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Flood Insurance in Port Arthur, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

13 flood insurance agencies in Port Arthur

Within 15 miles of Port Arthur, TX. Click any agency to view profile, contact info, and request a quote.

CI

Callarman Insurance

Port Arthur, TX· 2.6 mi
Agency
20+ agents32yr

Callarman Insurance is an independent agency in Port Arthur, TX, serving the community since 1994. They operate 24/7, offering online quotes and a suite of customer service forms, and are members of the BBB and AIAA. The agency works with numerous insurance carriers to find the right coverage for each client.

AutoBoatCommercial GLFarm+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Family Home Insurance Company, American Mercury Insurance Company +33
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DI

Donald Dodge Insurance

Port Arthur, TX· 5.6 mi
Agency
Popular
3-5 agents35yr

Donald Dodge Insurance has been serving the Golden Triangle for over 35 years, offering a range of personal and commercial insurance options with a focus on affordable rates and personalized service.

AutoBoatCommercial GLFlood+4 more
Carriers: Progressive, State Farm, Farmers Insurance Group
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BI

Buffy Hooper Insurance

Port Arthur, TX· 5.5 mi
Agency
Very Popular
1-2 agents

Buffy Doiron Hooper Insurance is an independent agency serving Texas and Louisiana, offering personal coverage such as auto, homeowners, motorcycle, boat, flood and life insurance, as well as commercial lines like general liability and property. The agency emphasizes personalized service, competitive rates, and over 26 years of experience.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: American Economy Insurance Company, MARKEL AMERICAN INSURANCE COMPANY
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RG

Richards Insurance Group

Nederland, TX· 7.8 mi
Agency
Popular

Richards Insurance Group is a Texas‑based insurance agency located in Port Neches offering a range of products such as auto, home, life, commercial, boat, flood, motorcycle, renters and umbrella insurance to residents across the state.

AutoHomeownersCommercial GLBoat+5 more
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GI

Goosehead Insurance - Craig Rankin

Port Arthur, TX· 5.7 mi
Agency
Popular
1-2 agents

Goosehead Insurance offers home, auto, renters, boat, motorcycle and flood coverage, connecting customers with policies from over 200 carriers. The agency emphasizes expert agents and a smart, design‑focused approach to insurance.

AutoBoatCommercial GLFlood+4 more
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LA

Landry Insurance Agency

Port Arthur, TX· 7.4 mi
Agency
1-2 agents23yr

Landry Insurance Agency is an independent agency in Port Neches, Texas, serving the Mid County and Golden Triangle area since 2003. They offer a range of insurance products including auto, home, renters, flood, commercial, life, and health, working with multiple carriers to find the best rates for clients.

AutoCommercial GLFloodHomeowners+3 more
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GI

Goosehead Insurance - Rankin & Powell

Port Arthur, TX· 5.7 mi
Agency
1-2 agents

Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle, and flood insurance. The agency emphasizes personalized quotes from over 200 carriers and provides an online estimate tool. Agents aim to provide clear communication and tailored protection.

AutoBoatCommercial GLFlood+4 more
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NI

NavSav Insurance - Nederland V

Port Arthur, TX· 5.3 mi
Agency
Popular
1-2 agents

NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle, offering personal lines such as home, renters, auto, life and specialty coverage, as well as commercial and marine options. Their agents provide personalized service and can bundle protections for convenience.

AutoBoatCommercial GLCommercial Property+9 more
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HI

Higginbotham - Port Arthur

Port Arthur, TX· 5.7 mi
Agency
1-2 agents

At Higginbotham in Port Arthur, we bring a tailored approach to insurance and financial services for our southeast Texas community. Leveraging a national network and specialized knowledge, we offer a wide range of personal and commercial insurance solutions to protect what matters most.

AutoHomeownersRentersCommercial GL+8 more
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NI

NavSav Insurance - Nederland

Port Arthur, TX· 6.4 mi
Agency
1-2 agents

NavSav Insurance helps individuals and businesses find insurance policies that match their needs, offering options for home, auto, renters, commercial, marine, motorcycle, and disaster coverage. Their agents focus on personalized service and bundling solutions for convenience and cost‑effectiveness.

AutoBoatCommercial GLCommercial Property+9 more
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GA

G&T Insurance Agency

Groves, TX· 4.9 mi
Agency
No reviews yet
1-2 agents

G&T Insurance Agency is a premier firm based in Texas offering a range of coverage options, from homeowner's insurance to liability and life insurance. They help clients customize plans to meet personal needs.

AutoCommercial GLFloodHomeowners+3 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY, Ace American Insurance Company +102
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FA

FB Taylor Insurance Agency

Port Arthur, TX· 6.4 mi
Agency
New on InsurConnect
1-2 agents

NavSav Nederland is a remote‑first insurance agency serving Texas with a combined team of local experts. It offers personal, life, health, and commercial coverage, drawing on deep carrier relationships to provide tailored policies. The agency emphasizes modern service while maintaining local knowledge and family‑focused values.

AutoHomeownersRentersUmbrella+6 more
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GI

Goosehead Insurance - Holly Sanders

Orange, TX· 14.4 mi
Agency
New on InsurConnect
1-2 agents

Goosehead Insurance connects customers with a variety of home, auto, renters, boat, motorcycle, and flood insurance options, leveraging over 200 carrier partners to find tailored coverage. Their agent‑focused approach emphasizes personalized quotes and expert guidance.

AutoBoatCommercial GLFlood+4 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.