Homeowners Insurance in Alamo, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Alamo
Within 15 miles of Alamo, TX. Click any agency to view profile, contact info, and request a quote.
Greenspoint Insurance - San Juan
Greenspoint Insurance is a McAllen, TX based agency offering auto, home, life, health, and other insurance services. They partner with multiple carriers to provide a range of coverage options for individuals and families.
Paisano Income Tax, Insurance, Multiservices
Paisano Tax offers tax preparation, bookkeeping, immigration, insurance, motor‑vehicle and notary services, emphasizing personalized assistance for the Hispanic community. The firm highlights friendly, knowledgeable staff and a commitment to guiding clients through financial and legal matters.
Tovar Financial Group
Tovar Financial Group, founded in 2003 by Gabriel Tovar, provides professional assistance in Medicare planning as well as life, health, and retirement insurance solutions. Operating from Austin and Weslaco, Texas, the agency leverages over 25 years of industry experience to serve families and individuals.
Direct Auto Insurance
Direct Auto is a local insurance agency in Alamo, Texas offering auto, term life, and SR‑22 insurance along with roadside assistance and flexible payment options. The office serves the community with extended weekday hours and provides direct quotes online or in‑person.
Truckers Insurance
Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.
SECUREWAY INSURANCE AGENGY, LLC
Licensed insurance agency in Alamo, TX; represents 8 carriers.
BUENROSTRO FINANCIAL LLC
Licensed insurance agency in Alamo, TX; represents 5 carriers.
TYO LLC
Licensed insurance agency in Alamo, TX; represents 1 carrier.
INSURANCE SOLUTIONS GURU LLC
Licensed insurance agency in Alamo, TX; represents 2 carriers.
INSURANCE BY FAITH AGENCY LLC
Licensed insurance agency in Alamo, TX; represents 1 carrier.
B & B Insurance
B&B Insurance is a multi‑line agency serving the Rio Grande Valley with eight locations. It provides affordable auto, home, renters, commercial, umbrella, life, and motorcycle coverage, offering discounts for multiple policies. The agency emphasizes quick claims service and local expertise.
Amtex Insurance
Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
SAMES MCALLEN, INC.
Licensed insurance agency in Mcallen, TX; represents 1 carrier.
Freeway Insurance
Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, and business coverage, and serves customers in all 50 U.S. states. The site provides options for online quotes and phone assistance.
DON RAMON INSURANCE AGENCY LLC
Licensed insurance agency in Alamo, TX. Contact directly for available products and carriers.
FTO TEXAS, LLC
Licensed insurance agency in Alamo, TX. Contact directly for available products and carriers.
RISKVEIL LLC
Licensed insurance agency in Alamo, TX. Contact directly for available products and carriers.
Fred Loya Insurance
Fred Loya Insurance offers auto insurance across 12 states with multiple discount options and same‑day coverage. The agency emphasizes quick online quotes and a network of local agents.
Amtex Insurance
Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.
CHAPA'S MOVING EXPRESS LLC
Licensed insurance agency in Mcallen, TX; represents 2 carriers.
Trucking Now Insurance
Licensed insurance agency in San Juan, TX; represents 7 carriers.
Ontiveros Insurance
Licensed insurance agency in San Juan, TX. Contact directly for available products and carriers.
PACHECO INSURANCE GROUP LLC
Licensed insurance agency in San Juan, TX; represents 3 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.