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Flood Insurance in Princeton, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

14 flood insurance agencies in Princeton

Within 15 miles of Princeton, TX. Click any agency to view profile, contact info, and request a quote.

GI

Gant Group Inc

Mckinney, TX· 9.1 mi
Agency
New on InsurConnect
20+ agents

We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.

AutoBoatCommercial GLCommercial Property+8 more
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AG

Amity Insurance Group

Mckinney, TX· 7.9 mi
Agency
Very Popular
1-2 agents

Amity Insurance Group is your trusted partner for insurance services based in McKinney, TX. Our mission is to make the process simple and provide expert support as you navigate the many coverage options available. Our team of North Texas insurance experts is ready for any situation and can advise you on insurance policies and quote comparisons.

AutoHomeownersCommercial GLFlood+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +96
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PS

Preferred Insurance Solutions

Allen, TX· 11.5 mi
Agency
New on InsurConnect
10+ agents

Preferred Insurance Solutions is an independent insurance agency serving Allen, Texas and surrounding areas. They offer a full range of personal and commercial insurance products, representing multiple carriers to find the best coverage for families and businesses.

AutoHomeownersBoatMotorcycle+6 more
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IG

Integrity Insurance Group

Mckinney, TX· 11.0 mi
Agency
Very Popular
3-5 agents

Integrity Insurance Group in Texas provides a zero‑hassle process, comparing over 60 carriers to find the best insurance options for individuals and families. They offer personal, life, auto, home, umbrella, flood and boat coverage with a focus on personalized service and claims advocacy.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +128
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CL

Cano Molina Insurance Broker LLC

Allen, TX· 12.1 mi
Agency
Popular
3-5 agents

Canó Molina Insurance Brokers provides a full range of commercial, personal and specialty insurance solutions, including auto, home, flood, life and umbrella coverage. They emphasize customized risk management for individuals and businesses in the Dallas‑Fort Worth area, highlighting integrity and a broad selection of carriers. The agency promotes comprehensive protection through both personal lines and commercial policies.

Spanish
AutoHomeownersRentersCommercial GL+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +79
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PL

Partners Insurance of Texas LLC

Mckinney, TX· 13.3 mi
Agency
New on InsurConnect
3-5 agents6yr

Partners Insurance is an independent agency founded in 2020 that compares quotes from over 10 top carriers to provide maximum coverage at the best rate. They specialize in home, auto, business, flood and umbrella policies, emphasizing personalized service and bilingual support.

Spanish, Vietnamese, Korean
AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: AmTrust Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +15
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BA

Brightway Insurance, The Lunte Family Agency

Wylie, TX· 10.8 mi
Agency
Very Popular
1-2 agents

Brightway Insurance offers a modern, independent agency experience that connects customers with a variety of carriers and personalized insurance solutions. They emphasize trust, fast service, and a community‑focused approach, highlighting positive client testimonials and a simple three‑step process for getting quotes.

AutoBoatCommercial GLFlood+5 more
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MI

Millennium Insurance

Wylie, TX· 8.0 mi
Agency
1-2 agents

Insuring our local community, our dedicated staff of insurance professionals assist clients in securing policies to protect them and their loved ones for years to come, leveraging a vast knowledge of many carriers to find the best coverage.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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TI

Texas Independent Insurance

Allen, TX· 11.5 mi
Agency
Very Popular
1-2 agents

Texas Independent Insurance is a multiple‑line, independent brokerage that focuses on providing tailored insurance solutions for individuals and businesses. The agency emphasizes unbiased reviews, a rate‑shop guarantee, and 24/7 online service, working for clients rather than any single carrier.

AutoHomeownersRentersCommercial GL+6 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company +104
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IC

Insurance City

Plano, TX· 14.9 mi
Agency
Very Popular
1-2 agents

Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.

Spanish
AutoHomeownersFloodBoat+2 more
Carriers: BCS INSURANCE COMPANY, Jefferson Insurance Company, United States Fire Insurance Company
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TA

The Wise Insurance Agency

Prosper, TX· 13.8 mi
Agency
New on InsurConnect
1-2 agents36yr

Wise Insurance Agency, based in Northeast Indiana since 1990, offers personalized insurance solutions with a knowledgeable, caring team. They provide a wide range of coverage options, emphasizing attentive service and competitive pricing.

AutoBoatCommercial GLFlood+5 more
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PL

Pegasus Insurance Group, LLC

Wylie, TX· 12.5 mi
Agency
New on InsurConnect
1-2 agents

Pegasus Insurance Group, LLC helps consumers save money, businesses reduce risk, and families protect their financial future. The agency serves Sachse and surrounding Texas communities, treating clients like family. They offer a wide range of personal and commercial insurance solutions.

Spanish
AutoHomeownersRentersCommercial GL+6 more
Carriers: Cimarron Insurance Company, Inc., Homeowners of America Insurance Company, Porch Insurance Reciprocal Exchange +1
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BA

Brightway Insurance, The Cypert Agency

Rockwall, TX· 15.0 mi
Agency
New on InsurConnect
1-2 agents

Brightway Cypert Agency is a local insurance agency in Rockwall offering a range of personal and business insurance options, providing multiple quotes from various carriers. They simplify the insurance process and guide clients to the best coverage at the best price.

AutoHomeownersRentersCommercial GL+4 more
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PI

Progressive Car Insurance

Plano, TX· 14.5 mi
Agency
New on InsurConnect
1-2 agents89yr

Progressive Insurance, founded in 1937, is a leading insurer offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and commercial coverages. It serves over 43 million customers with 24/7 support and focuses on discounts and bundled policies.

Spanish
AutoHomeownersRentersMotorcycle+6 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.