Homeowners Insurance in Clute, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Clute
Within 15 miles of Clute, TX. Click any agency to view profile, contact info, and request a quote.
Kristy Anders - Farmers Insurance
Kristy Anders Farmers Insurance serves all of Brazoria County, providing personalized insurance solutions with a focus on home and family protection. The agency leverages over 30 years of industry experience to match customers with affordable coverage that fits their unique needs.
Amtex Insurance
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance. They focus on personalized service and work with multiple carriers to find low rates for customers.
Ai United Insurance
Ai United Insurance offers a range of coverage options including auto, home, renters, and motorcycle insurance, emphasizing fast, easy and affordable online quotes. The agency focuses on simplifying coverage and providing personalized assistance through online forms and representatives.
Neldal Insurance Agency
Neldal Insurance has been serving individuals, families, and group employees in Texas since 1992, offering health‑related products such as individual and family plans, Medicare, life insurance and travel insurance. The agency emphasizes personalized service, clear explanations, and responsive customer support.
Kalen Bailey - State Farm Insurance Agent
Kalen Bailey is a State Farm insurance agent serving Clute, Texas. He has been an agent since 2000 and offers State Farm products such as auto, homeowners, renters, life, and more. His office provides personalized quotes and dedicated customer service.
Neldal Insurance Agency
Neldal Insurance is a Texas‑based agency serving individuals, families, and group employees since 1992. They offer life and travel insurance and focus on personalized, responsive service to match each client’s needs.
Farmers Insurance - Bryan Douget
Licensed insurance agency in Angleton, TX; represents 17 carriers.
Insurance Plus Agencies, LLC - Progressive Local Agent
Your Insurance Company is an independent agency in Texas that offers auto, home, renters, and commercial insurance solutions. They partner with Geico and Progressive and emphasize friendly, responsive service to individuals and businesses.
Tim Keefe - State Farm Insurance Agent
Tim Keefe State Farm offers a full range of insurance products—including auto, homeowners, renters, life, business, flood, motorcycle and boat coverage—to customers throughout Texas and Brazoria County. With 18 years of experience, a 4.9/5 Google rating, and bilingual service in English and Spanish, the agency emphasizes personal relationships and community involvement.
Apple Insurance Agency
Apple Insurance Texas offers auto, commercial auto, recreational vehicle, boat and mobile home insurance with free quotes and personalized service, helping drivers with various records and credit situations.
Adrian Robinson: Allstate Insurance
Adrian Robinson, an Allstate agent in Clute, TX, has been serving the community since 2018. A graduate of Prairie View A&M University, he combines his background in biology with a passion for helping customers manage risk. He emphasizes personal service and community rapport through his agency’s office and team.
Wayne Reitmeyer - State Farm Insurance Agent
Wayne Reitmeyer has been a State Farm agent since 1984 and operating his agency in Lake Jackson since 2001, serving over 2,400 families across Texas. His team focuses on a range of insurance needs including auto, renters, life, flood, windstorm and commercial coverage. They invite customers to call, text or visit for personalized quotes.
Nick Taylor: Allstate Insurance
Nick Taylor is an Allstate agent in Lake Jackson, TX with over 25 years of experience serving the Greater Houston and Gulf Coast region. The agency offers a broad range of protection products including auto, home, condo, renters, business, life, motorcycle, boat and specialty coverage. They emphasize personalized service and community involvement.
Discount Insurance
Licensed insurance agency in Freeport, TX. Contact directly for available products and carriers.
Best Insurance Services
Best Insurance Services, Inc. provides auto, home, and business insurance in Lake Jackson and Bay City, Texas, and also offers coverage for RVs, ATVs, boats, motorcycles, and personal watercraft. They are one of the few local agents that write Progressive and Geico policies for autos, tailoring coverage to each client’s needs.
Tri-Cors Insurance Services LLC
Licensed insurance agency in Freeport, TX; represents 3 carriers.
George Franklin - State Farm Insurance Agent
George Franklin is a State Farm agent in Lake Jackson, TX, serving the community since 1973. He offers a range of insurance products including auto, motorcycle, boat, homeowners, renters, condo and life insurance. The office emphasizes personalized price plans and has over 195 years of combined experience.
Fred Loya Insurance
Fred Loya Insurance offers auto insurance coverage across 12 states with over 800 offices, emphasizing immediate coverage, no credit check, and multiple discounts. The site promotes affordable car insurance and easy online quoting.
TDECU Insurance Agency Lake Jackson
TDECU is a Texas‑based credit union that offers a range of financial services, including life and health insurance options for its members. The institution focuses on helping members protect their future with tailored coverage solutions.
Velez Insurance Agency
Licensed insurance agency in Lake Jackson, TX. Contact directly for available products and carriers.
Chris Davies - State Farm Insurance Agent
Chris Davies State Farm provides Texas residents with home, auto, homeowners, renters, and life insurance, serving the community for over 21 years and acting as a Brazosport Area Chamber of Commerce State Farm Agent since 2003.
Farmers Insurance - Patti Cardenas
Licensed insurance agency in Lake Jackson, TX; represents 1 carrier.
Blanchard Insurance
Blanchard Insurance is a local Texas Gulf Coast agency offering personalized insurance solutions. They provide auto, home, renters, flood, and business coverage with a focus on competitive rates and responsive support. The agency emphasizes lasting client relationships and community service.
Brian Lotzenhiser: Allstate Insurance
Brian Lotzenhiser is an Allstate insurance agent in Lake Jackson, TX offering a range of insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. He holds a 4.5‑star rating based on 234 client reviews.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.