCC, Access +129
View Agency
KI

Karen Ehlers Insurance

Conroe, TX· 2.8 mi
Agency
Very Popular
1-2 agents

Our dedicated staff of insurance professionals assist clients in securing auto, home, life, boat, motorcycle, and ATV insurance in Conroe, TX. With a vast knowledge of many carriers, we shop for the best policies and provide personalized service.

AutoBoatCommercial GLFlood+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +76
View Agency
DI

Dean & Draper Insurance - Montgomery County

Conroe, TX· 1.6 mi
Agency
Popular
1-2 agents45yr

We’re a Houston‑based insurance broker serving Texas and nationwide since 1981, offering commercial and personal insurance, employee benefits, and risk management solutions. As a Trusted Choice independent agency, we partner with leading carriers and provide technology‑driven, relationship‑focused service.

AutoCommercial GLCommercial PropertyHomeowners+2 more
View Agency
NN

Nick Nazar - State Farm Insurance Agent

Conroe, TX· 3.1 mi
Agency
Popular
1-2 agents

Nick Nazar Insurance Agency is a State Farm agency based in Conroe, Texas, offering a range of insurance products including auto, homeowners, renters, life, flood, motorcycle and boat coverage. The agency serves customers in Texas and Louisiana and highlights its team’s expertise and multiple industry designations.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: State Farm
View Agency
TI

TWFG Wragge Insurance

Willis, TX· 8.5 mi
Agency
Popular
20+ agents

Licensed insurance agency in Willis, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
EA

Ernesto Barrios Insurance Agency

Spring, TX· 10.6 mi
Agency
Popular
10+ agents

Licensed insurance agency in Spring, TX; represents 7 carriers.

Indonesian
AutoCommercial GLHomeownersRenters+1 more
Carriers: American Modern Property and Casualty Insurance Company, Consumers County Mutual Insurance Company, Lighthouse Property Insurance Corporation +4
View Agency
MS

Matt Springer - State Farm Insurance Agent

Conroe, TX· 3.7 mi
Agency
Very Popular
1-2 agents

Matt Springer is a State Farm insurance agent based in Conroe, Texas. He serves individuals and families with auto, homeowners, renters, life, and business insurance, emphasizing personalized coverage. The agency prides itself on local community service and 24‑hour call/text support.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
View Agency
PI

Pronto Insurance

Conroe, TX· 1.3 mi
Agency
1-2 agents

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

Spanish
AutoBoatCommercial GLCommercial Property+4 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
View Agency
AI

Auto Partners Insurance

Conroe, TX· 2.3 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Conroe, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
HA

HealthMarkets Insurance Agency - Debra Williams

Conroe, TX· 3.5 mi
Agency

HealthMarkets helps people find health, Medicare, dental, vision, supplemental, and life insurance plans that fit their needs and budget, offering free quotes, plan comparisons, and personalized assistance through licensed agents.

AutoCommercial GLHomeownersRenters+1 more
View Agency
BI

Beathard Insurance

Conroe, TX· 3.5 mi
Agency
Popular
1-2 agents

Beathard Insurance is an independent agency in Texas that specializes in auto, home, and business insurance. They work with a variety of top carriers to find coverage that fits each customer's needs and budget.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ACCC Insurance Company, AGCS Marine Insurance Company, ANCHOR GENERAL INSURANCE COMPANY +93
View Agency

Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Conroe