Flood Insurance in Port Arthur, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
13 flood insurance agencies in Port Arthur
Within 15 miles of Port Arthur, TX. Click any agency to view profile, contact info, and request a quote.
Callarman Insurance
Callarman Insurance is an independent agency in Port Arthur, TX, serving the community since 1994. They operate 24/7, offering online quotes and a suite of customer service forms, and are members of the BBB and AIAA. The agency works with numerous insurance carriers to find the right coverage for each client.
Donald Dodge Insurance
Donald Dodge Insurance has been serving the Golden Triangle for over 35 years, offering a range of personal and commercial insurance options with a focus on affordable rates and personalized service.
Buffy Hooper Insurance
Buffy Doiron Hooper Insurance is an independent agency serving Texas and Louisiana, offering personal coverage such as auto, homeowners, motorcycle, boat, flood and life insurance, as well as commercial lines like general liability and property. The agency emphasizes personalized service, competitive rates, and over 26 years of experience.
Richards Insurance Group
Richards Insurance Group is a Texas‑based insurance agency located in Port Neches offering a range of products such as auto, home, life, commercial, boat, flood, motorcycle, renters and umbrella insurance to residents across the state.
Goosehead Insurance - Craig Rankin
Goosehead Insurance offers home, auto, renters, boat, motorcycle and flood coverage, connecting customers with policies from over 200 carriers. The agency emphasizes expert agents and a smart, design‑focused approach to insurance.
Landry Insurance Agency
Landry Insurance Agency is an independent agency in Port Neches, Texas, serving the Mid County and Golden Triangle area since 2003. They offer a range of insurance products including auto, home, renters, flood, commercial, life, and health, working with multiple carriers to find the best rates for clients.
Goosehead Insurance - Rankin & Powell
Goosehead Insurance offers a range of coverage options including home, auto, renters, boat, motorcycle, and flood insurance. The agency emphasizes personalized quotes from over 200 carriers and provides an online estimate tool. Agents aim to provide clear communication and tailored protection.
NavSav Insurance - Nederland V
NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle, offering personal lines such as home, renters, auto, life and specialty coverage, as well as commercial and marine options. Their agents provide personalized service and can bundle protections for convenience.
Higginbotham - Port Arthur
At Higginbotham in Port Arthur, we bring a tailored approach to insurance and financial services for our southeast Texas community. Leveraging a national network and specialized knowledge, we offer a wide range of personal and commercial insurance solutions to protect what matters most.
NavSav Insurance - Nederland
NavSav Insurance helps individuals and businesses find insurance policies that match their needs, offering options for home, auto, renters, commercial, marine, motorcycle, and disaster coverage. Their agents focus on personalized service and bundling solutions for convenience and cost‑effectiveness.
G&T Insurance Agency
G&T Insurance Agency is a premier firm based in Texas offering a range of coverage options, from homeowner's insurance to liability and life insurance. They help clients customize plans to meet personal needs.
FB Taylor Insurance Agency
NavSav Nederland is a remote‑first insurance agency serving Texas with a combined team of local experts. It offers personal, life, health, and commercial coverage, drawing on deep carrier relationships to provide tailored policies. The agency emphasizes modern service while maintaining local knowledge and family‑focused values.
Goosehead Insurance - Holly Sanders
Goosehead Insurance connects customers with a variety of home, auto, renters, boat, motorcycle, and flood insurance options, leveraging over 200 carrier partners to find tailored coverage. Their agent‑focused approach emphasizes personalized quotes and expert guidance.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.