Homeowners Insurance in Bergheim, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Bergheim
Within 15 miles of Bergheim, TX. Click any agency to view profile, contact info, and request a quote.
Smart Choice Benefits
Smart Choice Benefits has been guiding individuals, families, and businesses for 30 years with health insurance, Medicare, and medical cost‑sharing solutions. Their licensed agents provide personalized support and a wide range of plan options to help clients save on coverage.
Texas Insurance Now
Texas Insurance Now helps individuals and families find health, life, Medicare, dental, vision and supplemental insurance. They offer personalized assistance, compare top carriers, and aim to provide affordable coverage with a lowest price guarantee. Their reputation is built on trust and dedicated support.
MyEyeDr.
Licensed insurance agency in Bulverde, TX. Contact directly for available products and carriers.
State Farm Insurance Agent
State Farm is a nationwide insurance and financial services company offering auto, home, renters, life, and business insurance, serving millions of customers since 1922.
Hulett Insurance
Hulett Insurance is an independent agency that has been serving Texas since 1995, providing personal and business insurance solutions such as auto, home, and umbrella coverage.
Fiesta Auto Insurance & Tax Service
Fiesta Insurance & Tax offers auto, home, business, rental‑property, boat and motorcycle insurance along with personal and business tax services. Their team emphasizes simple, affordable coverage and treats customers like family. They target English‑ and Spanish‑speaking clients in Texas.
Jeremy Fuller - State Farm Insurance Agent
Jeremy Fuller is a State Farm insurance agent with 22 years of experience, offering a full range of State Farm‑approved insurance products and financial services across three Texas locations. The agency serves individuals, families, and businesses, and is licensed in Texas, Oklahoma, Arkansas, Louisiana, and New Mexico.
Kathleen Banse - State Farm Insurance Agent
Kathleen Banse is a State Farm Insurance Agent since 2006 serving Bulverde, TX and surrounding counties. She offers auto, home, renters, health, life, commercial and business insurance, and provides service in English and Spanish. The agency has been voted Business of the Year and holds a 4.8/5 Google rating.
Travis Slaydon - State Farm Insurance Agent
Travis Slaydon is a State Farm insurance agent serving Boerne, Texas and surrounding Hill Country communities. His agency offers a range of personal and business insurance products, including auto, homeowners, renters, life, health, and commercial coverage. The team emphasizes local, neighborly service and 24/7 availability.
Bulverde Vision Source
Bulverde Vision Source provides individualized eye care in Bulverde, Texas, offering comprehensive eye exams, pediatric exams, contact lens fittings, glaucoma care, and dry eye treatments. The practice emphasizes personalized service and a comfortable environment for families.
Farmers Insurance - Greg Chandler
Licensed insurance agency in Canyon Lake, TX; represents 1 carrier.
Crystal Fuller - State Farm Insurance Agent
Crystal Fuller is a State Farm insurance agent in San Antonio, Texas, operating since 2010. She offers a wide range of personal and commercial insurance products, including auto, homeowners, renters, life, flood, disability, motorcycle, and boat coverage. The agency serves English, Spanish, and American Sign Language speakers.
Glick Insurance
Michael Glick Insurance Agency, based in Boerne, Texas, offers personalized insurance solutions with a focus on friendly customer service and helping clients protect what matters most. The agency emphasizes experience, competitive rates, and clear guidance across multiple insurance types.
Melissa Jones Insurance Agency
Melissa Jones Insurance is a certified woman‑owned, minority‑owned independent agency that partners with over 50 insurance companies. It offers personalized business and personal insurance solutions and is a member of Preferred Choice Insurance.
Ginny Thompson - State Farm Insurance Agent
Ginny Thompson is a State Farm insurance agent in Boerne, Texas, celebrating over 40 years in the business. She offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the local community and the wider Texas market. The agency emphasizes asset protection, wealth management, and personalized service.
Mammen Family Public Library
The Mammen Family Public Library serves the Bulverde / Spring Branch area and surrounding communities, offering a wide range of programs for children, teens, and adults, including books, events, makerspace resources, and virtual author talks.
Piazza Insurance Agency LLC
Piazza Insurance Agency LLC is a full‑service insurance brokerage offering a wide range of products—including auto, home, renters, commercial liability, umbrella and life coverage—to individuals and businesses. The agency emphasizes personalized service, claims assistance, and competitive pricing, and highlights its experienced, licensed advisors.
First United Bank - Bulverde
First United Bank is a community bank offering personal and business banking services, including checking accounts, mortgages, and financial well‑being resources.
Peter Story - State Farm Insurance Agent
State Farm agent Peter J Story provides a full suite of insurance products—including auto, motorcycle, homeowners, renters, life, health, business and boat coverage—along with banking, investment and annuity services for San Antonio and surrounding Texas communities.
Amanda Munis - State Farm Insurance Agent
Amanda Munis is a State Farm® insurance agent in San Antonio with over twenty years in the insurance and financial services industry. She offers auto, homeowners, renters, life, and business coverage and serves both English‑ and Spanish‑speaking clients.
Steven Chafin: Allstate Insurance
Steven Chafin is an Allstate insurance agent serving Spring Branch, TX, offering auto, home, renters, motorcycle, boat, and life insurance products. He emphasizes community relationships and personalized coverage solutions.
Nihill Insurance Services, LLC dba AIA of Texas Insurance Agency
AIA of Texas is a local insurance agency serving Cedar Park and Spring Branch, Texas, offering coverage across the entire state. They specialize in personal and commercial insurance solutions and emphasize fast, reliable service.
Mojo Insurance
Mojo Insurance Wizards help clients avoid shopping for insurance by comparing rates from over 40 A‑rated carriers. They offer personalized service across auto, homeowners, life, commercial and umbrella policies, handling everything from quotes to policy changes.
WS&P Insurance: Walthall Sachse & Pipes Inc.
Walthall Sachse & Pipes, Inc. is an independent insurance agency serving Texas since 1973, offering access to a wide market of carriers and brokers. They provide personalized insurance programs for both personal and commercial needs.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.