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Flood Insurance in Rockwall, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

13 flood insurance agencies in Rockwall

Within 15 miles of Rockwall, TX. Click any agency to view profile, contact info, and request a quote.

CL

Cordial Insurance Group LLC

Rowlett, TX· 8.8 mi
Agency
New on InsurConnect
20+ agents

Cordial Insurance Group is an independent insurance agency based in Rowlett, Texas that offers personal and commercial insurance solutions. They emphasize personalized, local service and access to a wide range of carriers to find the best coverage and price for customers.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +32
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GA

GEICO Insurance Agent

Rockwall, TX· 3.6 mi
Agency

GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools and links to partner carriers, allowing customers to get assistance via phone, online portal, or the GEICO mobile app.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +1
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CI

Chase Success, LLC /IZC INSURANCE

Balch Springs, TX· 12.5 mi
Agency
6+ agents

IZC Insurance is a multi‑line agency that serves all 50 states, offering personalized coverage for homes, cars, motorcycles, boats, flood and other personal insurance needs. Their agents focus on finding competitive quotes and providing responsive service to families and individuals.

AutoBoatCommercial GLFlood+4 more
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3I

3D Insurance Services, Inc.

Rowlett, TX· 12.6 mi
Agency
New on InsurConnect
20+ agents

3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.

AutoHomeownersRentersCommercial GL+9 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +70
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VE

Victoria Elliott - GEICO Insurance Agent

Mesquite, TX· 12.2 mi
Agency
Very Popular

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools, and contact numbers for assistance.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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BA

Brightway Insurance, The Cypert Agency

Rockwall, TX· 5.7 mi
Agency
New on InsurConnect
1-2 agents

Brightway Cypert Agency is a local insurance agency in Rockwall offering a range of personal and business insurance options, providing multiple quotes from various carriers. They simplify the insurance process and guide clients to the best coverage at the best price.

AutoHomeownersRentersCommercial GL+4 more
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SI

Suitable Insurance

Mesquite, TX· 13.3 mi
Agency
Popular
1-2 agents

Suitable Insurance is an insurance agency located in Mesquite, TX serving clients across Texas, offering a wide range of personal and commercial insurance products such as auto, home, flood, umbrella, renters, pet, boat, life, and health insurance. The agency partners with multiple carriers to provide competitive options and emphasizes personalized service from professional agents.

Spanish
AutoHomeownersRentersCommercial GL+5 more
Carriers: Alinsco Insurance Company, American Economy Insurance Company, American Family Home Insurance Company +55
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RI

RW Insurance Services Inc

Terrell, TX· 12.1 mi
Agency
Popular
1-2 agents

RW Insurance Services Inc offers a range of insurance options for Texas residents, including home, auto, commercial, boat/watercraft, flood, motorcycle, and RV coverage. Their team works to match policies to individual needs and provides personalized assistance.

AutoBoatCommercial GLFlood+4 more
Carriers: Wellington, Anchor, CNA +14
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HA

Hernandez Insurance Agency

Terrell, TX· 11.7 mi
Agency
19yr

We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop where you can get home, auto, commercial auto, general liability, renters and life insurance, plus notary services, translations, tax processing and financial education.

Spanish
AutoHomeownersRentersCommercial GL+3 more
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BA

Brightway Insurance, The Lunte Family Agency

Wylie, TX· 12.7 mi
Agency
Very Popular
1-2 agents

Brightway Insurance offers a modern, independent agency experience that connects customers with a variety of carriers and personalized insurance solutions. They emphasize trust, fast service, and a community‑focused approach, highlighting positive client testimonials and a simple three‑step process for getting quotes.

AutoBoatCommercial GLFlood+5 more
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DA

Decisive Insurance Agency - Fate

Royse City, TX· 7.7 mi
Agency
No reviews yet
1-2 agents

Decisive Insurance provides commercial, life, home, and auto insurance policies, partnering with A-rated admitted carriers to ensure quality coverage. The agency offers a range of products including homeowner, auto, motorcycle, RV, boat, and specialty lines such as flood and renters insurance.

AutoBoatCommercial GLCommercial Property+6 more
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PA

Paul Lukachek Insurance Agency

Mesquite, TX· 12.0 mi
Agency
New on InsurConnect
1-2 agents

The agency partners with Progressive to provide a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, flood, and umbrella coverage, with bundling options that can increase savings and simplify management.

Spanish
AutoHomeownersRentersCommercial GL+6 more
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company, Homeowners of America Insurance Company +1
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PL

Pegasus Insurance Group, LLC

Wylie, TX· 12.5 mi
Agency
New on InsurConnect
1-2 agents

Pegasus Insurance Group, LLC helps consumers save money, businesses reduce risk, and families protect their financial future. The agency serves Sachse and surrounding Texas communities, treating clients like family. They offer a wide range of personal and commercial insurance solutions.

Spanish
AutoHomeownersRentersCommercial GL+6 more
Carriers: Cimarron Insurance Company, Inc., Homeowners of America Insurance Company, Porch Insurance Reciprocal Exchange +1
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.