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Flood Insurance in South Houston, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in South Houston

Within 15 miles of South Houston, TX. Click any agency to view profile, contact info, and request a quote.

TA

TIA-Texas Insurance Agency

Pearland, TX· 2.1 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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TA

TIA-Texas Insurance Agency

Houston, TX· 7.2 mi
Agency
Popular
10+ agents27yr

Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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SA

Southern Group Insurance Agency

Pasadena, TX· 3.5 mi
Agency
Popular
6+ agents

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.

AutoCommercial GLFloodHomeowners+3 more
Carriers: AMFIRST INSURANCE COMPANY, American General Life Insurance Company, Dearborn Life Insurance Company +4
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CT

Commercial Insurance Services of Texas

Pearland, TX· 8.0 mi
Agency
10+ agents

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY
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TA

TIA- Texas Insurance Agency/Uvalde Insurance Agency

Houston, TX· 9.9 mi
Agency
Very Popular
10+ agents27yr

Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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KL

KleeCo Insurance Agency LLC

Deer Park, TX· 6.6 mi
Agency
New on InsurConnect
20+ agents

KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.

AutoBoatCommercial GLFlood+3 more
Carriers: AIG PROPERTY CASUALTY COMPANY, Cincinnati Casualty Company, The, Cincinnati Indemnity Company, The +1
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TA

TIA- Texas Insurance Agency

Pasadena, TX· 1.1 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable coverage for individuals, families, and businesses. They compare multiple carriers to match customers with the right policies and provide free, no‑obligation quotes.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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TA

TIA- Texas Insurance Agency

Seabrook, TX· 1.0 mi
Agency
Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency serving individuals, families and businesses in Texas since 1999. They offer a variety of products—including auto, homeowners, renters, motorcycle, commercial and flood insurance—and compare multiple carriers to provide affordable coverage with free quotes.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
AT

AIM Insurance of Texas - Houston

Houston, TX· 1.2 mi
Agency
Popular
1-2 agents43yr

Aim Insurance of Texas is an independent agency founded in 1983 that offers a range of personal and commercial insurance products, emphasizing affordable rates and personalized coverage. Based in Pasadena, TX, the agency serves the Houston‑Pasadena area and the entire state of Texas.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: ACCC Insurance Company, Accident Insurance Company, Inc., Agricultural Workers Mutual Auto Insurance Company +34
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HA

Harlan Insurance Agency

Deer Park, TX· 6.6 mi
Agency
6+ agents22yr

Harlan Insurance Agency, founded in 2004 by Bruce Harlan, is an independent agency serving Greater Houston. They provide personalized insurance solutions for individuals and businesses, focusing on home, auto, life, flood, commercial and specialty coverages. With over 20 years of experience they partner with top‑rated carriers to offer competitive options.

AutoHomeownersRentersCommercial GL+5 more
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TA

TIA- Texas Insurance Agency

Pearland, TX· 1.6 mi
Agency
1-2 agents27yr

TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families and businesses in Texas find affordable coverage. The agency compares multiple carriers to tailor policies such as auto, home, renters, commercial and specialty lines.

Spanish
AutoHomeownersRentersCommercial GL+4 more
Carriers: Aetna Dental Inc., Aetna Health Inc., Aetna Health Insurance Company +13
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WA

Whittington Insurance Agency

Webster, TX· 11.1 mi
Agency
Very Popular
6+ agents29yr

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company, United Concordia Dental Plans of Texas, Inc. +1
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TA

TIA- Texas Insurance Agency

Pasadena, TX· 2.4 mi
Agency
Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. They compare multiple carriers to match customers with auto, homeowners, renters, commercial, and specialty policies. The agency emphasizes bilingual service and personalized support.

Spanish
AutoHomeownersRentersCommercial GL+5 more
View Agency
AI

Affordable Quality Insurance

Pasadena, TX· 2.0 mi
Agency
Very Popular
1-2 agents

Affordable Quality Insurance provides affordable and comprehensive insurance solutions for Texas residents, serving both individuals and businesses with a range of coverage options including auto, home, flood, life, health, and commercial policies.

AutoCommercial GLCommercial PropertyFlood+4 more
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TA

TIA- Texas Insurance Agency

Pearland, TX· 3.6 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage across Texas. The agency compares multiple carriers to match customers with policies that fit their needs, offering a wide range of personal and commercial insurance products.

Spanish
AutoMotorcycleHomeownersRenters+4 more
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TA

TIA- Texas Insurance Agency

Texas City, TX· 1.4 mi
Agency
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses in Texas find affordable coverage across a wide range of insurance products. The agency emphasizes personalized service, free quotes, and multilingual support for English and Spanish speakers.

AutoHomeownersRentersCommercial GL+4 more
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JW

Johnny White - State Farm Insurance Agent

League City, TX· 12.6 mi
Agency
Very Popular
6+ agents48yr

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

Spanish
AutoBoatCommercial GLDisability+6 more
Carriers: State Farm
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TA

TIA- Texas Insurance Agency

Pasadena, TX· 2.5 mi
Agency
Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable insurance coverage across Texas. They compare multiple carriers to provide auto, homeowners, renters, business and specialty policies.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
TA

TIA- Texas Insurance Agency

Pasadena, TX· 4.0 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, home, and business insurance across Texas. They compare multiple carriers to find coverage that fits individual and commercial needs, offering free quotes and personalized service.

Spanish
AutoHomeownersRentersCommercial GL+4 more
View Agency
WI

Whittington Insurance

Webster, TX· 9.9 mi
Agency
New on InsurConnect
10+ agents29yr

Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.

AutoBoatCommercial GLCommercial Property+6 more
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TA

TIA- Texas Insurance Agency

Pearland, TX· 2.5 mi
Agency
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses find affordable coverage in Texas. They compare multiple carriers to match clients with policies that fit their needs and budget.

AutoHomeownersRentersCommercial GL+4 more
View Agency
MA

Mike Cooksley Insurance Agency

La Porte, TX· 12.4 mi
Agency
New on InsurConnect
20+ agents

Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.

AutoBoatCommercial GLFlood+4 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Family Home Insurance Company, Auros Reciprocal Insurance Exchange +21
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HG

HIG-Henrich Insurance Group

Webster, TX· 7.1 mi
Agency
Very Popular
3-5 agents36yr

Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.

AutoCommercial GLFloodHomeowners+4 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +53
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AI

AAAA Insurance

Pasadena, TX· 2.3 mi
Agency
1-2 agents32yr

AAAA Insurance is a family‑owned, independent agency serving the greater Houston metro area with auto, home, and commercial insurance. Founded in 1994, it has grown from a single office to over 15 locations across Houston, Pasadena and Katy. The agency emphasizes customer service and offers a wide range of coverage options.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.