Flood Insurance in Texas City, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Texas City
Within 15 miles of Texas City, TX. Click any agency to view profile, contact info, and request a quote.
Bergvall Insurance
Bergvall Insurance Agency is a family‑owned insurance agency in Texas City offering auto and homeowners coverage. They emphasize personalized service and highlight that clients find them understanding, personable, and providing great customer service.
Brightway Insurance, The Vela Agency
The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.
Texas First Insurance
Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.
Foree Insurance
Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, homeowners, renters, commercial, motorcycle, boat and flood insurance with free quotes and personalized service across Texas.
Brad Spurgeon Insurance Agency Inc.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.
1 Stop Insurance & More
One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.
SMI Insurance
SMI Agency, founded in 1981 in Galveston, Texas, provides a wide range of personal and commercial insurance policies across Texas, including homeowners, renters, flood, and liability coverage. The agency emphasizes integrity, customer focus, and community values while serving individuals and businesses.
Goosehead Insurance - Jessica Flores
Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.
Mark Spurgeon Insurance Agency, Inc.
Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.
Blanchard Insurance
Blanchard Insurance serves the Texas Gulf Coast, offering personalized insurance solutions for auto, home, renters, flood, and business needs. The agency emphasizes local, responsive support and competitive rates to build lasting client relationships.
Brad Spurgeon Insurance Agency Inc.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, life, and other insurance products to protect families and businesses.
Blanchard Insurance Services
Blanchard Insurance is a Texas Gulf Coast agency offering auto, home, renters, flood, and business insurance. They focus on personalized service, competitive rates, and shopping multiple carriers to find the best coverage for clients.
Rochkind Insurance
Rochkind Insurance, founded in 1987, is a family‑owned agency serving Galveston and the greater Houston area. It offers life, homeowners, auto, commercial, windstorm and flood insurance to individuals, families and businesses.
Katie Kuroski - GEICO Insurance Agent
GEICO Insurance Agency offers a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood, earthquake and commercial liability coverage. The site provides tools to get quotes, manage policies, and access claims support. GEICO partners with other insurers to offer additional specialty policies.
Steve Bridges - State Farm Insurance Agent
Steve Bridges State Farm has proudly served League City, TX since 1987. The team listens, answers questions clearly, and assists customers throughout League City, Houston, Seabrook, Pearland, Clear Lake, Kemah, Friendswood and surrounding areas. They offer a wide range of insurance options for individuals, families and business owners.
Robinson Family Insurance
Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.
American Proud Insurance
American Proud Insurance is a family‑owned agency offering fast, friendly, and reliable service. They provide a range of coverage including auto, homeowners, flood, windstorm, business and Mexico insurance, emphasizing personalized protection for families and businesses.
Insurance Junction
Insurance Junction is an independent insurance agency serving Galveston County and surrounding Texas coastal communities since 1996. They provide personal and commercial insurance options including auto, homeowners, renters, flood, umbrella, boat and various commercial coverages.
Goosehead Insurance - Barbara Cribbs
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online quote tools and mobile app let customers get coverage quickly and affordably. The agency emphasizes personalized service and expert agents.
NavSav Insurance - Galveston
NavSav Galveston, formerly Henry Freudenburg Insurance Agency, is a full‑service insurance agency in Galveston, Texas offering personal and commercial coverage including home, auto, health, life, and agricultural policies.
Goosehead Insurance - Tammy Mazoch
Goosehead Insurance provides home, auto, renters, boat, motorcycle and flood insurance through a network of agents, offering smart coverage options and personalized quotes. The agency emphasizes expert agents, clear communication, and a focus on getting the right coverage at the best value.
Goosehead Insurance - Adam Bryant
Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance through a network of agents, providing personalized quotes from over 200 hand‑picked carriers.
Powell Insurance Agency LLC
Powell Insurance Agency LLC is an independent insurance agency serving League City and the rest of Texas. They offer personal insurance lines such as auto, homeowners, motorcycle, boat, flood, renters, and umbrella, as well as commercial options like general liability and commercial auto. The agency emphasizes quick online quotes and dedicated service teams.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.