Homeowners Insurance in Balch Springs, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Balch Springs
Within 15 miles of Balch Springs, TX. Click any agency to view profile, contact info, and request a quote.
A Tiempo Insurance & Tax
A Tiempo Insurance & Tax Service is your local community auto insurance agency. We take the hassle out of shopping for auto insurance by providing fast, easy, and affordable quotes with the ability to purchase same‑day coverage if needed. Our agency in Balch Springs offers great protection for you, your family, and your automobiles.
Baja Auto Insurance
Baja Auto Insurance is a Texas‑based agency that provides affordable auto insurance with flexible coverage options, including liability and full coverage. They serve drivers with various risk factors and emphasize bilingual service, stating “Se habla español.”
Lopez Auto Insurance
Lopez Auto Insurance, founded in 2011, provides auto, homeowners, motorcycle and boat insurance throughout the Dallas/Fort Worth area. They emphasize quick, easy quotes, personalized customer service, and a range of coverage options. The agency highlights a decade of experience and a commitment to helping clients navigate insurance needs.
Al Costo Insurance
Connect MGA LLC aims to be the premier auto insurance partner for Texas independent agents, offering a Texas Personal Auto Policy focused on comp/collision coverage and a user‑friendly system that rewards long‑term loyalty.
Texas Quality Insurance
Texas Quality Insurance offers auto, home, and business insurance solutions, including general liability, workers comp, and umbrella coverage. They serve the Garland and Mesquite areas in Texas, with options for quotes and payments online.
A-Affordable has partnered with Freeway Insurance
Freeway Insurance helps customers across all 50 states compare quotes from over 200 insurance carriers, offering affordable coverage for auto, motorcycle, renters, homeowners, SR‑22 and commercial vehicles. With more than 39 years of experience and bilingual agents, they aim to provide fast, personalized service both online and in‑store.
La Familia Auto Insurance
La Familia Insurance helps individuals and families protect their assets with affordable, reliable coverage. Their mission is to eliminate fear of loss and provide access to insurance regardless of background or credit history. They emphasize personal service and bilingual support for the community.
CINCO Auto Insurance
Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across Texas, emphasizing competitive rates, quick service, and bilingual agents who personalize coverage for each client.
Hernandez Insurance Agency
We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.
Leo's Auto Insurance
Leo's Auto Insurance helps customers compare and save on insurance, offering a wide range of coverage options including auto, homeowners, renters, commercial liability, and motorcycle insurance. With over a decade of experience and 14+ locations, they partner with numerous carriers to provide more than 140 plans. Their focus is on fast quotes, personalized service, and helping drivers of all backgrounds get the coverage they need.
Medicare Brothers
Medicare Brothers is an independent insurance agency serving the Dallas/Fort Worth metroplex and the rest of Texas. They specialize in Medicare Advantage, Medicare Supplement (Medigap), life, and health insurance, helping customers find coverage that protects what matters most.
Lopez Auto Insurance
Lopez Auto Insurance provides auto, homeowners, motorcycle, and boat insurance in the Dallas/Fort Worth area. They emphasize fast quotes, personalized service, and a friendly staff that helps clients navigate claims and life events. Founded in 2011, the agency aims to offer affordable, flexible coverage options.
CINCO Auto Insurance
Cinco Auto Insurance offers a full range of personal and commercial insurance products—including auto, homeowners, renters, general liability and property coverage—through multiple hand‑picked carriers. Based in Texas, the agency highlights bilingual service and a strong focus on customer satisfaction, boasting over 7,000 five‑star Google reviews.
La Familia Auto Insurance
La Familia Insurance offers auto, home, renters, and commercial insurance, emphasizing affordable, reliable coverage and bilingual service for the community. Their mission is to protect families without judgment and help them avoid the fear of losing everything.
Freeway Insurance
Freeway Insurance provides a variety of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and offers online quote tools and phone assistance for customers across the United States.
Baja Auto Insurance
Baja Auto Insurance is a Texas‑based company offering cheap car insurance with flexible coverage options, including liability and full coverage for drivers with tickets, accidents, or a DUI. They provide access to top‑rated carriers, discounts, and bilingual agents.
Lopez Auto Insurance
Lopez Auto Insurance, based in Texas, offers auto, homeowners, mobile home, motorcycle and boat insurance. Since 2011 they provide quick quotes and personalized service across the Dallas/Fort Worth area.
Chase Success, LLC /IZC INSURANCE
IZC Insurance is a multi‑line agency that serves all 50 states, offering personalized coverage for homes, cars, motorcycles, boats, flood and other personal insurance needs. Their agents focus on finding competitive quotes and providing responsive service to families and individuals.
Leo's Auto Insurance
With over a decade of experience, Leo’s Auto Insurance provides reliable and affordable coverage across 14+ locations. They partner with 35+ top carriers to offer 140+ plans, delivering personalized solutions for drivers and homeowners.
City Auto Insurance
City Auto Insurance is an independent agency in Texas that helps customers find competitive rates for auto, home, and renters insurance, offering a one‑stop shopping experience and bundled packages. They also assist with commercial, SR‑22, and specialty coverage when needed.
City Auto Insurance
City Auto Insurance is an independent agency that helps customers find great rates and offers a one‑stop shopping experience with auto, home, and renter’s insurance. Their trained professionals aim to match unique insurance needs with bundled packages and serve the local community.
Superior Insurance & Tax
Superior Insurance & Tax is an agency in Balch Springs, Texas that provides customized insurance solutions, wealth‑management consulting, and tax preparation for families, entrepreneurs, and small‑to‑medium businesses throughout North Texas.
Fiesta Auto Insurance & Tax Service
Fiesta Insurance and Tax provides auto, home, business, rental property, boat, and motorcycle insurance along with personal and business tax services, targeting the Latino community in Texas.
La Familia Auto Insurance
La Familia Insurance offers auto, home, renters, and commercial insurance with a focus on affordable, reliable coverage for a diverse community. Their mission is to protect families and businesses, emphasizing bilingual service and a no‑judgment approach. Founded in 2010, they have 15 years of experience serving Texas.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.